Richard Russo II is a CFP® professional with eight years of industry experience, currently serving as an advisor at Freedom Formula Wealth Management. His prior experience includes roles at Just West Inc. and Russo Insurance Agency. Freedom Formula Wealth Management provides discretionary investment management and comprehensive financial planning to individual and high-net-worth clients. The firm uses a combination of fundamental, technical, and charting analysis to implement client-specific asset allocation, with regular portfolio reviews and monthly written plan updates for financial planning clients.

Jeffery Cooper is a financial advisor at Cornerstone Alternatives with a Series 65 credential and one year of industry experience. He has held executive roles outside of finance, including serving as Vice President of Product Safety and Product Compliance at ZF Automotive since 2004. Cornerstone Alternatives primarily serves individual and high-net-worth investors, focusing on private market offerings such as private placements, closed-end funds, and special-purpose vehicle private funds. The firm emphasizes tactical asset allocation using fundamental, technical, and cyclical analysis, and provides both discretionary management and non-discretionary advisory services.

Sarah Fletcher is a financial advisor at Team Covert, LLC with two years of industry experience. She holds a Series 65 designation and has worked at several firms including Merrill Lynch and Barnett Financial & Tax, Inc. Outside of advising, she is also licensed to sell insurance products. Team Covert, LLC serves individual and high-net-worth clients by providing portfolio management, comprehensive financial planning, and targeted financial consulting. The firm customizes portfolios using model strategies and a recommended sub-adviser for trading, while also offering integrated tax and insurance services through affiliated entities.

Brian Stone is a Series 66-licensed financial advisor with 17 years of industry experience. He has been with Greystone Financial Group, LLC since 2020 and previously worked at Polaris Greystone Financial Group, LLC from 2015 to 2020. Greystone Financial Group serves individual and high-net-worth clients, pension and profit-sharing plans, and other businesses by providing discretionary and non-discretionary investment management, financial planning, and pension consulting services. The firm employs a tactical investment approach that combines fundamental and technical analysis with active portfolio adjustments aimed at managing downside risk and pursuing risk-adjusted returns across various asset classes.

David Sculati is a financial advisor at Sculati Wealth Management, LLC in Bloomfield Hills, MI, holding Series 63 and Series 65 designations with 16 years of industry experience. He has been with Sculati Wealth Management since 2012. Sculati Wealth Management offers personalized financial planning and discretionary wealth management to individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and small businesses. The firm operates as a fee-only adviser, providing financial plans at no additional cost for fee-only clients, and employs a mix of fundamental, technical, and cyclical analysis to manage approximately $381 million with a compact advisory team.

Shane Kinney is a financial advisor at EPI Financial Group with a Series 66 designation and two years of industry experience. His prior roles include work at Hantz Financial Services and operating an entertainment business, Beyond the Score, where he creates and produces content for a monetized YouTube channel. He is also involved with EPI Protection, LLC as an insurance agent. EPI Financial Group provides investment advisory and financial planning services primarily to non-high-net-worth individual households, charitable organizations, and business entities. The firm uses a sub-adviser platform for discretionary portfolio management and offers ongoing financial planning without a planning fee, integrating insurance services through its affiliated insurance agents.

Robert Sinnaeve is a Series 65-licensed advisor with SS&H Financial Advisors, Inc. in Troy, MI, where he has worked since 1992, totaling 34 years with the firm and 15 years of industry experience. SS&H Financial Advisors is an SEC-registered independent investment adviser serving individuals, trusts, charitable organizations, and foundations with portfolios of at least $350,000. The firm manages approximately $347 million across 249 accounts, using a combination of fundamental and technical analysis alongside macroeconomic monitoring to guide security selection, emphasizing risk management and asset protection.

Nicholas Loberg is a financial advisor with Greystone Financial Group, LLC, holding Series 63 and Series 65 designations and eight years of industry experience. He has previously worked at Concorde Investment Services, Concorde Asset Management, Spectrum Financial Resources, and other firms. In addition to advisory work, he serves as Director of Brokerage Operations and Operations Manager for related Concorde entities. Greystone Financial Group manages approximately $495 million in assets for individual clients, high-net-worth households, businesses, and retirement plans. The firm employs a tactical investment approach that adjusts portfolio weightings based on market conditions using a combination of fundamental, technical, and macroeconomic analysis.

Scott Goldberg is a financial advisor with Oxford Harriman Private Wealth Management, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has been associated with Equity Planning Group, Inc. since 2000. Additionally, Mr. Goldberg is independently licensed as a mortgage loan officer, engaging in client education and market review within the mortgage sector. Oxford Harriman Private Wealth Management serves individuals, high-net-worth clients, trusts, estates, pension plans, and business entities with asset and portfolio management, financial planning, and retirement plan consulting. The firm employs a tailored, multi-asset investment approach, utilizing individual securities and third-party managers, alongside services for execution and custody through several major platforms.

Ryan Riker is a financial advisor with EPI Financial Group in Troy, MI, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Alliance Benefit Group of Michigan. He is also engaged in insurance sales and services through EPI Protection, LLC, an insurance agency where he spends a significant portion of his time. EPI Financial Group provides investment advisory and financial planning services primarily to non‑high‑net‑worth individuals, charitable organizations, and business entities. The firm implements client investment programs via a sub‑adviser platform and offers discretionary portfolio management alongside free ongoing financial planning and consulting.

Branden Carney is a CFP® with 8 years of industry experience, currently serving as an advisor at Melone Private Wealth, LLC since 2020. His prior roles include positions at Portfolio Solutions LLC, Fratarcangeli Wealth Management, State Farm Insurance, and Plante Moran Financial Advisors. In addition to his advisory work, he engages in insurance sales. Melone Private Wealth, LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans by providing customized investment advisory and financial planning services. The firm constructs portfolios blending active and passive strategies, primarily using ETFs, mutual funds, closed-end funds, and municipal securities, with a focus on long-term investment horizons and discretionary asset management.

Mitchell De Brincat is a financial advisor at Ecos Wealth Advisors with a Series 65 credential and no prior industry experience. His background includes roles at Saginaw Valley State University and Farm Bureau. Ecos Wealth Advisors offers investment advisory and financial planning services to individual clients—including high-net-worth households—as well as to employer-sponsored retirement plans and business entities. The firm employs customized, long-term investment strategies supported by fundamental, quantitative, technical, and modern portfolio theory approaches.

Eric Hornyak is a financial advisor with Emde Wealth Management LLC in Bloomfield Hills, MI, holding Series 63 and Series 66 designations and possessing 25 years of industry experience. He has previously worked at Aurora Securities, Secure Investors Group, Secure Asset Management, LLC, and continues to own Hornyak Financial Group, which provides life, health, property, and casualty insurance sales and service. Emde Wealth Management serves individuals, including high-net-worth clients, pension and profit-sharing plans, and other business entities, managing approximately $45 million across about 75 client relationships. The firm offers comprehensive financial planning, discretionary portfolio management, and retirement-plan consulting, employing individualized asset-allocation strategies that may include U.S. and international equities, fixed income, ETFs, mutual funds, alternative investments, and private placements.

Ryan Malloch is a financial advisor at Third Sigma Investment Advisors LLC with 25 years of industry experience. He holds Series 65 and Series 66 credentials and has worked at firms including Cetera Advisors LLC, M1 Capital Management, and Malloch Capital Management. Malloch teaches financial education courses as adjunct faculty at Macomb Community College. Third Sigma Investment Advisors LLC provides discretionary portfolio management and investment consulting to individuals, trusts, estates, charitable organizations, and pension plans. The firm focuses on cost-effective implementation using a mix of active and passive investments, customized asset allocation, and tax-efficient transitions, primarily managing larger, customized accounts and institutional retirement plans.

Scott Nicholson is a financial advisor at Advize Wealth Management with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Calder Capital, Blue Water Asset Management, Benchmark Mortgage, Redfield Financial Group, and Invest Financial Corporation. Nicholson is also licensed to sell life and health insurance and may receive additional compensation from those sales. Advize Wealth Management serves individual and high-net-worth clients by providing wealth management, investment management, comprehensive financial planning, and employee benefit plan advisory services. The firm emphasizes asset allocation and predominantly passive investing through index funds and ETFs, utilizing technology and third-party managers to implement automated and model-driven portfolios.

Paul Compeau is a CFP® with eight years of industry experience and is the principal advisor at Bridgewise Wealth Management. His prior roles include positions at Guardian Pointe Private Wealth Management and various Bridgewise-affiliated entities. He serves as Chapter President of the nonprofit American Financial Education Alliance, where he teaches financial planning classes and provides public education. Bridgewise Wealth Management serves individual and high-net-worth clients, trusts, nonprofits, corporations, and retirement plans, offering comprehensive financial planning, discretionary investment management, and consulting services. The firm employs a combination of fundamental, technical, cyclical, and charting analysis, utilizing both active and passive strategies, and manages accounts primarily on a discretionary basis with ongoing portfolio oversight.

Eric Seger is a Certified Financial Planner® with 25 years of industry experience. He is a principal advisor at Integrated Capital Management in Bloomfield Hills, MI, and has worked at Purshe Kaplan Sterling Investments and First Heartland Capital. Seger serves as a board member at Michigan State University’s AES program and delivers monthly financial presentations for the Older Person’s Commission. Integrated Capital Management advises individuals, high-net-worth clients, trusts, charitable organizations, and businesses, with particular expertise working with professionals such as physicians and corporate executives. The firm provides comprehensive financial planning and discretionary portfolio management, incorporating client-specific compensation and tax complexities into personalized investment strategies.

When I was 5 years old, I started going to work with my dad at one of his 7 diners. We’d get on the road around 6 AM. I was allowed a day-old doughnut from the freezer for breakfast – white-iced, raspberry jelly-filled was my go-to. He usually zapped it too long in the microwave, making the jelly in the middle piping hot. I was great at peeling hardboiled eggs, restocking the candy case, and tallying up carry-out receipts – I loved every minute of it! Dad always said my maiden name, Bassano, meant “hard-worker.” I firmly believe that tongue-in-cheek joke, along with my mom & dad’s entrepreneurial spirit, shaped who I am today. Whether it was graduating college as a double major with honors in 3 years, or cycling the US coast-to-coast in 9 weeks, I put my heart and soul into everything I do. I fully expect the same of myself if given the opportunity to be your financial advisor.

Hunter Fougner is a financial advisor at Ecos Wealth Advisors in Clarkston, MI, holding a Series 66 designation with two years of industry experience. His prior work includes roles at Hantz Financial Services Inc. and Whirlpool Corporation. Ecos Wealth Advisors provides investment advisory and financial planning services to individual clients, employer-sponsored retirement plans, and business entities. The firm employs long-term, discretionary strategies tailored to client goals and conducts ongoing portfolio management and comprehensive financial planning.

Alan Aidem is a financial advisor at A & L Financial Services, LLC with one year of industry experience. He has worked at A & L Financial Services since 2021 and previously held roles at Valassis and Meijer Corp. A & L Financial Services provides personalized financial planning and discretionary investment management primarily to individual and high-net-worth clients. The fee-only firm manages approximately $53.7 million and employs a combination of fundamental, technical, and cyclical analysis, including option-writing strategies, to build portfolios aligned with clients’ objectives and risk tolerance.