Charles Lavrentios is a financial advisor with Harbor Point Capital Management, LLC, holding a Series 66 designation and 23 years of industry experience. He operates as the sole advisor at his independent firm located in Woburn, Massachusetts. Harbor Point Capital Management provides wealth management and portfolio management services to individuals and institutional clients, including pension and profit-sharing plans, trusts, and business entities. The firm uses a disciplined, data-driven approach with proprietary tactical asset allocation models, emphasizing fixed income and ETF exposures, and integrates third-party research to tailor risk profiles and investment strategies for each client.

Peter Jalbert is a CFP® with 23 years of industry experience and has been with Crossroads Capital Management LLC since 2008. He holds Series 63 and Series 65 licenses and operates as the sole advisor at his independent firm based in Marblehead, MA. Crossroads Capital Management provides financial planning and discretionary investment management to individuals, families, trusts, and related entities, including charitable organizations. The firm emphasizes strategic asset allocation and constructs individually tailored portfolios using a combination of passive index/ETF exposures, actively managed funds, and individual securities, managing accounts on a discretionary basis with regular client reviews and ongoing communication.

David Mc Donald is a Series 65 licensed financial advisor with five years of industry experience. He is the founder of Twin Lights Capital Management LLC and has previously worked with Dakota Wealth, LLC. In addition to his advisory work, he serves as an adjunct professor of finance at Boston University. Twin Lights Capital Management LLC is an independent, single-advisor registered investment adviser that provides discretionary investment management and sub-advisory services to individuals, family offices, and institutional investors. The firm specializes in U.S. growth equity strategies using a concentrated portfolio approach based on bottom-up fundamental research and top-down thematic analysis.

For as long as I can remember, I’ve always been a numbers nerd. Growing up, we had a small chalkboard propped up against the wall. Instead of scribbling random shapes, I would have my parents give me math problems to solve. (Don’t worry – I don’t do my math on a chalkboard anymore!). I started my career in financial services fresh out of college when I was hired at a boutique wealth management firm just outside of Boston. It was there that I quickly fell in love with financial planning. To me, it is the perfect blend of nerdy, technical, problem-solving, spreadsheet analysis and touchy-feely, meaningful, life-changing relationship work. I have always considered myself lucky to have found this profession when I didn’t even know I was looking for it. What better calling can there be than to help guide people in using their money to live their most deeply significant and fulfilling lives? I spent more than 18 years of my career with firms that only worked with individuals and families that had substantial wealth. In short, you already needed to have achieved financial success to get access to our advice! While I have always loved my work and the clients I helped, I could never shake the feeling that there was something missing. Instead of only working with people who already had wealth, I wanted to work with people to help them build it. As a result, Katapult Financial Planning was born.

Michael Durant Jr. is a Certified Financial Planner® with 21 years of industry experience. He is the sole advisor at Belmont Financial, LLC, where he has worked since 1992. Belmont Financial serves individual investors and small business clients by offering discretionary investment management and financial planning. The firm employs a globally diversified investment approach using no-load mutual funds, closed-end funds, and ETFs, with portfolios tailored to client risk tolerance and long-term goals.

Joseph Bruderman is a financial advisor at Bruderman Private Wealth with 17 years of industry experience. He holds the Series 66 designation and has previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America. He is also the president and CEO of Investegrity LLC, a registered investment advisory firm where he manages client assets and financial planning as the sole employee. Bruderman Private Wealth serves high-net-worth individuals, families, and select institutional clients, offering discretionary portfolio management and comprehensive financial planning. The firm uses a holistic approach to align asset allocation with clients’ cash-flow needs, tax and estate planning, and long-term goals, employing a range of investment strategies including concentrated equity, income, ETFs, and private placements.

Lucas Turton is a CFA® charterholder with nine years of industry experience. He is the principal advisor at Claritas Advisors, LLC and has previously worked at Webster Bank and Windham Capital Management, LLC. Claritas Advisors, LLC provides discretionary investment advisory and portfolio management services to individual and institutional clients, managing diversified multi-asset portfolios primarily using ETFs. The firm combines quantitative and fundamental analysis with an emphasis on risk management and tactical portfolio adjustments.

Daniel Ringer is a CFP® professional with 19 years of industry experience. He has led Breakwater Financial, LLC since its founding in 2016. Breakwater Financial is an independent registered investment adviser serving individuals, high-net-worth clients, families, trusts, estates, and businesses with portfolio management and financial planning services. The firm employs a primarily long-term, fundamental analysis approach, using no-transaction-fee mutual funds and ETFs, and incorporates tools like Nitrogen/Riskalyze for risk alignment.

Gayle Buff is the founder and sole advisor of Buff Capital Management, LLC, based in Newton, MA. She holds CFP® and CFA® designations and has 32 years of industry experience, having led her firm since its inception in 1992. Buff Capital Management primarily serves individuals, families, nonprofit organizations, and retirement plans. The firm employs a value-oriented, long-term investment approach focused on capital preservation and downside protection through diversified allocations, tailoring plans to clients' tax status and special circumstances without employing margin, short selling, or options.

Brian Curtin is the principal of Curtin Financial Services, Inc. in Burlington, MA, with 20 years of industry experience. He has served as Treasurer/Collector for the Town of Burlington since 1977 and holds board roles with the Burlington Municipal Federal Credit Union, Burlington Community Scholarship Foundation, and Middlesex County Retirement System. Curtin Financial Services provides financial planning, investment advisory, retirement and education planning, and tax preparation services to individuals, small businesses, and trust accounts. The firm emphasizes personalized, non-discretionary investment advice combined with ongoing tax and accounting expertise.

Kevin Maxwell is the sole advisor at Rivermax Financial Planning LLC in Boston, MA. He holds a Series 65 credential and has one year of industry experience. His prior roles include work with Rivermax Financial LLC, involvement in financial planning education through BU and Kaplan, and leadership positions in private companies Movie Skits Inc. and PicnicArea.com Inc. Rivermax Financial Planning LLC is an independent investment adviser providing discretionary portfolio management and both project-based and ongoing comprehensive financial planning for individuals and high-net-worth clients. The firm uses a combination of passive and active investment strategies, customized Investment Policy Statements, and model portfolios through the Altruist platform to implement asset allocation and security selection.

Camille Fuleihan is the sole advisor at Fuleihan, Camille, Farid, an independent firm based in Belmont, MA. She holds Series 63 and Series 65 designations and has 23 years of industry experience, having worked at her current firm since 2002. The firm provides investment advisory and financial planning services to individuals, pension plans, trusts, and 401(k) plans. It employs a manager-of-managers approach, screening and coordinating with other advisory firms while typically operating on a non-discretionary basis, with regular account reviews and client consent required for changes.

Lurie Davis is a financial advisor with Lurie Davis Wealth Management LLC, holding Series 63 and Series 65 designations and 18 years of industry experience. Davis has worked at Lurie Davis Wealth Management since 2006 and has prior experience with Waddell & Reed, Inc. Outside of advising, Davis serves as president of the Davis Estates Condominium Association, is a board member of the Lena Park Community Development Corporation, and participates in community organizations such as the Black Economic Council of Massachusetts and a Boston public school speakers series. Lurie Davis Wealth Management LLC provides customized investment management and financial planning services to high-net-worth individuals, pension and retirement plans, business owners, and families. The firm emphasizes broad asset allocation primarily through mutual funds and ETFs, conducting periodic account reviews and collaborating with clients on risk tolerance and investment policies while maintaining non-discretionary authority over client accounts.

Ranjan Mishra is a financial advisor with ESS Capital Services, holding a Series 65 designation and one year of industry experience. He has been a Senior Partner at ESS Analysis, a management consulting firm, since 2007, dedicating approximately 10 hours per week to that role. Mishra operates as the sole advisor at ESS Capital Services, which he joined in 2023. ESS Capital Services is a registered investment adviser that provides discretionary portfolio management services to individuals, high-net-worth clients, and business entities. The firm employs fundamental, quantitative, and technical analysis across a diverse set of instruments and generally requires discretionary authority to implement its investment strategies.

Bradley Richardson is a Series 65 licensed financial advisor with 22 years of industry experience. He has been with Bradyco Financial in Cambridge, MA for over 40 years, where he serves as the sole advisor. Bradyco Financial provides investment management primarily to individuals, high-net-worth clients, families, and trusts, focusing on retirement preparation and management. The firm emphasizes long-term value investing in common stocks with concentrated portfolios and occasionally employs margin, short sales, and options as exceptions to its usual approach.

Scott Swartz is a CFP® professional with 16 years of experience in financial advising. He has worked at Andersonlane Associates, LLC since 2019 and previously spent eight years at TFC Financial Management, Inc. in Needham, MA. AndersonLane Associates is an independent, state-registered investment adviser serving individuals and high net worth clients with comprehensive financial planning and portfolio management. The firm combines fundamental and quantitative analysis, generally following Modern Portfolio Theory to build diversified portfolios using low-cost, tax-efficient ETFs and mutual funds, with selective use of active managers for less efficient markets.

Bhavneesh Sharma is a financial advisor with Integrity Advisors LLC in Burlington, MA, holding a Series 65 designation and 10 years of industry experience. He has held roles at firms including FATrader and Vasuda Indices, and he is co-founder and Co-CEO of DataFlynk.AI LLC, a software development company. He has also contributed to Seeking Alpha since 2015. Integrity Advisors LLC provides discretionary portfolio management and holistic financial planning to individuals, high-net-worth clients, and corporations. The firm focuses on equity and ETF investments, with an emphasis on healthcare sectors, and integrates financial planning through a cloud-based platform combining cash-flow analysis, retirement projections, and tax-efficient strategies.

Richard Karlen is a financial advisor at Millenium Financial Services in Peabody, MA, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Essex Securities LLC since 2004. Outside of his advisory work, he is also an insurance broker. Millenium Financial Services provides personalized financial planning and investment management to individuals, trusts, estates, charitable organizations, small businesses, and pension and profit-sharing plans. The firm manages advisory relationships on a non-discretionary basis and employs a strategic asset allocation approach combining passive index funds and ETFs with selected active holdings.

Sharon Lund is the principal of SHARON LUND, FINANCIAL PLANNING, Inc., an independent firm based in Needham, MA. She holds a Series 65 designation and has 22 years of experience in financial planning. Since founding her firm in 2002, she has provided non-discretionary financial advice to a modest client base. Her firm offers independent financial planning and investment advice to individuals, trusts, small businesses, and non-profits, focusing on retirement, tax and estate planning, college funding, and insurance evaluation. The firm uses a fee model based on hourly billing or retainer arrangements rather than assets under management, emphasizing diversified, moderate-to-conservative portfolios with tax efficiency and low turnover.

Michael Capobianco is a financial advisor with Lattanzi Financial Services LLC in Revere, MA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Rorcha LLC, ALC Advisory, Triad Advisors, and MWA Asset Management. Capobianco is also the owner and director of Rorcha LLC, a business consulting firm. Lattanzi Financial Services provides investment advisory and asset management to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm customizes portfolios based on initial risk assessments and employs diversified holdings, with ongoing monitoring and regular reviews.