Dylan Stewart is a CFP® with four years of industry experience, currently serving at Mainstay Capital Management, LLC. He previously worked at Kaydan Wealth Management, Inc. and Ford Estates, LLC. Outside of financial advising, he owns Understand, LLC, a publishing business specializing in books available on Amazon. Mainstay Capital Management provides comprehensive wealth and retirement-plan services to individual investors, trusts, corporate accounts, and workplace-savings participants. The firm employs a tactical asset-allocation approach and integrates financial planning with portfolio management, with a particular focus on workplace savings plan management.

Patrick Rice is a CFP® and CFA® with 18 years of industry experience. He has been with Mainstay Capital Management, LLC since 2005. The firm is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets, primarily serving individuals, retirees, and workplace retirement plan participants. Mainstay Capital Management employs a tactical asset allocation approach and is notable for its focus on workplace savings plan management, including services for employees and retirees of large employers such as General Motors and Ford.

Nolan Eriksen is a financial advisor at Prospera Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked with First Command Brokerage Services, Inc. as well as the Department of Defense. Prospera Financial Services, Inc. is a multi-team firm serving individuals, corporate and charitable entities, and retirement plans, managing approximately $12.4 billion through 207 advisors in about 140 offices. The firm provides investment advisory and financial planning services across various platforms, combining firm models, third-party sub-advisers, and customizable allocations for discretionary and non-discretionary account management.

Leonard Nowak III is a CFP® professional with 16 years of industry experience. He is currently with Advisors Capital Management, LLC and previously worked at Mainstay Capital Management, LLC, EF Legacy Securities, LLC, Edelman Financial Services, LLC, and Portfolio Solutions, LLC. Mainstay Capital Management, LLC offers comprehensive wealth management and retirement-plan services to individual investors, trusts, corporate accounts, and workplace-savings participants. The firm uses a tactical asset-allocation approach through discretionary portfolio management and emphasizes tailored 401(k) services for employer plan populations.

Gregory Adamczyk is a financial advisor at The Patriot Financial Group, LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has held prior roles at J.P. Morgan Securities, LLC and Oppenheimer & Co. He is based in Grand Blanc, MI. The Patriot Financial Group serves individuals, small businesses, and retirement plans by providing investment management, financial planning, and consulting services. The firm constructs tailored portfolios using a combination of charting, fundamental, and technical analysis, and incorporates a wide range of asset classes including mutual funds, ETFs, equities, and private placements.

Zachary Wilcox is a financial advisor at Mainstay Capital Management, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Sovita CU, OLV Investment Group, and Huntington Bank. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, employing a tactical asset allocation approach and offering dedicated 401(k) portfolio management, comprehensive wealth management, and financial planning services.

Ian Eriksen is a financial advisor with Prospera Financial Services, Inc. He holds a Series 66 designation and has five years of industry experience. His prior work includes roles at Jackson National Life Distributors, Summit Financial Group, and Cetera Advisor Networks. Outside of his advisory work, Eriksen serves as an assistant football coach at Clarkston Community School. Prospera Financial Services, Inc. is an enterprise-scale firm serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors and offers a range of investment advisory and financial planning services across multiple platforms and models.

Thomas Kaufman is an advisor at HBW Advisory Services LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at HBW Advisory Services since 2013, with prior roles at HBW Securities LLC and Cetera Advisor Networks LLC. He is also the owner of TMK Financial Services LLC, a tax and accounting business. HBW Advisory Services manages approximately $1.75 billion in client assets and provides asset management, financial planning, and consulting services to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach, utilizing third-party money managers and multi-manager diversification, and serves a large client base with a mix of retail, institutional, and intermediary relationships.

Chad Kreda is a financial advisor at Kintra Wealth, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Commonwealth Financial Network, Mainstay Capital Management, Sentinel Pension Advisors, Financial Technology, Inc., Horizon Financial, and Michigan State University. Kintra Wealth serves individuals, families, trusts, charitable organizations, foundations, pension plans, and corporations by offering wealth management, financial planning, retirement-plan consulting, and portfolio management. The firm employs a model-driven investment process combined with fundamental security analysis and provides specialized services such as business exit planning and institutional advisory through affiliated entities.

Erica Witmer is a financial advisor at Mainstay Capital Management, LLC with nine years of industry experience. She holds Series 63 and Series 65 designations and has been with Mainstay Capital Management since 2013. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, using a tactical asset allocation approach that incorporates fundamental, technical, cyclical, quantitative, and qualitative analysis.

Catheryn Makela is a CFP® professional with 10 years of experience in the financial services industry. She has worked at Mainstay Capital Management, LLC since 2024 and previously held roles at LPL Financial and JP Morgan Chase Bank. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in assets, primarily serving individuals, retirees, and workplace retirement plan participants. The firm employs a tactical asset allocation approach and offers specialized management for workplace savings plans, including individual 401(k) accounts.

Bartholomew Mackler is a financial advisor at Mainstay Capital Management, LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial, Raymond James Financial Services, and TD Ameritrade. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets as of mid-2025. The firm primarily serves individuals, retirees, and workplace retirement plan participants, using a tactical asset allocation approach and providing specialized 401(k) portfolio management and comprehensive wealth management services.

Patricia Thompson is a financial advisor at Oppenheimer with 43 years of industry experience. She holds Series 63 and Series 65 designations and has been with Fahnestock & Co., Inc. since 1999. Outside of her advisory role, she serves as a Norwex consultant, primarily assisting nonprofit organizations with fundraising efforts. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation alongside various investment strategies tailored to client objectives.

Kathryn Saylor is a financial advisor at Fifth Third Securities, Inc. with six years of industry experience. She holds the Series 66 designation and has been with Fifth Third Securities since 2019, having also worked at Fifth Third Bank since 2010. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Scott Sobol is a financial advisor at Oppenheimer with 26 years of industry experience. He has been with Fahnestock & Co. Inc. since 2000. Sobol serves as co-trustee of the Michael R & Susan J. Sobol Irrevocable Trust and is treasurer of the Cambridge Park HOA, where he monitors expenditures and advises on fund availability without direct access to funds. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm offers advisory and brokerage services with a focus on strategic and tactical asset allocation, manager selection, and a variety of investment vehicles, while also acting as a qualified custodian and providing both discretionary and non-discretionary management programs.

Danielle Mc Clung is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and bringing four years of industry experience. She has worked with Bankers Life Securities and Bankers Life & Casualty, Inc., and has prior experience in veterinary and assisted living settings. Outside of advising, she is a licensed insurance agent, selling life, health, and annuity products through Bankers Life and Casualty Company. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan services primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a blend of fundamental and technical analysis in its investment approach.

Juliane Lee is a CFP® professional with 42 years of industry experience, currently serving as a financial advisor at Lincoln Investment since 2010. She holds a Series 63 license and is based in Waterford, MI. Outside of her advisory role, Lee is a treasurer for a local condominium association and a partner managing building maintenance for an office building. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a variety of model portfolio options, employing both strategic and tactical investment approaches.

Colene Bradley is a financial advisor at Fifth Third Securities, Inc. with 22 years of industry experience. She holds Series 63 and Series 65 designations and has been with Fifth Third Securities since 2003, also working with Fifth Third Bank since 2000. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, supported by its registration as a broker-dealer, SEC-registered investment adviser, and municipal advisor.

Jonathon Hollabaugh is a financial advisor at The Huntington Investment Company with seven years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise Financial Services, LLC, Edward Jones, Medawar Jewelers, and Fred Meyer Jewelers. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and other business entities. The firm offers multiple wrap-fee programs using an open-architecture model that combines third-party sub-managers and proprietary Private Bank models, with portfolio management and custodial services provided through National Financial Services.

Sheryl Stephens is a financial advisor with Beacon Pointe Advisors, LLC, holding Series 63 and Series 65 credentials and 49 years of industry experience. Her prior roles include positions at Raymond James Financial Services Advisors, Inc. and Stephens Wealth Management Group. She also has experience managing her own advisory and consulting firms. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, and outsourced chief investment officer services to individual investors, corporations, and institutional clients. The firm combines in-house asset-allocation modeling with third-party independent managers and employs both active and passive investment strategies across public and private asset classes.