Paul Caswell is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 21 years of industry experience. He has been associated with Cetera and its affiliates since 2013 and is also the owner of Pioneer Wealth Advisors. Outside of finance, he works as a river guide and serves as an elder at a religious organization in Medford, Oregon, and is a board member of the Southern Oregon Ski Education Foundation. Cetera Investment Advisers LLC operates a multi-manager platform offering portfolio management, financial planning, and retirement services to individuals, retirement plans, and institutional clients. The firm supports a broad range of investment strategies through a large network of over 10,000 advisors and manages more than $256 billion in assets.

Tyler Forbes is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has previously worked at Cetera and Rogue Credit Union. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Perry Stannard is a financial advisor at Stifel with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2018, with prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is involved in managing a rental property in Ashland, Oregon. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Anthony Roa is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at JP Morgan Securities, LLC, and various entities under the Cetera umbrella. He is an owner and advisor of Pioneer Financial Planning and is involved in cost-sharing operations for Pioneer Wealth Advisors. Outside of advisory work, Roa sells fixed insurance products and has a motorcycle rental listed on Riders Share. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supported by a broad nationwide network of over 10,000 advisors and $256 billion in assets under management.

Jason Loyd is a financial advisor at Edward Jones in Jacksonville, Oregon, holding a Series 66 designation with 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of financial advisors.

Michelle Corradetti is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets. Outside of her advisory role, she is active in the Medford Rotary Club, serving as President Elect and participating in multiple charitable activities. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and does not provide individual security recommendations as part of its standalone planning services.

Kevin Mc Dermott II is a financial advisor at Morgan Stanley with six years of industry experience. He has worked at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC since 2019. Prior to his financial advisory career, he was employed by the Minnesota Vikings from 2015 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning through structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Michael Mc Gehee is a financial advisor at Edward Jones with six years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Edward Jones in 2023, he worked at Wells Fargo Bank from 2012 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors.

Shellie Greer is a financial advisor at OSAIC with 30 years of industry experience. She holds the Series 63 and Series 65 designations. Her prior work includes roles at Ameriprise Financial Services Inc. and Linsco Private Ledger. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across various asset classes.

Edward Lindbloom is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 23 years of industry experience. His prior firms include Edward Jones and Summit Financial Group. He is the owner of EGL Wealth Management, a financial services firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Edward Felan is a financial advisor at Raymond James Financial Services Advisors, Inc. with 22 years of industry experience. He holds a Series 66 designation and has previously worked with firms including LPL Financial, Waddell & Reed, and Edward Jones. Felan serves as a finance and investment committee member for the Oregon Independent Order of Odd Fellows Grand Lodge and is a board member and finance committee member for the United Way of Jackson County. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to support clients' goals, with a distinctive affiliation supporting municipal and public finance work.

Twinkle Fitzgerald is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services.

Kristina West is a Series 66-credentialed financial advisor with four years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2023, and previously worked at Avantax Advisory Services and KDP Wealth Management. Outside of finance, she serves as a board member and treasurer for Konnect Dental Kare Services, a community organization in Klamath Falls, Oregon. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory services.

Joseph Scheffler is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, previously serving at Morgan Stanley Smith Barney and Citigroup Global Markets. Outside of his advisory role, he is involved in an agricultural partnership based in Eagle Point, Oregon. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through various channels, including corporate financial planning agreements.

Carol Krueger is a financial advisor at Edward Jones with 10 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Ray Cox is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2010, including work at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves on the board of directors for TKO Video Communications. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and models outcomes using Global Investment Committee data, serving clients through both direct and corporate financial planning arrangements.

John Icenhower is a financial advisor with OSAIC in Medford, Oregon, holding Series 63 and Series 66 credentials and having 26 years of industry experience. Prior to joining OSAIC in 2023, he worked at FSC Securities Corporation for 14 years and has operated Icenhower's Tax & Financial LLC since 2004, where he prepares tax returns. He also holds an insurance license that he uses occasionally to write variable annuity contracts. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and managed account solutions. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios, supporting both discretionary and non-discretionary management.

Paul Bloom is a financial advisor with Wells Fargo Clearing in Medford, OR, holding a Series 66 license and having 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wells Fargo Bank. Bloom is also a partial owner of an investment-related business in Burlingame, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Gozde Cannarella is a financial advisor with J.P. Morgan Securities in Medford, Oregon, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining J.P. Morgan Securities in 2018, she worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Tennelle Nickel is a Series 66-licensed financial advisor with six years of industry experience, currently with Raymond James Financial in Medford, OR since 2022. Prior to this, Tennelle worked at Edward Jones from 2014 to 2022. Outside of her advisory role, she is involved in several support companies and holding entities related to her practice operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm emphasizes tailored, non-discretionary planning and consulting, utilizing advanced modeling tools and maintains a notable presence in municipal and public finance advisory services.