Jacob Lynne is a financial advisor at Ameriprise in Pleasantville, NY, holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining Ameriprise, he worked at the University of Miami and has experience with Lacrosse Unlimited and the Ridgefield School District. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement income planning advice. The firm’s approach integrates investment research and algorithmic tools to address asset allocation and tax-aware withdrawal strategies within a defined investment universe.

Philip Adriani is a Certified Financial Planner (CFP®) with 39 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning and estate strategies, leveraging structured planning processes and advanced modeling tools.

Vincent De Vita is a CFP® professional with 26 years of industry experience. He has been with Ameriprise since 2005, currently based in Stamford, CT. Outside of his advisory role, he owns a business that supports his practice. Ameriprise offers retirement-income planning services for individuals generally holding at least $1 million in net investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered through a centralized consulting team.

Frank Baggio is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked at LPL Financial since 2017, following an 11-year tenure at National Planning Corporation. Outside of his advisory role, he is involved as managing member and shareholder of Creative Computer Concepts, a business that provides mortgage services, tax preparation, non-variable insurance, notary public services, and computer-related services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and various technologies to support diversified investment strategies.

Douglas Lipman is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been involved with The Capital Preserve, Inc. since 2005 and with Linsco/Private Ledger Corp. since 2002. Lipman spends a small portion of his time on the sale of non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Susan Sheinhaus is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Janina Caufield is a financial advisor at RBC Capital Markets with Series 63 and Series 65 designations and four years of industry experience. She previously worked at Fieldpoint Private Securities, LLC. Outside of her advisory role, she serves on the board of the Oysterponds Historical Society and participates in the Smith College Club of Greenwich-Stamford alumnae group. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, and charitable organizations with customized portfolio management and financial planning services, utilizing a diverse range of in-house and third-party investment managers and strategies.

Hillary Ambrose is a financial advisor at Cetera with 19 years of industry experience and holds the Series 66 designation. She has held roles at ALPS Distributors, LoCorr Distributors, and currently serves as a Senior Relationship Manager at King Financial Network. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform to independent advisors nationwide, serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a range of portfolio management and financial planning services.

Frank Rodriguez is a financial advisor with J.P. Morgan Securities in Peekskill, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. His career includes roles at The Prudential Insurance Company of America and Lakeland Capital Management. Outside of finance, he is developing a fiction novel entitled *Entangled*, which he plans to publish under the pseudonym F.J. Rodriques. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Scott Faye is a financial advisor at Cetera with 27 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 66 licenses. In addition to his advisory role, he operates a tax preparation business under Scott J Faye CPA PC, which has been active since 1991. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that provides numerous investment program options and access to third-party managers.

John Doscher is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on generating income, prudent growth, and tax efficiencies for his clients by utilizing Merrill model portfolios alongside selected independent managers for specialized investments. His client base includes corporate executives, attorneys, accountants, entrepreneurs, and multiple generations of families across more than 15 states, most of whom are focused on retirement planning and wealth preservation. With decades of experience in institutional and advisory roles, John has specialized expertise in employee stock option and executive compensation programs. He collaborates closely with clients’ CPAs and attorneys to integrate tax minimization and estate planning strategies and provides access to residential and securities-based lending through Bank of America. His background in sociology and anthropology supports his approach to understanding clients’ personal concerns and family dynamics, often involving both spouses and grown children in the financial planning process. John holds a Bachelor's Degree from the University of Denver and the Personal Investment Advisor (PIA) designation. He is an active member of the Greater Danbury Chamber of Commerce and the Greater Valley Chamber of Commerce and participates in community activities sponsored by Bank of America. Outside of work, John enjoys spinning, skiing, snowshoeing, tennis, and traveling to Spain and Puerto Rico.

John Hirschauer is a financial advisor at LPL Financial with 39 years of industry experience. He holds the Series 63 designation and previously worked for Crown Capital Securities, LP for 23 years before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and research to provide discretionary and non-discretionary management.

Linus Cooke is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at Merrill in 1987 at the Fifth Avenue Financial Center in New York City. After six years, he joined Smith Barney in Greenwich, Connecticut, before rejoining Merrill Lynch Wealth Management in 2003 at New Canaan Wealth Management. With over 35 years of industry experience, Linus specializes in working with high net worth families to develop family wealth management strategies, legacy planning, personal retirement planning, and portfolio management services. He emphasizes a values-based and socially responsible investing approach, tailoring strategies to clients' personal financial visions. Linus holds a Bachelor's degree from Bucknell University and has earned professional designations including Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is involved in community organizations such as the RJH JR Foundation, Homes with Hope in Westport, Stamford Youth Hockey Association, and Trinity Alliance Partners. Outside of work, he enjoys boating, cooking, fishing, gardening, golfing, reading, and spending time with his family.

Steven Horowitz is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and bringing 23 years of industry experience. He has worked at various J.P. Morgan entities since 2014, including JPMorgan Chase Bank, N.A. He is based in Katonah, NY. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers these services on a non-discretionary basis through a select group of Wealth Advisors.

Michael Betancourt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked with various Wells Fargo entities since 2012, including Wells Fargo Bank NA and Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary services grounded in an IPS-driven, modern portfolio theory approach. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings and acts as an ERISA fiduciary when providing investment advice.

Daniel Juechter is a CFP® professional with 38 years of experience in the financial industry. He is currently with Cetera and has worked in various roles at First Allied and Hunter Financial Advisors, which he owns and operates. He also serves as a consultant at Oxford Risk Management Group and holds insurance-related independent contractor roles. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports both discretionary and non-discretionary account structures.

Christopher Fahey is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Ameriprise since 2025. He previously worked at Edward Jones for 10 years. Fahey serves on the Board of Trustees for Ave Maria University. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement recommendations through a centralized consulting team.

Scott Linke is a Senior Financial Advisor based in Stamford, Connecticut, with Merrill Lynch Wealth Management. He has been advising clients since 1986 and leads The Linke-Pearson Group. Scott specializes in guiding high-net-worth individuals, retirees, and business owners through wealth management, focusing on strategic planning, investment management, portfolio construction, retirement strategies, and personal retirement planning. He advises clients on managing new wealth, divorce transition planning, and defined benefit and contribution plan services. Scott holds multiple professional designations, including Chartered Retirement Planning Counselor (CRPC™), Certified 401(k) Professional (C(k)P®), Certified Plan Fiduciary Advisor (CPFA®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor's degree from the University of Maryland, College Park. Using advanced tools such as Personal Wealth Analysis and leveraging Merrill Lynch’s resources, Scott delivers data-driven, transparent, and thoughtful financial advice tailored to his clients’ goals. Outside his professional work, Scott is active in community organizations including Avon Old Farms School (Advisory), Ridgefield Academy K-8, and Ridgefield Operation for Animal Rescue (ROAR), where he has served in leadership roles. He resides in Ridgefield, Connecticut, with his wife and two children. His personal interests include boating, golfing, ice hockey, music, and spending time with his family. He has a long-standing involvement in ice hockey, including participation in the World Pond Hockey Championships and coaching youth hockey.

Alessandro Marchetti is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Michael Beamon is a financial advisor with Primerica Advisors in Elmsford, NY, holding a Series 63 designation and 16 years of industry experience. He has been affiliated with Primerica Financial Services since 2006 and operates Michael Beamon Inc, an IT consulting business. He is also involved in sales and referral activities related to loan products and home security services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven investment strategies developed by third-party asset managers and supports discretionary separately managed accounts with execution and custody services provided by BNY Mellon Advisors and Pershing.