Peter Walsh is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and charitable organizations—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Michael Lis is a financial advisor with LPL Financial, holding a Series 63 designation and 14 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for nine years and at Sunbridge Management Inc. for three years. Lis is also involved with the Elma Land Conservancy LLC, a business entity focused on tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, utilizing both proprietary and third-party strategies across various account types.

Louie Sardo Jr. is a financial advisor at Equitable Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2018, following a prior role at Axa Advisors. Outside of his advisory work, he serves as a board member and secretary of PLANT WNY. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations, utilizing a range of advisory programs and third-party asset managers.

Dominic Vivolo is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise since 2016, including its affiliated entities. Outside of his advisory role, he serves as a volunteer fireman with the Snyder Fire Department and operates a consulting business, Creative Management Consultants, LLC. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Bradley Wesolowski is a financial advisor with Merrill in Niagara Falls, NY, holding Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at LPL Financial LLC, Ameriprise, and KeyBank. He has teaching experience at Erie Community College spanning over a decade. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

John Curvin is a ChFC® credentialed financial advisor with 29 years of industry experience. He is currently with Mass Mutual Investors Services, where he has worked since 2017, and has previous experience at MetLife Resources. Outside of his advisory role, he is involved in business valuation and succession planning as an associate at SFG Consultants and is the owner of Curvin Wealth Solutions, Inc. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, emphasizing collaborative annual planning relationships using firm-approved analytical tools.

Bryan Carr is a financial advisor with LPL Financial, holding a Series 66 designation and entering his advisory career in 2024. Prior to joining LPL Financial, he worked at Cadaret Grant and has experience in media sales and educational services, including operating a Mathnasium franchise for six years. He spent over two decades at The Buffalo News, a Berkshire Hathaway company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Janis Dunworth is a financial advisor with MassMutual Investors Services in Amherst, NY, holding a Series 63 designation and 33 years of industry experience. She has been with MML Investors Services Inc and MassMutual since 2008. Outside of her advisory role, she is an insurance agent focusing on Medicare planning and operates a consulting business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses a collaborative planning approach with firm-approved software to analyze client goals and delivers written recommendations without discretionary authority.

Denise Williams is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill Lynch since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Luke Topolski is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and eight years of industry experience. He began his career at Websters Bistro & Bar and Canisius College before joining AXA Advisors and transitioning to Equitable Advisors. Outside of financial advising, he is a partner in Sell Farm North. Equitable Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management services through a network of Investment Adviser Representatives and relies on a combination of proprietary and third-party advisory programs.

Thomas Blumberg is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, he has held roles in the restaurant and hospitality sectors and has experience working with Loyola University and local organizations. Outside of financial advising, he is involved with Underground Pizza Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Adam Newman is a Series 66-credentialed financial advisor at LPL Financial with one year of industry experience. His prior roles include positions at CUSO Financial Services and Cornerstone Community FCU, along with earlier experience in the automotive and service industries. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning and investment management services through a large network of advisors utilizing model portfolios, third-party management, and customized strategies.

Ashley Avery is a financial advisor with Raymond James & Associates in Williamsville, NY, holding a Series 66 designation and five years of industry experience. Prior to joining Raymond James, Avery worked at RBC Capital Markets and Wells Fargo Clearing Services. Outside of finance, Avery provides drop-in pet sitting and house sitting services through a part-time role with A Place for Rover, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Alexander Jordan is a CFP® professional with nine years of industry experience, currently associated with Cetera. He has held roles at Cetera Wealth Services, EP Jordan & Associates, and serves as a worship pastor and songwriter at Vessel Church. Additionally, he is involved in collegiate rugby as a referee and owns a music publishing company. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporations, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of program structures and third-party money managers.

Nathan Kross is a financial advisor with LPL Financial, holding a Series 66 credential and one year of industry experience. His prior roles include positions at Next Financial Group and Brand Name Depot. Outside of his advisory work, he is an author affiliated with Dancing Dragons LLC and owns a pizza business called Papas Pizza Oven. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a broad network of advisors using various strategies and operational tools.

Timothy Mcmahon is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 17 years of industry experience. His career includes prior roles at Cadaret, Grant & Co., Inc. and Dibble & Miller P.C. Mcmahon is based in Williamsville, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary research and third-party strategies across various platforms.

Michael Tyrpak is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 17 years of industry experience, including roles at Cambridge Investment Research Advisors since 2012 and operating Tyrpak Financial Associates since 2009. Outside of his advisory work, he serves on the board of the Canisius High School Alumni Association and holds leadership and volunteer roles in several community organizations including the Rotary Club of Niagara Falls and local Cub Scout and Boy Scout groups. Cambridge Investment Research Advisors is an SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a broad network of independent professionals, offering both discretionary and non-discretionary portfolio strategies tailored to client objectives.

Nicholas Pellicore is a Series 66-licensed financial advisor with Ameriprise in Buffalo, NY, and has 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, he is a co-owner of a real estate business in Williamsville, NY. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary retirement income recommendations delivered through a centralized consulting team in partnership with financial advisors.

Stephen Nicholson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1994, providing clients with wealth management services tailored to their individual needs. Stephen is a CERTIFIED FINANCIAL PLANNER™ professional and holds several designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise includes individual investment selection involving stocks, bonds, and mutual funds, as well as business retirement planning services such as 401(k) and profit sharing. Stephen earned a Bachelor of Business Administration degree in finance from Saint Bonaventure University.

Timothy Digiulio is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked extensively with Securities America Advisors and L&M Financial Services. He serves as a trustee and advisor for PGA Reach Western New York, a charitable organization. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers. The firm offers a range of investment advisory and brokerage services, utilizing advanced asset allocation tools and third-party managed accounts.