Elmo Wedderburn is a financial advisor with EverythingHR Financial Services LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining EverythingHR in 2017, he worked at Charles Schwab for ten years and Ameriprise Advisor Services for two years. Wedderburn also has a longstanding role with Southwest Airlines as a customer service airline ticket agent. His outside activities include serving on the board of a charter school in Oakland and participating as an election inspector in San Francisco. EverythingHR Financial Services LLC provides portfolio management and investment-advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm manages approximately $23 million in assets across about 90 client accounts using client-specific Investment Policy Statements and a long-term trading approach informed by modern portfolio theory, quantitative, and technical analysis.

Katie Fredlund is a financial advisor at Kaizen Wealth Management, LLC with a Series 65 designation and one year of industry experience. Her prior work includes roles at American Health Plans and Meridian Health Plans, as well as operating insurance services through Kaizen Financial, Inc. and a sole proprietorship. Kaizen Wealth Management, LLC provides financial planning and consulting to individual and high-net-worth clients, primarily acting as an introducer and liaison to third-party money managers. The firm delivers tailored financial plans and coordinates with other professionals while relying on third-party managers for investment management.

Jack Yarosh is a financial advisor at Verde Capital Management, Inc. with six years of industry experience. He holds a Series 65 designation and previously worked at Northwestern Mutual and various other organizations. Outside of advising, he is a minority owner of Millpond Bed and Breakfast LLC, a historic property with multiple Airbnb rental units in Clarkston, Michigan. Verde Capital Management serves individuals, trusts, estates, pension and profit-sharing plans, and businesses with investment management, fiduciary services, and financial planning. The firm’s investment process incorporates fundamental and technical analysis and utilizes diversified fund menus along with derivatives and synthetic strategies to manage portfolios.

Nathan Bohannon is a financial advisor at MKD Wealth with 15 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to his current role, he worked at MKD Wealth Coaches, LLC and its predecessor firm from 2009 to the present. Outside of advising, he is a licensed independent insurance agent authorized to sell life, disability, and long-term care insurance. MKD Wealth provides investment management, financial planning, and consulting services to individuals, pension plans, trusts, charitable organizations, and business entities. The firm manages approximately $425 million in assets and employs a range of portfolio models across risk profiles using mutual funds, ETFs, individual securities, and alternative investments.

Timothy Sullivan is a financial advisor at Strategic Wealth Advisors Group, Inc. with 15 years of industry experience. He holds a Series 65 designation and has worked at the firm since 2014. In addition to his advisory role, he is the CEO and founder of Strategic Wealth Insurance Group, where he focuses on life insurance, annuity, and federal employee benefits sales. Strategic Wealth Advisors Group serves individual clients, including high-net-worth households, offering financial planning, consulting, and discretionary investment management. The firm primarily allocates client assets to independent registered managers and provides ERISA plan services, along with public educational seminars on investment topics.

Kenneth Arafat is a financial advisor at Strategic Wealth Advisors Group, Inc. in Utica, MI. He holds a Series 65 designation and has been with the firm for one year. Prior to joining the firm, he worked in retail and food service industries. Strategic Wealth Advisors Group serves individual clients, including high-net-worth individuals, offering financial planning, consulting, discretionary investment management, and retirement-plan advisory services. The firm primarily allocates client assets to independent managers and conducts ongoing monitoring, combining fundamental and technical analysis in its planning approach.

Dominic Stewart is a financial advisor with CPR Investments Inc holding a Series 65 credential. He has one year of industry experience and previously worked at Studio Design & Millwork for eight years while also completing a decade as a full-time student. CPR Investments Inc. provides discretionary portfolio management, financial planning, and ERISA plan services to individuals, businesses, and retirement plans. The firm offers multi-manager portfolios combining tactical models with third-party advisors, emphasizing defensive positioning and ongoing model monitoring.

Michael Dzialo is a financial advisor at Managed Asset Portfolios, LLC in Rochester, MI, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has been with Managed Asset Portfolios since 2000. Managed Asset Portfolios provides discretionary and non-discretionary investment advisory services to a range of clients, including individuals, pension and government plans, trusts, and investment companies. The firm’s investment approach emphasizes fundamental, value-oriented equity analysis and detailed fixed-income research, utilizing tools such as the Bloomberg MAC-3 risk model and employing strategies across multi-cap and global portfolios.

Cassandra Beardslee is a CFP® and holds a Series 66 license with 13 years of industry experience. She has been with MKD Wealth since 2016, currently working as part of a six-advisor team. She is also licensed as an independent insurance agent, authorized to sell life, disability, and long-term care insurance. MKD Wealth provides investment management, financial planning, family office coordination, and consulting services to individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and corporations. The firm uses model portfolios across various risk levels, incorporating mutual funds, ETFs, individual securities, independent managers, and alternative investments.

Beth Zilka is a financial advisor with Baron Wealth Management, LLC in Troy, MI, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has been with Baron Wealth Management since 2010. In addition to her advisory role, she is an independently licensed insurance agent. Baron Wealth Management provides fiduciary wealth management and consultation services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other investment professionals. The firm emphasizes individualized, ongoing advice and strategic diversified asset allocation based on Modern Portfolio Theory, combining internally researched securities with mutual funds and ETFs, and regularly reviews and monitors client portfolios.

Jennifer Kulek is a financial advisor at Lifecycle Financial Planners Inc. in Bloomfield Hills, MI, with 15 years of industry experience. She holds the Series 66 designation and has worked at Lifecycle Financial Planners since 2018, previously spending a year at Cambridge Connection Inc. Lifecycle Financial Planners serves individuals, families, small businesses, trusts, estates, and charitable organizations with comprehensive financial life planning and investment advisory services on a fee-only retainer basis. The firm employs a holistic, client-centered process that incorporates Functional Asset Allocation and modern portfolio theory to align portfolios with clients’ life stages.

Matthew Zajac is a financial advisor with Eagle Financial Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been associated with Eagle Financial Advisors since 2014 and Eagle Financial Group since 2019. Outside of advisory work, he has served as an insurance agent since 2002. Eagle Financial Advisors, LLC provides investment advisory services to individuals, high-net-worth clients, trusts, corporations, and other business entities. The firm manages approximately $113 million in assets, primarily on a non-discretionary basis, employing quantitative techniques and third-party research to develop client-specific investment policies.

John Cunningham is a CFP® professional with 11 years of experience, currently serving at William Mack & Associates Inc since 2024. He has operated Cunningham & Associates Advisory Services, PLLC since 2011 and previously led Cunningham & Associates, LLC from 2003 to 2024. Outside of investment advisory work, he is involved in tax planning, preparation, business consulting, and provides certain non-investment legal services through separate entities. William Mack & Associates is a multi-team registered investment adviser serving individual and institutional clients, including non-HNW and high-net-worth individuals, retirement plans, trusts, and charitable organizations. The firm manages approximately $1.03 billion in discretionary assets, employing a diversified, tax-efficient investment approach primarily using no-load mutual funds and ETFs across tailored model strategies.

Joseph Lasslett is a CFP® and holds a Series 65 license, with 10 years of experience in the financial advisory industry. He has worked at Baron Wealth Management since 2023 and previously spent nine years at Plante Moran Financial Advisors. Lasslett is also a licensed life insurance agent. Baron Wealth Management provides fiduciary wealth management and consultation services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm focuses on individualized advice and diversified asset allocation using a combination of internally researched securities, mutual funds, ETFs, and separately managed programs.

William Waggoner II is a financial advisor with Stoney Creek Advisors LLC in Rochester Hills, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stoney Creek Advisors since 2016 and previously worked at Oakland Community College for 22 years. Outside of his advisory role, he is a partner and owner of Stoney Creek Partners, LLC, a life and health insurance agency. Stoney Creek Advisors, LLC provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and business entities. The firm uses a documented investment policy statement, multiple analytical methods, and offers services including third-party money manager selection, retirement-plan advisory, and held-away 401(k) account management through the Pontera platform.

Natalie Snyder is a Series 65-licensed financial advisor at VIMA, LLC with two years of industry experience. She has been with VIMA since 2021. VIMA, LLC is a mid-sized advisory firm serving individual and high-net-worth clients with portfolio management, financial planning, and 401(k) consulting. The firm uses a top-down, sector-level screening process and may employ covered-call option writing, hedging with cash positions, and margin trading when authorized by clients.

Brendan Bugenski is a CFP® professional with eight years of experience at William Mack & Associates Inc and nine years at The Adams Group. He has been with William Mack & Associates since 2018. William Mack & Associates is a fee-only, SEC-registered investment adviser serving individuals, trusts, retirement plans, and other entities. The firm manages approximately $820 million for about 957 clients through a team of ten advisers, focusing on diversified, tax-efficient, and low-cost investment strategies using no-load mutual funds and ETFs.

Dennis Prost is a CFP® with 37 years of industry experience, currently serving at VIMA, LLC since 2022. His prior roles include positions at PVG Asset Management Corporation, Harvest Investment Services LLC, and Proequities, Inc. Prost holds Series 63 and Series 65 licenses. VIMA, LLC is a mid-sized advisory firm that serves individual and high-net-worth clients by providing discretionary and non-discretionary portfolio management, financial planning, and 401(k) consulting. The firm employs a top-down, sector-level screening process with strategies that may include covered-call option writing and hedging, offering customized portfolios across equities, fixed income, mutual funds, and ETFs.

Ryan Essenmacher is a financial advisor at Integrated Investment Consultants, LLC with one year of industry experience. He holds a Series 65 designation and previously worked in the golf industry at Forest Akers West Golf Course and Links of Novi Golf Club, and has a background in full-time education spanning ten years. Integrated Investment Consultants, LLC manages approximately $1.08 billion on behalf of individual, high-net-worth, and institutional clients. The firm employs a fundamental analysis approach combined with Modern Portfolio Theory to tailor investment portfolios, while offering discretionary and non-discretionary management, ERISA fiduciary consulting, and retirement plan services.

Scott Smith is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Lifecycle Financial Planners Inc. in Bloomfield Hills, MI. He has worked at Lifecycle since 2018 and was previously Principal and Senior Advisor at Olympia Ridge, LLC. Scott also provides consulting services to other fee-only financial planners, dedicating a portion of his time to this activity. Lifecycle Financial Planners is a fee-only firm that serves individuals, families, small businesses, trusts, estates, and charitable organizations through a team of four advisors. The firm offers comprehensive financial life planning and investment advisory services, employing a holistic, client-centric approach with tailored investment strategies based on Functional Asset Allocation and modern portfolio theory.