Connor Regan is a Financial Advisor at Merrill Lynch Wealth Management. He has been working in the financial advisory field since 2016 and joined Merrill Lynch in 2020. Connor specializes in retirement planning and works with a diverse range of clients including individuals, families, and business owners. He has a particular focus on physician financial planning due to his connections to the healthcare industry. Additionally, Connor is committed to designing portfolios that meet environmental, social, and governance (ESG) criteria. Connor holds the Chartered Retirement Planning Counselor (CRPC) and Chartered SRI Counselor (CSRIC) designations from the College for Financial Planning. He earned a Bachelor of Arts degree in Economics from Bates College. Prior to joining Merrill Lynch, he worked at the broker-dealer HTK, where he specialized in financial planning and investment management. Connor also holds professional licenses in Life, Disability, Long-Term Care, and Annuities. Outside of his professional life, Connor was captain of the NCAA Division 1 cross-country ski team at Bates College. He continues to pursue athletic activities such as running marathons and skiing. Connor enjoys spending time with his family, his fiancée Becca, and their dog Tuck. His personal interests include biking, boating, ice hockey, pickleball, surfing, traveling, and woodworking.

James Godfrey is a financial advisor with Cetera and holds a Series 66 designation. He has nine years of industry experience and has previously worked with Avantax Investment Services and 1st Global Advisors, among others. Godfrey is also a board member of the Vermont Chapter Alzheimer’s Association. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, financial planning services, and access to third-party money managers.

Evan Roberts is the Resident Director of the Hanover, NH office for Merrill Lynch Wealth Management, a position he has held since 2024. He joined Merrill Lynch in 2015, following over four years at another leading financial institution. In his current role, Evan supports his peers in growing and maintaining their practices. He specializes in assisting clients with goals-based investment management and comprehensive financial strategies that address complex wealth management needs, including cashflow planning, compensation guidance, managing concentrated stock, preparing for liquidity events, and planning for retirement income and wealth preservation. Evan's experience extends to helping families determine when they have achieved 'work optional' status and advising on sustainable spending strategies to prevent running out of funds in retirement. He also focuses on designing strategies for preserving wealth and transferring it to future generations, especially in the Upper Valley area. Evan holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He grew up on a dairy farm in Cornwall, Vermont, and graduated from Kimball Union Academy in Meriden, NH. Evan earned a bachelor's degree in Finance with double minors in Marketing and Environmental Science from Bryant University. Outside of work, he enjoys hiking, golf, tennis, lacrosse, ice hockey, and skiing. Evan serves as a guest lecturer for OSHER at Dartmouth and volunteers with the Ausbon Sargent Land Preservation Trust in New London, NH, where he lives with his wife, Sarah, and their two daughters.

Charles Morgan is a financial advisor with Cetera, holding the PFS™ designation along with Series 63 and Series 66 licenses. He has 27 years of industry experience, including long tenures at Securities America Advisors, Inc. and Securities America, Inc. Morgan is also the president and sole shareholder of a CPA firm specializing in tax planning, financial statement preparation, and business consulting. Outside of his advisory and accounting work, he serves as vice president of a local fundraising board that provides scholarships to high school graduates. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

Becky Vittum is a financial advisor at LPL Financial with 24 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at Raymond James Financial Services Advisors Inc. and Claremont Savings Bank, where she continues to be involved. Vittum also has a background in the family business, Dale's Radiator Service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various investment strategies.

Ashleigh Mc Farlin is a CFP® professional with seven years of industry experience, currently practicing at LPL Financial in Claremont, NH. Prior to joining LPL Financial in 2019, she spent five years at Zuraw Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

William Sullivan is a financial advisor with Ameriprise in Charlestown, NH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Sullivan serves as Chairman and Trustee of the Trust Fund for the Town of Charlestown, NH. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Martha Maki is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. She previously worked at Edward Jones for 22 years before joining Raymond James. Maki serves as a finance and investment committee member and director for the Claremont Development Authority and is an officer and treasurer of the nonprofit The Well Collaborative NH. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical models to support client goals and maintains specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Paul Redfern Sr. is a financial advisor at Morgan Stanley with 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and also serves at Morgan Stanley Private Bank, National Association. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Peter Stern is a financial advisor with Morgan Stanley in Hanover, NH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a trustee for an investment-related trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Haley Deremer is a financial advisor at LPL Financial with six years of industry experience. She holds a Series 66 designation and has worked at LPL Financial since 2021. Her prior experience includes roles at Waddell & Reed and various insurance carriers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing research-backed model portfolios and both discretionary and non-discretionary management approaches.

Mark Hammond is a financial advisor at Stifel with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel Nicolaus since 2009. Mark is a member of the Rotary Club of New London, where he serves on the Scholarship Committee and assists with digitizing the scholarship process. Stifel serves a diverse client base including individual, institutional, and charitable organizations, offering brokerage and advisory services with a proprietary investment methodology developed by its Investment Strategy Group.

Kimberly House is a financial advisor with Merrill in Hanover, NH, holding Series 63 and Series 66 licenses and with 22 years of industry experience. She has been with Merrill since 2008. Outside of her advisory role, she serves as a board member for the Nature Walk Condo Association in Lebanon, New Hampshire. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Souther is a financial advisor with Morgan Stanley, holding a Series 66 designation and 23 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-based Corporate Financial Planning agreements.

Larry Epstein is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He previously worked at Valley Financial Group, LLC for six years and has been with Raymond James since 2016. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs detailed analytical tools to tailor non-discretionary planning and consulting to client goals and supports its offerings with specialized programs in municipal finance and retirement plan advisory services.

William Ksander is a financial advisor with Morgan Stanley in Hanover, NH, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Fidelity Investments and has experience with the New Hampshire Fire Academy. Outside of his advisory role, he is involved with the New Hampshire Fire Academy in a labor and service capacity. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Gregory Kerr is a financial advisor with Stifel, holding Series 65 and Series 66 credentials and 19 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2008. Outside of his advisory role, he serves as president of the Hopkinton Youth Sports Association, coordinating youth sports activities for the town of Hopkinton, NH. Stifel serves a diverse client base that includes individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group.

John Caputo is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Wells Fargo Advisors Financial Network since 2011. Outside of his work at Wells Fargo, he holds a 50% ownership in DECA Wealth Management in West Lebanon, NH. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm provides a broad range of investment and fee-based financial planning services using proprietary research and tools, with planning engagements tailored to client needs and integrated with other financial products and services.

Virginia Mcgrody is a financial advisor at Cetera with nine years of industry experience and holds a Series 66 designation. Her career includes roles at Avantax Advisory Services and 1st Global Advisors, and she has been involved in CPA and tax consulting services through Ascend Partner Services LLC. Mcgrody serves as a corporator for Mascoma Mutual Financial Services Corporation and is a member of the tax committee for AutoTeam America, a group specializing in auto dealership taxation. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and financial planning services.

Timothy Draper is a Financial Advisor with Merrill Lynch Wealth Management and a member of the Roberts, Minichiello & Associates Team. He serves individuals and families with complex financial lives who have outgrown traditional advisory models. Timothy's expertise includes areas such as college education planning, corporate benefits, equity compensation services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He works closely with high net worth individuals and families, business owners, corporate executives, partners, physicians, and practice owners, managing approximately 1.8 billion in client assets across 40 states. His approach emphasizes integrated planning, direct client access, proactive guidance, and trust through regularly reviewed strategies. Timothy coordinates complex financial matters including deferred compensation, equity events, partnership income, and multigenerational wealth planning, collaborating with clients' CPAs and attorneys. Timothy holds a Bachelor's degree from Plymouth State University and has studied at Lake Forest College. He carries the Personal Investment Advisor (PIA) designation. Outside of his professional activities, he is involved in community organizations such as Granite United Way, Hanover Chamber of Commerce, Hanover Hockey Association, Project Search, Rotary International, and Youth In Action. He grew up in the Upper Valley and maintains a connection to that community. His personal interests include baseball, golfing, hiking, ice hockey, and spending time with his family.