Jeffrey Briggs is a financial advisor with Capitol Securities Management, Inc. in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Capitol Securities since 2006. Outside of his advisory role, he is a co-founder of a nonprofit organization focused on local school board issues. Capitol Securities Management serves individual, corporate, and charitable clients by providing brokerage and investment advisory services, comprehensive financial planning, and pension consulting. The firm utilizes a variety of investment vehicles and offers access to wrap fee programs and third-party money managers.

Corey Van Lare is a CFA® charterholder with one year of industry experience. He is currently with Sage, Rutty & Co., Inc., having joined the firm in 2024 after several years at Manning & Napier. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in regulatory assets and provides both discretionary and non-discretionary portfolio management alongside comprehensive planning services.

David Germano is a CFP® professional with 26 years of experience in the financial services industry. He is currently with Modern Wealth Management, LLC and Mutual Securities, Inc., having previously worked at LPL Financial, Beltz, Ianni & Associates, LLC, and Cadaret, Grant & Co., Inc. Germano serves on the board of the Rochester Regional Health System Foundation and is also an independent insurance agent. Modern Wealth Management provides investment advisory and integrated planning services to a diverse client base including individuals, trusts, pension and retirement plans, and charitable organizations. The firm employs a centralized portfolio management model supported by an Investment Committee and offers a range of services from discretionary investment management to tax and estate planning, as well as ERISA plan services.

Ryleigh Manser is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with eight years of industry experience. She holds the Series 66 designation and has worked at Sage, Rutty & Co., Inc. since 2018. Prior to her financial advisory career, she was employed at Genesee & Wyoming Railroad and St. John Fisher College. Manser has also served as an adjunct professor at Nazareth College. Sage, Rutty & Co., Inc. serves both individual and institutional clients, including pension and profit-sharing plans, through advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in regulatory assets across 8,685 accounts and offers a range of program structures, custodial relationships, and both discretionary and non-discretionary portfolio management services.

Kathryn Keenan is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation and seven years of industry experience. She has worked at Sage, Rutty & Co., Inc. since 2018 and previously was employed by Harter Secrest & Emery LLP from 2015 to 2018. Sage, Rutty & Co., Inc. serves individual and institutional clients through advisory, financial planning, and wrap-fee platforms, managing approximately $3.9 billion in regulatory assets across 8,685 accounts. The firm offers comprehensive planning and portfolio management services, utilizing multiple program structures and custodial relationships, and manages both discretionary and non-discretionary accounts.

Colin Young is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation and 12 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 2015. Outside of his advisory role, he serves as Treasurer on the Monroe Community Hospital Auxiliary Board. Sage, Rutty & Co., Inc. serves a diverse client base including individual investors and institutional clients such as pension and profit-sharing plans. The firm manages approximately $3.9 billion in regulatory assets across more than 8,600 accounts, offering comprehensive financial planning and portfolio management through multiple program structures and custodial relationships.

Sunny Ramirez is a Series 66 licensed advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with five years of industry experience. Prior to joining Sage Rutty, Ramirez worked at Paychex, Inc. and has taught dance at Jody B’s School of Dance since 2017. Sage, Rutty & Co., Inc. serves both individual and institutional clients with advisory, financial planning, and wrap-fee platforms, managing approximately $3.9 billion in regulatory assets. The firm utilizes multiple program structures and custodial relationships, offering both discretionary and non-discretionary portfolio management alongside comprehensive financial planning services.

Jennifer Hall is a Series 66-licensed advisor with Sage, Rutty & Co., Inc. in Rochester, NY. She has one year of industry experience and joined Sage Rutty in 2025. Prior to her advisory role, her work history includes multiple positions at Pictona at Holly Hill and time as a homemaker. Sage, Rutty & Co., Inc. serves both individual and institutional clients through advisory, financial planning, and wrap-fee platforms, managing approximately $3.9 billion in regulatory assets. The firm provides comprehensive planning and portfolio management services across multiple custodial relationships and utilizes a mix of fundamental, technical, and cyclical analysis.

Mark Heberger is a financial advisor with StoneX Advisors Inc. in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with StoneX Advisors Inc. since 2015 and concurrently with StoneX Securities Inc. since 2014. Outside of his advisory role, he operates as an insurance agent specializing in life and accident/health insurance on a limited basis. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations, offering portfolio management, financial planning, ERISA consulting, and related services through a combination of independent advisors and an in-house Private Client Group. The firm utilizes a variety of platforms and investment solutions, including proprietary models and third-party managers, and supports diverse account structures with regular oversight and due diligence.

Adam Drinkwater is a financial advisor with William Joseph Capital Management, Inc., holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at American Portfolios Financial Services, Inc. and OSAIC. Outside of advisory work, he is involved with ITP Partners, LLC, providing fixed annuities and fixed insurance products. William Joseph Capital Management, Inc. offers investment advisory and financial planning services to individuals, charitable organizations, businesses, and retirement plans. The firm integrates portfolio management with financial planning and provides ERISA plan consulting and fee-based insurance services.

Dustin Baker is a CFP® and ChFC® with 11 years of experience in the financial services industry. He is currently an advisor at Sage, Rutty & Co., Inc., having joined the firm in 2026. His prior experience includes roles at Canandaigua National Bank, Cooper/Haims Advisors, LLC, and Esl Investment Services LLC, among others. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, through advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across diverse account types and offers multiple program structures with both discretionary and non-discretionary management approaches.

Joseph Cerqua is a CFA® charterholder with three years of industry experience. He is currently with Sage, Rutty & Co., Inc. and previously worked at Elmwood Income Partners LLC and Clover Capital Management Inc./Federated Hermes. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in regulatory assets across a multi-advisor structure, providing both comprehensive planning and portfolio management services.

Kyle Dunn is a financial advisor at Modern Wealth Management, LLC in Rochester, NY, holding the ChFC® designation with 15 years of industry experience. His prior roles include positions at LPL Financial, Cadaret, Grant & Co., Inc., MML Investors Services, and MassMutual Financial Group. He also serves as an independent insurance agent involved with fixed insurance products. Modern Wealth Management provides investment advisory and integrated planning services to a diverse client base, including individuals, trusts, pension and retirement plans, charitable organizations, broker-dealers, and corporations. The firm operates a centralized portfolio management model, utilizing third-party managers and risk-tolerance tools, and offers a broad range of services such as discretionary investment management, tax planning, estate-planning assistance, and insurance solutions.

Tyler Rogers is a financial advisor with Modern Wealth Management, LLC in Rochester, NY. He holds Series 65 and Series 63 designations and has 17 years of industry experience. Prior to joining Modern Wealth Management in 2025, he worked at Principal Funds Distributor, Inc. and Paychex Securities Corporation. Modern Wealth Management is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets. The firm offers investment management, financial planning, and modular services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, supported by a centralized Investment Committee and a team using model portfolios and third-party managers.

Connor Holly is a CFP® professional with 15 years of experience in financial advising. He has been with Sage, Rutty & Co., Inc. since 2011. Sage, Rutty & Co., Inc. serves both individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee services. The firm manages approximately $3.9 billion in assets across a range of program structures and custodial relationships, providing comprehensive planning and portfolio management through a team of 45 advisors.

Morgan Allen is a financial advisor with Capitol Securities Management, Inc. in Rochester, NY, holding Series 63 and Series 65 credentials and five years of industry experience. He has worked at multiple firms including Beau Morgan Advisors, Invessent, Stratos Wealth Advisors, USAA Financial Advisors, and Charles Schwab & Co. Allen has also been involved with Invessent Wealth Management, LLC in a wealth advisory capacity. Capitol Securities Management serves individual investors, institutional clients, retirement plans, trusts, and small businesses by providing portfolio management, financial planning, and consulting services. The firm operates as both a broker-dealer and registered investment adviser, delivering investment advice through IAR-managed programs, separately managed accounts, model portfolios, and third-party Money Managers.

Stephen Digennaro II is a financial advisor at Kingswood Wealth Advisors, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Aegis Capital Corp. and Benchmark Investments. Outside of advisory roles, he is involved as Vice President of Investments for Argyle Creek LLC. Kingswood Wealth Advisors serves a diverse client base including retail, high-net-worth, and institutional investors, offering portfolio management, financial planning, and ERISA advisory services. The firm employs an open-architecture platform, often using third-party managers and sub-advisors, and integrates insurance-linked account management through affiliated financial entities.

Craig Gingerich is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY. He has been with Sage, Rutty & Co., Inc. since 2014. Sage, Rutty & Co., Inc. serves a diverse client base including individual and institutional investors, offering advisory, financial planning, and wrap-fee services. The firm manages approximately $3.9 billion in assets across 8,685 accounts and provides both discretionary and non-discretionary portfolio management with multiple program structures and custodial relationships.

Craig Houck is a financial advisor with Modern Wealth Management, LLC in Rochester, NY, holding Series 63, 65, and 66 licenses and 26 years of industry experience. He previously worked at OSAIC for 16 years and Mutual Securities, Inc. since 2025. Outside of his advisory role, Houck serves as Board Secretary for Hope Hall School and is a board member of the Rochester Presbyterian Home Foundation. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets. The firm serves individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, employing a centralized Investment Committee and a combination of model portfolios and third-party managers to guide investment decisions.

Michelle Cannan is a financial advisor at Modern Wealth Management, LLC with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Cadaret, Grant & Co., Inc., Donegal Securities, Inc., and Kraematón Group. Outside of advisory work, she is involved with BIA Consulting, LLC and serves as a member of a third-party administrator affiliated with Modern Wealth Management. Modern Wealth Management provides investment advisory and integrated planning services to individuals, trusts, pension and retirement plans, charitable organizations, broker-dealers, and corporations. The firm employs a centralized portfolio management model supported by an Investment Committee and offers a range of services including discretionary investment management, modular financial planning, tax and estate planning, and insurance solutions.