Dennis Arnold is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program.

Louis Dangelo is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and five years of industry experience. His background includes roles at LPL Financial, Anheuser-Busch InBev, and Ernst & Young. He is based in Albany, NY. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, utilizing numerous investment strategies and technology platforms, and offers access to both proprietary and third-party managed account solutions.

Matthew Udasin is a financial advisor at Citizens Securities, Inc. in Albany, NY, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at KeyBank and Key Investment Services LLC. Outside of his advisory role, he is also a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, and offers investment advisory programs alongside brokerage and insurance services. The firm operates as a broker-dealer and emphasizes both discretionary managed accounts and previously offered a digital advisory program based on ETF portfolios.

Michele Waite is a financial advisor with TIAA-CREF who holds a Series 66 designation and has 17 years of industry experience. She previously worked for The Ayco Company, L.P./Mercer Allied for 10 years before joining TIAA in 2018. Outside of advising, she has a rental property business. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides a range of advisory services including model portfolio management and customized portfolios managed under client-approved investment policies.

Matthew Gentile is a financial advisor at Mariner with a Series 66 designation and three years of industry experience. He previously worked at Ameriprise, Equity Services Inc, National Life Group, and Amedore Homes. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm provides investment management, financial planning, retirement plan consulting, tax services, and family office support through customized, committee-overseen portfolios that integrate in-house research with third-party managers.

Mark Curley is a financial advisor with Citizens Securities, Inc. He holds a Series 66 designation and has 13 years of industry experience. His prior roles include positions at Equity Services Inc, National Life Group, and Edward Jones. Outside of his advisory work, he authored a book related to the supernatural in 2002. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory platform that uses proprietary algorithms and client risk profiling to manage ETF-based portfolios, although much of its activity is commission-based brokerage and non-discretionary business.

Thomas Chambers is a financial advisor with Valic Financial Advisors in Queensbury, NY, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked at Valic Financial Advisors since 2008 and is also an agent with Agia, where he offers non-securities insurance products. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm provides discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and offering various overlay services.

Jason Licata is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior experience includes roles at Merrill, Allstate, J.P. Morgan Securities, Chase Investment Services, and Capital One entities, as well as a teaching position at SUNY College. Licata serves on the Board of Directors for Queensbury Youth Baseball/Softball, assisting with the local youth sports program. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both advisory programs and brokerage and insurance services. The firm provides a range of offerings including a digital advisory program and Managed Account program, operating as a broker-dealer and insurance agency.

Danielle Major is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and 12 years of industry experience. Her prior experience includes roles at Janney Montgomery Scott, Morgan Stanley, and Pearl Insurance. She also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer that serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm manages portfolios through discretionary unified managed accounts using Envestnet’s platform and offers tax-aware and impact/ESG overlay services.

Alexander Forster is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. Prior to joining Citizens Securities in 2026, he worked at Osaic Wealth Inc. and Cadaret, Grant & Co., Inc. He also serves as Board President of the North Country Association for the Visually Impaired, a nonprofit organization. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Christopher Robertson is a financial advisor at Bankers Life Advisory Services, Inc. with two years of industry experience. He holds the Series 66 designation and has prior experience at AIM Services and Bankers Life Securities, Inc. Outside of his advisory role, he has been involved in fitness and community activities, including operating CR Fit. Studio and working with the Saratoga Regional YMCA. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored portfolios aligned with clients’ goals and risk tolerances.

Arnold Vitarelle II is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 10 years of industry experience. He has worked at Commonwealth since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs including custom portfolio solutions, third-party asset manager access, and retirement plan consulting. The firm supports advisors with operations, trading, technology, investment management, compliance, and practice-management services.

Mark Enright is a financial advisor at Janney Montgomery Scott with five years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, J.P. Morgan Securities, and Morgan Stanley. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations. The firm offers a range of services such as brokerage, financial planning, and advisory programs, utilizing both in-house and third-party portfolio management.

Rachel Fiedler is a financial advisor with TIAA-CREF in Latham, NY, holding Series 65, 63, and 66 licenses and having 24 years of industry experience. She has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides customized portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

William Boardman V is a CFP®-certified financial advisor with eight years of industry experience. He currently works at Principal Financial Services and Principal Life Insurance Company, having joined in 2026. His prior experience includes roles at Goldman Sachs & Co. LLC and The Ayco Company, L.P., among others. Principal Securities provides brokerage and registered investment advisory services to individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed outside the United States. The firm’s advisory services include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Dino Johnson is a financial advisor at Janney Montgomery Scott with 12 years of industry experience and a Series 66 designation. He has worked at several firms, including Steward Partners Investment Solutions and Raymond James Financial Services. Dino has been with Janney Montgomery Scott since 2024. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers a range of brokerage, financial planning, and advisory services, utilizing both in-house and third-party portfolio management across multiple wrap programs and unified managed accounts.

Caleb Keysor is a financial advisor with Eagle Strategies (New York Life) based in Latham, NY, holding Series 63 and Series 66 licenses and with eight years of industry experience. His prior work includes roles at Naked Turtle and Foot Locker, and he has been affiliated with NYLIFE Securities LLC and New York Life since 2018. He has also been involved with Siena College since 2014. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm operates primarily on a non-discretionary basis and integrates advisory services with insurance and annuity products through its affiliation with New York Life.

Michael Long is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Fidelity Investments. Outside of his advisory role, he has experience as a camp counselor at Camp Sewataro. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating within a bank-owned enterprise structure.

Brandie Mulligan is a CFP® with 19 years of industry experience. She is currently with &PARTNERS, where she has worked since 2026. Her prior experience includes roles at Wells Fargo Clearing Services LLC, Bank of America, N.A., and Merrill. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutional clients. The firm offers investment management, financial and tax planning, and ERISA consulting, utilizing a mix of fundamental, technical, and quantitative analysis along with third-party strategies.

Richard Occhiogrosso is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding a Series 66 credential and 10 years of industry experience. He previously worked at J.P. Morgan Securities and JP Morgan Chase Bank from 2017 to 2025, and earlier at Axa Advisors, LLC from 2015 to 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, featuring a digital advisory program using proprietary algorithms and a managed account program.