Keith Lecky is a financial advisor with Mass Mutual Investors Services, holding the ChFC® and Series 63 designations, and has 34 years of industry experience. He previously worked at Metlife Securities Inc., NewSquare Capital, LLC, and New England Securities. He serves as treasurer for the Lancaster County Building Association Foundation, a nonprofit that provides trade school scholarships. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements with written recommendations but without discretionary investment authority.

Mark Johnson is a financial advisor with OSAIC in Wilmington, DE, holding a Series 66 license and 14 years of industry experience. Prior to joining OSAIC in 2025, he was with Lincoln Financial Advisors for 13 years. He also works as a CPA at Lank, Johnson & Tull, where he has been employed since 2006. Additionally, he serves as a trustee for a CPA client. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various advisory and managed account strategies.

Kyle Slowik is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at Merrill in 2015 and holds the CERTIFIED FINANCIAL PLANNER® designation awarded by the Certified Financial Planner Board of Standards, Inc. Kyle provides financial strategies and advice tailored to individuals, corporate executives, and their families, focusing on understanding both short- and long-term financial objectives. Kyle graduated from the University of Delaware's Lerner College of Business and Economics with degrees in International Business, Economics, and Spanish. His client focus areas include education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Outside of his professional work, Kyle volunteers as a Big Brother for Big Brothers Big Sisters of Delaware. He also maintains memberships with the Philadelphia Art Museum and the Barnes Foundation. Kyle currently resides in Philadelphia, Pennsylvania, with his wife and daughter.

Linda Galante is a financial advisor at OSAIC with 30 years of industry experience. She holds the ChFC® designation and Series 63 license. Her prior experience includes roles at FSC Securities Corporation, Inc. and American Capital Corporation. Outside of financial advising, Galante is involved in tax preparation through a business she co-owns. OSAIC Wealth serves a diverse clientele including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a model-based investment approach and a complex network of affiliated entities.

Jeffrey Miller is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Fidelity in 2026, he worked at Pacer Financial, Inc. for four years and has held various roles outside of finance, including positions in painting and landscaping. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Richard Ranauto is a Series 66-licensed financial advisor with Wells Fargo Clearing in Newark, DE, where he has worked since 2016. He has 15 years of industry experience. Wells Fargo Advisors is a large national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Christopher Fallon is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 and 65 licenses. He has 20 years of industry experience, including roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. Fallon is also licensed as an agent for individual and group life, health, and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved analytical tools to deliver tailored investment strategies without discretionary authority.

Margaret Todd is a CFP® professional with 18 years of industry experience, currently affiliated with Wells Fargo Clearing where she has worked for 10 years. Prior to that, she was with Bruton Financial Advisors, LLC for three years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics grounded in diversification and modern portfolio theory.

Robert Stofa Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning, managing approximately $2.74 trillion in client assets.

Jeffrey Simpson is a financial professional with 31 years of industry experience, currently affiliated with Cetera. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes long-term roles at Minnesota Life and Securian Financial Services, as well as ongoing involvement with Wechsler/Marsico Agency and Wexco Financial Group. Outside of advisory work, he serves on the advisory board of the Rocky Run YMCA. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individuals, retirement plans, and institutional clients. The firm offers a range of portfolio management and financial consulting services, utilizing a multi-manager platform that includes automated and bespoke investment strategies.

Amanda Chubb is a financial advisor with Primerica Advisors in Newark, DE, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to her current role, she has worked at Perdue and PFS Investments Inc. Amanda also engages in the sale of loan products and home-related services through affiliated companies of PFS Investments Inc. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program that uses model-based strategies managed by third-party asset managers, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

David Swaney Jr. is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His previous roles include tenures at Prudential Insurance Company of America, Pruco Securities, AXA Advisors, and Farmers Insurance Group. He is also involved in selling Medicare Advantage, Medicare Supplement, auto, and homeowners insurance through affiliated agencies. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth clients, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

David Marsico is a CFP® professional with 20 years of industry experience. He is currently affiliated with Cetera and Diamond State Financial Group and has worked previously at BNY Mellon Advisors, Minnesota Life Insurance Co, and Securian Financial Services Inc. Outside of his advisory roles, Marsico owns business entities used for tax purposes. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors. The firm operates a multi-manager platform with various program structures and custodial relationships.

Jason Salinski is a financial advisor with Ameriprise in Newark, DE, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its affiliate firms since 2005. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to develop personalized recommendation reports delivered through a centralized consulting team.

Daniel Scribner is a financial advisor with Ameriprise in Wilmington, DE, holding a Series 66 designation and nine years of industry experience. He has been with Ameriprise and its related entities since 2015. Scribner is also co-owner of Truecore LLC, where he manages an advisory business. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Joseph Valdrini is a financial advisor at Merrill with 47 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 1979, concurrently serving at Bank of America since 2011. Outside of his advisory work, he is a limited partner in Desolina LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Daniel First is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior roles include positions at Metlife Securities Inc. and New England Securities. Outside of his financial career, he serves as a basketball coach at Bishop Shanahan High School. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, collaborative planning engagements using firm-approved tools and offers a range of event-driven planning programs.

Mark Mccaffrey is a financial advisor with Charles Schwab in Wilmington, DE, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His career includes roles at Charles Schwab Bank, The Vanguard Group, and managing his own insurance agency for 14 years. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by a multi-asset model portfolio approach and integrated operational infrastructure.

Daniel Fordice is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. He is a member and 20% owner of Sugarfoot Advisors, LLC, an operating entity for his Mass Mutual business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative planning processes to deliver written recommendations without investment discretion.

Max Pondolph is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022, following a year at Equitable Advisors LLC. Prior to his financial services career, he held positions at Aramark Food and Uniform Service and the Philadelphia Cricket Club. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serves in advisory roles for multiple registered investment companies.