Amy Hebert is a financial advisor with Cetera in Midland, MI, holding a Series 66 designation and 10 years of industry experience. She is the owner of Hebert Wealth Advisors LLC, where she provides both financial services and tax/accounting support. Amy also serves as treasurer for the nonprofit organization P.E.O. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients with a range of portfolio management and financial planning services. The firm offers multiple program structures and access to third-party and affiliated managers.

Donald Smith is a ChFC® with 49 years of experience in the financial industry. He is currently with Cetera and has been associated with Cetera Advisors LLC since 2013 and Smith & Company Financial Services since 1995. Outside of his advisory work, he owns and operates a farming business in Michigan. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management, financial planning, and retirement services, with access to both affiliated and third-party managers across multiple program structures.

Amee Hughes is a Series 66-registered financial advisor at Edward Jones in Midland, MI, with eight years of industry experience. She has worked at Edward Jones since 2017 and was previously employed by Midland Public Schools for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Bailey is a financial advisor at Osaic Wealth, Inc. with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked with Ameritas Advisory Services, Ameritas Investment Corp, Ameritas Life Insurance Corp, and MML Investors Services. Bailey is also the owner of Redbridge Financial, an LLC engaged in insurance and financial services, and owns a design business, JSDB Design. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset allocation tools, risk tolerance assessments, and automated rebalancing to construct portfolios that include various asset classes and managed-account solutions.

Jose Martinez II is a financial advisor with LPL Financial in Midland, MI, holding Series 63 and Series 65 designations and bringing 16 years of industry experience. Prior to joining LPL Financial in 2019, he worked at SPC and Sigma Financial Corporation for seven years each, as well as MRK Asset Management, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by extensive technology and a broad platform of financial products.

John Beery is a financial advisor with Robert Baird & Co. in Midland, MI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Baird since 2019 and previously worked nine years at J.J.B. Hilliard, W.L. Lyons, LLC. Baird’s DDK Group, where Beery is part of the team, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a broad range of financial planning and portfolio management services, utilizing both manager-traded and model-traded strategies, alongside internal research and AI tools, with reported assets under management of approximately $394 billion as of December 31, 2025.

Zackary Lechner is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He previously worked at Merrill from 2015 to 2017 and has been with Wells Fargo Clearing since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Robert Morgenstern is a financial advisor with LPL Financial in Midland, MI, holding the Series 66 designation and bringing 18 years of industry experience. His prior roles include positions at Spc and Sigma Financial Corporation. He is also involved with Halcyon Financial Group, LLC, an investment-related firm based in Midland. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Jacob Smith is a Certified Financial Planner (CFP®) with 10 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2016 and previously spent four years at Wells Fargo Clearing. He is based in Midland, Michigan. Stifel serves a wide range of clients, including individual investors, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment methodology developed by its Investment Strategy Group. The firm provides fee-based financial planning and access to private funds, pooled vehicles, and municipal market activities.

Brian White is a Series 66 credentialed financial advisor with 17 years of industry experience. He has been with Robert Baird & Co. since 2019, and previously worked at Wells Fargo Clearing and Edward Jones. Outside of advising, he owns farmland in Clare, Michigan. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and brokerage services, utilizing both manager-traded and model-traded strategies, with an emphasis on ongoing manager selection and internal research.

Jeffrey Parrish is a financial advisor with Edward Jones in Freeland, MI, holding Series 63 and Series 66 licenses with 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Robert Kinnun is a financial advisor at LPL Financial with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Madison Avenue Securities and his own business, Kinnun & Company. Outside of financial advising, he is a co-gallerist and curator at Center City Gallery in Midland, Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers financial planning and investment management services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to various advisory platforms, including model portfolios and third-party asset management, supported by advanced operational and research tools.

Daniel Strong is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at LPL Financial and Dow Chemical Employees' Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large national network of independent advisors and provides access to multiple program structures and third-party money managers.

Teresa Debeau is a financial advisor with Robert Baird & Co. in Midland, MI, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has been with Baird since 2019, following three years at Wells Fargo Clearing. Outside of her advisory role, she serves as the Village President of Merrill, Michigan. The DDK Group at Robert W. Baird & Co. Private Wealth Management serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing a blend of manager-traded and model-traded strategies, and reports approximately $394 billion in regulatory assets under management as of December 31, 2025.

Troy Moulton is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Lincoln Financial Securities Corporation and Cetera Advisors LLC. Moulton is also co-owner of a real estate rental business with his spouse. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services that include financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Zachary Schmid is a financial advisor with Edward Jones in Midland, MI, holding the ChFC® and Series 66 designations and bringing 13 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he owns Jovan Z Holdings, LLC, established in 2023. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a nationwide network of over 23,000 advisors. The firm offers a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Justin Moeykens is a financial advisor at Stifel with Series 63 and Series 65 licenses and recently began his advisory career in 2026. Prior to joining Stifel, he worked at First Command Brokerage Services Inc. and served 21 years in the United States Marine Corps within the Department of Defense. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that supports asset allocation and planning analyses.

Taylor Smith is a financial advisor with Ameriprise in Midland, MI, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, Taylor worked at Burkhardt Presidio, Bone and Bailey, and Spectrum. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware withdrawal strategies for clients near or in retirement. The firm’s approach integrates investment research, third-party data, and algorithmic tools within a defined investment universe influenced by affiliated product relationships.

Chelsea Kroll is a financial advisor at Ameriprise with CFP®, ChFC®, and Series 66 designations and 16 years of industry experience. She previously worked for Hantz Financial Services for 14 years before joining Ameriprise in 2024. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service providing written recommendation reports and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Taylor Simpson is a financial advisor with Edward Jones in Freeland, MI, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Edward Jones, Simpson worked at J.P. Morgan Institutional Investments and has operated a self-employed photography business providing services to magazines, hotels, nonprofits, and interior designers. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of advisors and branch offices.