David Turkasz is a financial advisor with J.P. Morgan Securities in East Aurora, NY. He holds Series 63 and Series 65 licenses and has six years of industry experience. His prior roles include positions at Citizens Securities, Equitable Advisors, and Axa Advisors. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Patrick Topper is a financial advisor with LPL Enterprise holding a Series 66 designation and 11 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC from 2014 to 2024. Outside of his advisory role, he is involved with a financial services business under a DBA affiliated with LPL. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers advisory and brokerage services, utilizing model portfolios, third-party asset managers, and a range of financial and insurance products through an integrated platform.

Stacey Prowse is a financial advisor at LPL Financial with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at OSAIC, Royal Alliance Associates Inc., and Georgetown Capital Group. Outside of advising, she also serves as a notary in Williamsville, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations. The firm offers diverse advisory programs and financial planning services supported by model portfolios, research, and advanced technologies.

Sheila Visco is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and one year of industry experience. Her prior work includes roles at Jordan Wealth Management and Calamar Financial Group, with earlier experience at C & M Capital Resources, Inc. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that enables advisors to utilize a range of portfolio management options, including affiliated and third-party models, bespoke strategies, and various program structures across discretionary and non-discretionary authorities.

Michael Ragusa is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Equity Services, Inc., Mass Mutual Life Insurance Company, Prudential Insurance Company of America, and Voya Financial Advisors. He is also involved in the sales and service of fixed insurance products through NPA Financial and The Vermont Agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing research and model portfolios from LPL Research and third-party subadvisors.

Michael Davern is a financial advisor at Wells Fargo Advisors in Williamsville, NY, holding Series 65 and Series 63 licenses with four years of industry experience. His prior roles include five years at Citigroup and work at Lawley Retirement Advisors. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad planning menu that includes retirement, education, risk, and wealth-transfer planning. The firm uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Nora Sullivan is a financial advisor at UBS Financial Services with four years of industry experience. She holds the Series 66 designation and previously worked as a self-employed advisor for 21 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing proprietary capital market assumptions and research-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management, operating as a broker-dealer, investment adviser, and futures commission merchant.

Robert Ervolina is a financial advisor with Cetera who holds Series 63, 65, and 66 credentials and has 27 years of industry experience. He serves as CEO of Lifetime Wealth Management Group, Inc., where he focuses on financial, estate, retirement, and investment planning. He is also the sole trustee of his late grandfather’s estate. Cetera Investment Advisers LLC is an SEC-registered adviser offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts with a multi-manager platform that includes affiliated and third-party investment strategies.

Nathan Ibarra is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and 19 years of industry experience. His prior experience includes roles at Janney Montgomery Scott, Wells Fargo Clearing Services, HSBC Securities, HSBC Bank USA, and Hennion and Walsh. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Jordan Kessel is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and 17 years of industry experience. His career includes roles at Metlife Securities and MassMutual Life Insurance Company. Outside of advisory work, he is a notary public and an insurance agent specializing in life, disability, long-term care, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, goal-based planning without investment discretion as part of the advisory relationship.

George Boller is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 29 years of industry experience. He has been associated with Primerica Financial Services since 1993 and is involved in various business activities including roles with America Legion Post 567 and Fedeson Commercial Heating. Boller also participates in community leadership as a committee chairman. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plan management.

Wyatt Arthurs is a CFP®-credentialed financial advisor with over 20 years of industry experience, currently serving at UBS Financial Services since 2015. He holds a Series 66 license and is based in Buffalo, NY. Outside of his advisory role, he is a member of the Board of Directors for the Algonquin Campership Fund, a charitable foundation, and serves on the Board of Directors of the Cherry Hill Club in Ontario, Canada, where he is slated to become President in 2026. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor financial strategies.

John Penna is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Cadaret Grant, Blackridge Asset Management, and LPL Financial. In addition to his advisory work, he owns several businesses such as Retirement Analytics, Inc., providing financial planning and insurance services, and CW Virtual Offices, which offers virtual office services. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm employs a range of advisory platforms and tools to construct portfolios across various asset classes, offering both discretionary and non-discretionary account management.

Robert Rosen is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Securities America Inc. for 17 years. Outside of his advisory role, Rosen is involved in golf administration, serving as the Regional Affairs Chairman for the United States Golf Association and as president and board member of the Buffalo District Golf Association. He also coaches high school hockey. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and multiple advisory platforms to manage portfolios across various investment types.

Robert Matuszak is a financial advisor with Equitable Advisors in Depew, NY, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at Equitable Advisors since 2012, including its predecessor AxA Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Jennifer Runfola is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with the firm since 1994 and leads a team of nine professionals serving clients in Buffalo, New York, and across the nation. Her practice focuses on individual wealth management, retirement and goal-based planning, portfolio construction, and managing both individual and corporate assets. Jennifer holds the Chartered Retirement Planning Counselor (CRPC), Accredited Domestic Partnership Advisor (ADPA), and Personal Investment Advisor (PIA) designations. She graduated cum laude from Canisius College. Her client focus areas include legacy planning, managing new wealth, and women and wealth. Jennifer resides in Amherst, New York.

Thomas Weiss II is a financial advisor with Mass Mutual Investors Services in Williamsville, NY, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2004. In addition to his advisory role, he provides group insurance and insurance policies not offered by MassMutual. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, educational seminars, and specialized event-driven planning services.

Kyle Kozlowski is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 66 designation and 11 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor financial plans.

James Kane is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 23 years of industry experience. He previously worked at UBS Financial Services from 2009 to 2019 before joining Wells Fargo Clearing in 2019. Kane serves on the finance committee of the Reg Lenna Center for the Arts, where he assists with financial and audit reviews. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of investment options than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep programs.

Mark Farber is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies tailored to each client’s unique goals and circumstances. Leveraging the investment insights of Merrill and the banking and lending solutions of Bank of America, Mark aims to help clients navigate changing market conditions to manage and grow their wealth. Mark holds a Doctorate from the State University of New York at Buffalo and maintains the designation of Personal Investment Advisor (PIA). In addition to his professional responsibilities, he is active in his community, dedicating time to volunteer with local organizations.