Craig Morcos is a CFP® professional with ten years of industry experience. He is currently affiliated with Guzek Asset Management and has prior experience at LPL Financial, Commonwealth Financial Network, Haukedahl Financial Services, and NorthRock Partners. Guzek Asset Management provides personal financial planning services tailored to individuals, trusts, estates, charitable organizations, and business entities, focusing primarily on individual and high-net-worth clients. The firm offers non-discretionary financial planning without ongoing portfolio management, updating plans as needed to address areas such as cash flow, retirement income, tax, education, estate, and business planning.

Derek Beiningen is a financial advisor at Elevation Wealth Management with 16 years of industry experience. He holds Series 65 and Series 66 credentials and previously worked for TD Ameritrade Inc. He is also a member of the Mound Fire Department. Elevation Wealth Management provides investment management and financial planning services to individuals, charitable organizations, pension and profit-sharing plans, and businesses. The firm primarily employs a passive investment approach based on Modern Portfolio Theory, using low-cost index funds and ETFs while incorporating fundamental and technical analysis as needed.

Hi! I'm Bill. At Trailhead Planners, I work with entrepreneurs to help you simplify your financial life, lower taxes, and maximize the value of your most important asset, your business. As an entrepreneur myself, my goal is to bring a coordinated approach to your entire financial life. This includes providing customized financial planning, investment management and tax planning under one roof. We also will work together to develop and implement a long-term plan for maximizing the value of your business. I possess a master’s degree in business taxation from the University of Minnesota's Carlson School of Management, am a Certified Public Accountant (CPA), and a Certified Financial Planner (CFP™). I am also trained in business exit planning and have experience with business valuation. As a fee-only, fiduciary, and independent financial advisor, I am never paid a commission of any kind, and I have a legal obligation to provide unbiased and trustworthy financial advice. Our office is located in Edina, Minnesota, but many of our clients are from the broader Minneapolis - St. Paul metro area. We also have an office in Portland, Oregon and serve clients nationwide, including Wisconsin, California, Texas, Colorado, Utah, Michigan, Georgia, and Washington D.C.

Michael Stendahl is a financial advisor at CFG Retirement in Edina, MN, holding Series 63 and Series 66 licenses with 22 years of industry experience. His prior roles include positions at Gradient Wealth Management and as an independent contractor before joining CFG Retirement in 2021. He is also involved in insurance sales and services as part of his business activities. CFG Retirement provides discretionary portfolio management and retirement-focused advisory services to individuals and high-net-worth clients, typically delivering services through managed portfolio programs. The firm relies exclusively on third-party sub-advisors for discretionary management while maintaining client relationships and oversight.

Greg Cunningham is a Series 65-licensed financial advisor with GS Investment Inc, based in Eagan, MN, and has seven years of industry experience. He has been with GS Investments since 2010, contributing to the firm’s advisory services. GS Investments serves individuals, closely held businesses, trusts, retirement plans, foundations, and endowments with discretionary separate-account portfolio management and financial planning. The firm employs a long-term, fundamental-analysis approach focused on quality growth stocks, fixed income, mutual funds, and ETFs, managing both taxable and tax-advantaged accounts.

Patrick O'Leary is a financial advisor with Bane O'Leary LLC in Bloomington, MN, holding a Series 66 designation and 22 years of industry experience. He has worked at Bane O'Leary LLC since 2017 and previously at Barber Financial Group. In addition to his advisory role, he operates as a sole proprietor providing insurance sales and services, including presenting illustrations and preparing applications. Bane O’Leary LLC manages approximately $85 million for about 166 primarily individual and high-net-worth clients, offering discretionary portfolio management and comprehensive financial planning services. The firm utilizes model portfolios based on fundamental and technical analysis, with regular reviews and formal client reporting, and provides educational seminars and detailed Social Security and tax planning reports.

James Bryan Jr. is a financial advisor at Hyland Lake Partners with 13 years of industry experience. He holds the CFP® and ChFC® designations along with a Series 63 license. His prior experience includes roles at Cahill Financial Advisors and Northwest Asset Management. Outside of his advisory work, he is the owner of Bluestone Wealth Strategies, Inc., an entity not offering investment advisory services. Hyland Lake Partners is a fee-only financial planning and investment management firm serving individuals, high-net-worth clients, corporations, and charitable organizations. The firm provides discretionary portfolio management and comprehensive financial planning, utilizing customized portfolios often built with exchange-traded and mutual funds, and follows a consultative process aligned with CFP Board standards.

Kristin Garrett is a CFP® and Series 66 credentialed financial advisor at Financial Empowerment LLC with eight years of industry experience. She has been with Financial Empowerment since 2015, where she currently serves as one of two advisors at the firm. Financial Empowerment LLC provides financial planning, investment supervisory services, and consulting primarily to individual clients, including high-net-worth households. The firm combines comprehensive written financial plans with ongoing portfolio management through both customized discretionary portfolios and a model-driven ETF program, managing approximately $104 million for about 90 clients.

Nicole Tietel is a financial advisor with Winter & Associates, Inc. in St. Paul, MN, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at CRI Securities Inc, North Star Consultants, Winter & Associates Inc, Minnesota Life Insurance Company, and Securian Financial Services, Inc. Since 2015, she has also authored a book and serves as a trustee for a family trust. Additionally, she is co-owner of a commercial real estate holding company and participates as a committee member for a land and river watershed preservation foundation. Winter & Associates, Inc. provides asset management, financial planning, and consulting services to individuals, families, trusts, estates, and small businesses. The firm constructs tailored portfolios using fundamental analysis within a strategic asset allocation framework and manages approximately $179.7 million in client assets.

Michael Bischoff is a CFP® certified financial advisor with 12 years of industry experience. He has been with Webb Financial Group in Bloomington, MN, since 1997. Webb Financial Group serves individuals, families, trusts, estates, entrepreneurs, small business owners, and corporate executives with wealth management, investment advisory, and standalone financial planning services. The firm manages over $371 million in assets and employs a client-centered process that includes goal setting, risk assessment, and portfolio management using a range of investment vehicles.

Stephen Kairies is a financial advisor at Access Financial Services, Inc. with 19 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at FSC Securities Corporation and The Northwestern Mutual Life Insurance Company, where he has served since 1991. Access Financial Services, Inc. provides discretionary and non-discretionary portfolio management, ERISA plan services, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm uses a top-down, global multi-asset approach incorporating fundamental and technical analysis, and is notable for including ETNs and margin accounts in client portfolios.

David Denniston is a CFA charterholder with 22 years of experience in the financial industry. He is currently a financial advisor at Centurion Financial Strategies LLC, where he has worked since 2021. In addition to his advisory role, Denniston is involved in several entrepreneurial ventures, including serving as president of multiple real estate companies and owning a mastermind event called Land Unconference. Centurion Financial Strategies provides tailored investment advice and portfolio management primarily to individual and high-net-worth clients, as well as corporations and business entities. The firm employs fundamental and technical analysis alongside asset-allocation principles to manage portfolios consisting of mutual funds, ETFs, individual equities, and other instruments.

Anthony Daffer is a financial advisor at Provenire Capital LLC with nine years of industry experience. He holds a Series 65 designation and has been with Provenire Capital since 2012. Daffer serves on the Board of Directors for Sestra Systems, a private company based in Virginia. Provenire Capital provides discretionary investment management primarily for high-net-worth individuals, family offices, and institutional investors. The firm focuses on the technology, media, and telecommunications sectors using fundamental research and risk/reward analysis across long-short and long-biased strategies.

Laura Biermann is a CFP® professional with 21 years at Legacy Financial Advisors Corporation and nine years of industry experience. She is based in Bloomington, MN, and is also licensed as an insurance agent, dedicating part of her time to the sale of various insurance products. Legacy Financial Advisors Corporation, founded in 1996, provides portfolio and wealth management, private money manager selection, and financial, retirement, and estate planning services to individuals, family trusts, and charitable organizations. The firm emphasizes strategic asset allocation and fundamental analysis, managing most client assets on a discretionary basis.

Paul Mccoy is a financial advisor at Total Wealth Advisors, LLC in Hopkins, MN, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Total Wealth Advisors since 2012. Outside of his advisory role, he works as a direct support professional providing care for a handicapped person. Total Wealth Advisors serves individual investors, high-net-worth households, retirement plans, and business entities, offering financial planning and discretionary portfolio management. The firm employs asset allocation and fundamental analysis to construct diversified portfolios, managing approximately $102 million in client assets.

Max Mataya is a Series 65-registered advisor at Vermillion Wealth Management Inc. in Rosemount, MN, with two years of industry experience. His prior work includes roles at Gradient Advisors, Case Central, LLC, and U.S. Bank. Vermillion Wealth Management provides discretionary asset management, financial planning, and ERISA retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, and institutional accounts. The firm manages approximately $460 million in discretionary assets and employs a multi-strategy investment approach that includes fundamental, technical, and cyclical analysis, along with recent participation in initial public offerings.

Steven Carlson is a financial advisor at Keystone Wealth Advisors, Incorporated with 19 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with Keystone since 2010. Keystone Wealth Advisors serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm provides personalized financial planning, investment management, and ERISA plan advisory services, managing approximately $201 million in client assets with a predominantly non-discretionary approach.

Taylor Harwood is a CFP® with nine years of industry experience, currently serving as an advisor at Crane Capital Management LLC since 2020. Prior to this, he worked at Bank of America and Merrill Lynch from 2016 to 2020. Outside of his advisory role, he serves as a director on the boards of Pillsbury United Communities and the Montessori Center of Minnesota, both nonprofit organizations. Crane Capital Management provides bundled investment advisory, financial planning, and portfolio management services to individuals, corporations, and nonprofit organizations. The firm focuses on long-term, balanced portfolios across multiple asset classes, using fundamental and technical research, and manages approximately $43.2 million on a discretionary basis.

Jayden Shultz is a financial advisor at Flourish Wealth Management Inc. with experience at Northwestern Mutual and a background that includes roles at the University of St. Thomas and Hill Murray. He holds a Series 65 designation and has been in the industry since 2022. Flourish Wealth Management serves individuals, trusts, foundations, retirement plans, charitable organizations, and businesses with comprehensive wealth and investment management services. The firm employs a buy-and-hold investment approach based on Modern Portfolio Theory, emphasizing diversified, low-cost mutual funds and ETFs, and incorporates client-specific strategies such as SRI/ESG on request.

William Robertson is a financial advisor at Wealth Planning Systems, LLC in Bloomington, MN, holding the ChFC® designation and Series 63 license with 12 years of industry experience. He has been involved with Wealth Planning Systems since 2010 and also operates Combined Benefits Corp, an independent insurance agency, where he has worked since 1983. Wealth Planning Systems serves individual and high-net-worth clients with personalized financial planning and investment management, primarily providing non-discretionary asset management alongside comprehensive planning in areas such as cash flow, tax, insurance, retirement, and estate matters.