Joann Nieciecki is a financial advisor at Creative Money LLC with four years of industry experience. She holds a Series 65 designation and previously worked for Dost Valuation Group, Ltd for 18 years. Creative Money LLC provides comprehensive financial planning services to individuals and households, emphasizing retirement planning, cash flow and debt management, and tax-aware strategies. The firm uses fundamental research to recommend passive, low-cost asset allocation and does not manage client assets or charge fees based on assets under management.

David Archibald is a CFA® charterholder with 22 years of industry experience. He is currently with Colmina, LLC, a team-based firm, where he has worked since 2026. His prior roles include positions at Luminae, LPL Financial LLC, Borealis Capital LLC, and SMI Capital Markets LLC, among others. Colmina, LLC is an SEC-registered investment adviser that provides discretionary portfolio management and financial planning to individuals, trusts, estates, corporations, and other entities. The firm employs active, passive, and hybrid strategies across various asset classes and customizes financial plans to each client’s circumstances.

Colin Gray is a CFP® professional with 15 years of industry experience. He is currently with Pacific Sage Partners, LLC and has previously worked at CAPTrust, Tradewinds Capital Management, Charles Schwab, and Edward Jones. Pacific Sage Partners serves individuals, trusts, estates, charitable organizations, and businesses with discretionary investment management and comprehensive wealth management services. The firm employs a customized investment approach based on clients’ goals and risk tolerance, combining fundamental and technical analysis with a fiduciary standard and ongoing client communication.

Hannah Hein is a financial advisor with Chaney Capital Management Inc. in Lynnwood, WA. She holds a Series 65 designation and has seven years of industry experience, all with Chaney Capital Management. Chaney Capital Management provides discretionary asset and portfolio management services to individuals, high-net-worth clients, small businesses, trusts, estates, and charities. The firm employs both fundamental and technical analysis to guide asset allocation and security selection, managing approximately $390 million in discretionary assets for around 342 clients.

Morgan Arford is a financial advisor at Comprehensive Wealth Management with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Independent Financial Group since 2013. Arford also serves as Chief Investment Officer at Comprehensive Wealth Management and is involved with a company used for charitable giving. Comprehensive Wealth Management provides discretionary investment management, financial planning, and consulting services primarily to individuals, trusts, and individual pension accounts. The firm employs a proprietary Performance Targeting System® and a blend of passive and active model portfolios focused on downside protection and target returns.

Douglas Donnelly is a financial advisor with The Institute in Seattle, WA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His career includes roles at Institute For Wealth Management LLC, Institute for Wealth Consultants, Inc., Stephen A. Kohn & Associates, Ltd., Concert Wealth Management, Inc., and Concert Global Group Ltd. Outside of finance, he is a 25% partner in Passing Time Winery, a wine label venture. The Institute for Wealth Management serves individuals, trusts, retirement plans, charitable organizations, and business entities, managing approximately $1.37 billion across about 803 clients. The firm employs an internally led Investment Committee to develop diversified model portfolios and offers both firm-managed and advisor-managed customizable investment strategies, with notable involvement in private fund advisory and pooled investment vehicles.

Penelope Claire Holmes is a CFP® at Creative Money LLC with two years of industry experience. She previously worked at Compass Wealth Management, LLC and E*Trade Securities LLC. Outside of financial advising, she was involved with Sebastian Enterprises LLC, a business operating under the name Piedmont BARK, for eight years. Creative Money LLC offers comprehensive financial planning services for individuals and households, focusing on retirement, cash flow, tax strategies, and other key areas. The firm provides written plans and guidance without managing assets directly, emphasizing passive, low-cost investment recommendations and fixed-fee planning packages.

Aalok Shah is a CFP® with nine years of industry experience, currently serving as an advisor at Harbour Investment Management L.L.C. He has worked at firms including Lair Hill Partners Inc, Zuna, LLC, Northwest Capital Management, and Heintzberger Payne. Shah is based in Edmonds, WA, and holds Series 63 and Series 65 licenses. Harbour Investment Management provides discretionary portfolio management and financial planning to individuals, pension plans, charitable organizations, and corporations. The firm emphasizes fundamental analysis and long-term portfolio management, overseeing approximately $470 million in assets for around 195 clients through a five-advisor team.

Nathan Dively is a financial advisor at Colmina, LLC in Seattle, WA, holding a Series 65 designation with five years of industry experience. Prior to joining Colmina in 2021, he was involved with Genoa Cellars for two years and has maintained a small ownership stake in Riley Sexton Vintners since 2014. Outside of finance, he participates in winery operations, including managing tasting room activities and administrative duties. Colmina is an SEC-registered investment adviser serving individuals, trusts, estates, corporations, and other entities. The firm provides discretionary portfolio management and financial planning, employing a range of active, passive, and hybrid strategies tailored to clients’ specific needs.

Victoria Crosby is a financial advisor at The Institute with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked at several firms, including DMK Advisor Group Inc. and Purshe Kaplan Sterling Investments. She also assists as a registered representative with DMK Advisor Group Inc. for one hour a week. The Institute for Wealth Management advises individuals, trusts, retirement plans, charitable organizations, and other business entities. The firm manages approximately $1.37 billion for about 803 clients through a team of 17 advisors, offering financial planning, portfolio management, and access to private fund investments. Its investment process involves an internal committee that constructs model portfolios and incorporates outside consultants and third-party managers, with a focus on both firm-managed and customized strategies.

John Flavin is a financial advisor with Aspire Capital Advisors LLC in Seattle, WA, holding CFP® and ChFC® designations and 24 years of industry experience. He has worked at Aspire since 2018 and previously spent over 16 years with Synergy Financial Services, Inc. and Synergy Financial Management LLC. Flavin also operates Flavin Financial, Inc., a business he has maintained since 1998, and is licensed in insurance-related activities outside of investment advisory work. Aspire Capital Advisors LLC provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, businesses, charities, and employer-sponsored plans. The firm employs a primarily long-term, fundamental analysis-driven investment approach, utilizing low-cost mutual funds and ETFs, and operates multiple offices managing approximately $1 billion in client assets.

Russell Cole is a financial advisor at Sage Advisors, LLC with 39 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining Sage Advisors in 2019, he worked for Kms Financial Services, Inc. from 2007 to 2019. Outside of his advisory role, he is also licensed to sell long-term care, disability, health, and term insurance products. Sage Advisors serves individual, high-net-worth, institutional, and business clients, providing discretionary portfolio management, financial planning, and pension consulting services. The firm employs customized investment strategies using mutual funds, ETFs, individual securities, and proprietary models, and is notable for its pension consulting and participant education offerings.

Stephen Chaney is a financial advisor with Chaney Capital Management Inc. in Lynnwood, WA. He holds a Series 65 designation and has 30 years of industry experience, including 27 years with Chaney Capital Management. Chaney Capital Management provides discretionary asset and portfolio management services to individuals, high-net-worth clients, small businesses, trusts, estates, and charities. The firm manages approximately $390 million in discretionary assets and employs investment strategies based on both fundamental and technical analysis with discretionary trading authorization.

Don Morgan Sr. is a financial advisor at Colmina, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial, Kestra Financial Services, Wells Fargo Advisors, UBS Financial Services, and Citigroup Global Markets. Outside of his advisory work, he is also an author. Colmina, LLC is an SEC-registered investment adviser serving individuals, trusts, estates, corporations, and other entities. The firm manages approximately $140 million in discretionary assets, employing active, passive, and hybrid investment strategies tailored to each client’s circumstances through customized financial planning and ongoing portfolio management.

Nancy Dienes is a CFP® professional with 15 years of experience in financial planning. She has worked at Arrivity Financial Planning since 2017, including its predecessor firms, and previously at Blue Canoe Financial Planning. Outside of her advisory role, she serves as sole trustee of the John and Marilyn Dienes Trust and acts as general partner for La Jolla Investors, LLLP. Arrivity Financial Planning is a fee-only advisory firm that provides hourly financial planning services to individuals, couples, and families. The firm emphasizes globally diversified, low-cost passive index funds and does not take custody or discretionary trading authority, supporting clients who retain full discretion over implementation.

Alvin Kwak is a financial advisor at Harbour Investment Management L.L.C. with a Series 65 credential. He has been with Harbour since 2025 and has prior experience at MAZO Capital Solution, District 2 Capital, and Sparrow Vision. Outside of finance, he has worked at Oki Golf and attended Columbia University. Harbour Investment Management provides discretionary portfolio management and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs fundamental analysis to build diversified portfolios and manages approximately $470 million in assets for about 195 clients.

Katherine Policani is a financial advisor with Aspire Capital Advisors LLC in Seattle, WA. She holds a Series 65 designation and has been with the firm or its dba, AFG Financial, LLC, since 2017. Prior to this, she was involved with Seed Church from 2015 to 2018. Aspire Capital Advisors LLC provides investment advisory and financial planning services to individuals, trusts, estates, businesses, charities, and retirement plans. The firm takes a primarily long-term, fundamental approach to investing, offering customized portfolios that utilize low-cost mutual funds, ETFs, individual securities, and occasional short-term trading, and serves clients through a multi-team structure.

Dexter Wadsworth is a financial advisor at West Ridge Advisors with a Series 65 designation and one year of industry experience. His prior work includes roles at Udall CPA Group, GDM Private Financial Solutions, and PWS. Outside of advising, he teaches and tutors CPA prep courses through Universal CPA Review. West Ridge Advisors serves individual and high-net-worth clients as well as retirement plan sponsors, providing financial planning, investment consultation, and portfolio management. The firm manages approximately $396 million in assets and emphasizes global diversification, tax efficiency, and low-cost investment vehicles.

Jordan Tuchek is a financial advisor at Comprehensive Wealth Management with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Independent Financial Group, Integrity Financial Corporation, and Saturna Capital Corporation. Comprehensive Wealth Management provides discretionary investment management, financial planning, and consulting services primarily to individuals, trusts, and individual pension accounts. The firm uses a proprietary Performance Targeting System® and a combination of passive and active investment models focused on downside protection and targeted returns.

Randall Buck is a CFA® charterholder with 16 years of industry experience, currently serving at The Institute in Seattle, WA. He has held roles at Institute For Wealth Management LLC since 2019 and previously worked at Institute for Wealth Advisors, Inc. and CONCERT Wealth Management, Inc. The Institute for Wealth Management provides discretionary and non-discretionary investment management and financial planning services to individuals, trusts, retirement plans, charitable organizations, and business entities. The firm employs a team-based investment approach combining fundamental and technical analysis to construct diversified model portfolios, and manages over $1 billion in assets with strategies ranging from ESG-focused ETFs to alternative-income and sector-rotation approaches.