Lawrence Perry is a ChFC® credentialed financial advisor with 40 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and was previously employed by MetLife Securities Inc. from 2015 to 2017. Perry is also an insurance agent specializing in group disability and group health coverage. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers asset management, educational seminars, and specialized planning programs while emphasizing collaborative, annual financial planning relationships.

Louis Poussard is a financial advisor at Edward Jones with 23 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining Edward Jones in 2026, he worked for VOYA Financial for 12 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and managed solutions, supported by a large network of financial advisors and branch offices across the country.

Carlo Zanoni is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and is a qualified Portfolio Manager. Carlo has over 20 years of experience in financial services, specializing in family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Carlo utilizes a goals-based wealth management process, global resources, and current web technology to help clients pursue their financial lifestyles. He offers personalized wealth management strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. He also serves clients through the firm's Investment Advisory Program, managing strategies on a discretionary basis. He earned a Bachelor of Science degree in Economics from the University of Southern Maine. Carlo is involved in his community through participation in organizations such as the Lewiston/Auburn Chamber of Commerce, Appalachian Mountain Club, and Preble Street Resource Center. He enjoys outdoor activities including baseball, basketball, camping, football, hiking, and music, and values spending time with his family.

Richard Garcia is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and 13 years of industry experience. His prior roles include positions at The Patriot Financial Group, Backriver Financial Group, and New England Securities. In addition to advisory work, he is involved in tax preparation and accounting through Back River Tax Accounting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, including access to model portfolios and third-party asset managers, supported by technology tools and a broad platform of non-advisory financial products.

Derek Simkowitz is a financial advisor with Raymond James Financial and holds Series 63 and Series 65 licenses. He has 19 years of experience and has worked with firms including Androscoggin Bank and INVEST Financial Corporation. He is also a vice president of Androscoggin Financial Services, a support company affiliated with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary advice supported by analytical tools and offers specialized municipal advisory services uncommon among large institutional firms.

Thomas Edgar is a financial advisor at Ameriprise with 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved with the South Portland High School softball boosters, where he serves as co-treasurer for a small fund supporting athletic expenses not covered by the school. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations.

Eric Gilman is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with Primerica Advisors since 2007 and with Primerica Financial Services since 2006. Outside of his advisory role, he is involved in selling home security and automation products through a Primerica affiliate. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with a range of model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and utilizes independent due diligence and delegated trading through BNY Mellon Advisors.

Christopher Perry is a financial advisor with Mass Mutual Investors Services in Falmouth, ME, holding Series 63 and Series 65 licenses and having 15 years of industry experience. He previously worked at MetLife Securities Inc. and has also served as an insurance agent specializing in individual life, health, group life, and group disability insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements supported by firm-approved analytical tools and offers specialized programs such as divorce planning and estate-settlement services.

Michael Nerney is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has three years of industry experience. Prior to joining Raymond James in 2025, he worked at Commonwealth Financial Network for four years. Outside of his advisory role, he serves as the Executive Director of the Maine Baptist Association, maintaining relationships with affiliated churches and pastors across Maine. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm delivers non-discretionary planning tailored to client goals and supports municipal and public-finance work through an affiliated municipal advisor.

Kristina Grant is a financial advisor at Cetera with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Cetera since 2010. In addition to her advisory role, she serves as vice president, operations manager, and designated supervisor for Jackson Brokerage. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, employer-sponsored retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services with multiple program options and a multi-manager platform.

Cole Parlin is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Yarmouth, ME. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise is an institutional firm offering retirement-income planning services primarily to individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to create non-discretionary, customized recommendations delivered through a centralized consulting team.

Marc Paquette is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His prior roles include positions at The Patriot Financial Group, New England Securities, and Invest Financial Corporation. He serves as a board member for Central Maine Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting its extensive network of advisors with research tools and operational resources.

Diana London is a financial advisor with Primerica Advisors based in Windham, ME, holding Series 63 and Series 65 designations and possessing four years of industry experience. Her career includes roles with Primerica Financial Services and Maine Recon. Outside of advisory work, she is involved in sales of home security and automation products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm delivers advisory services using model-driven strategies overseen by third-party managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Thomas Carr is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2012. He is based in Brunswick, ME. Outside of his advisory role, he is the owner of Carr Real Estate Investments LLC. Edward Jones is a wealth management firm that serves over four million individual and institutional clients, offering a range of investment advisory programs and affiliated financial services. The firm supports its clients through a nationwide network of advisors and branch offices and provides both discretionary and non-discretionary strategies under a fiduciary standard.

Ethan Richard is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to his current role, he worked at Investment Concepts and Saint Joseph's College of Maine. Outside of his advisory work, he serves as an independent contractor refereeing high school lacrosse games. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to provide tailored, non-discretionary investment consulting and supports both advisory programs and institutional consulting through a large network of advisors.

Zachary Dean is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His career includes roles at Bank of America and American Income Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, combining internal CIO teams and third-party style managers with custodial support.

Bradley Mates is a financial advisor with LPL Financial in Lewiston, ME, holding Series 63 and Series 65 credentials and seven years of industry experience. Before joining LPL Financial in 2022, he worked at MWA Financial Services Inc and Modern Woodmen of America. Outside of finance, he is the president and lead singer of Emerson Drive Touring LLC, a band based in Nashville, TN. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Toye is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with Primerica Advisors since 2006 and has worked in related capacities at Primerica Financial Services since 2002. In addition, he has operated as a tax practitioner since 1978. Outside of advisory services, he is involved in the sale of loan products and home security and automation referrals through Primerica-affiliated companies. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, offering model-delivery strategies and selected separately managed accounts. The firm curates third-party asset managers and oversees portfolio implementation via BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Marc Poirier is a financial advisor with Equitable Advisors in Lewiston, ME, holding Series 63 and Series 65 credentials and bringing 52 years of industry experience. He has been with Equitable Advisors since 1999, including the period when the firm operated as Axa Advisors. Outside of his advisory role, Poirier is a member and owner of Poirier Associates, LLC, where he acts as an independent producer of group health and insurance plans, and he serves as an administrator and executor for family estates. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party asset management programs, focusing on aligning client risk tolerance with appropriate investment models and providing ERISA fiduciary services to qualified plans.

Chad Richard is a financial advisor with Raymond James Financial in Lewiston, ME, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. He currently owns and manages Investment Concepts, a support company where he serves as branch manager and client advisor. Richard’s prior roles include work with Raymond James Financial Services and Maine RSU 4. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm provides tailored, non-discretionary planning and investment consulting, leveraging risk profiling and modeling tools, and supports municipal and public-finance work through its affiliation with a municipal advisor.