Ryan Wisner is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 credential and three years of industry experience. Prior to joining Vanguard in 2023, his background includes roles at Utah Valley University, Mountain America Credit Union, and LPL Financial LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of portfolios constructed mainly from Vanguard funds and ETFs.

Iris Smith is a CFP®-credentialed financial advisor with Vanguard Advisers, bringing nine years of industry experience. She has worked with Vanguard Advisers since 2021 and has been self-employed in children's entertainment since 2018. Outside of finance, she has performed as a street entertainer at the Carolina Renaissance Festival for over a decade. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios mainly from Vanguard funds and ETFs, combining digital delivery with a team servicing model.

Kristin Godoy is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Charlotte, NC since 2020. She has held roles within The Vanguard Group and its affiliates since 2017. Outside of finance, she has been involved in the restaurant industry through Akahana Asian Bistro. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct personalized portfolios primarily composed of Vanguard funds and ETFs.

Barrett Brooks is a CFP® and Series 63 credentialed financial advisor with 19 years of industry experience. He currently works at Fidelity Investments and has previously been employed by The Vanguard Group Inc. and Linden Thomas & Company Securities, LLC. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional investors. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various investment vehicles.

Kelli Scott is a financial advisor at Vanguard Advisers with 10 years of industry experience. She holds a Series 66 designation and has worked at Vanguard and its affiliates since 2018, with prior experience at Merrill and Bank of America. Outside of her advisory role, she owns a personal finance coaching business offering seminars and individual sessions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, emphasizing personalized asset allocation and tax-aware features.

Bryan Stanfill is a financial advisor at OSAIC with 39 years of industry experience. He holds the ChFC® designation along with Series 63, 65, and 66 licenses. Prior to joining OSAIC in 2024, he worked at Triad Advisors, Inc. for 22 years. Stanfill is also president of Financial Strategies of Lake Norman Inc., a family-owned financial services firm focused on retirement and estate planning, asset protection, and tax planning. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a wide range of advisory services and employs various portfolio construction tools and third-party platforms to support client investment needs.

Dennis Del Valle is a financial advisor at Vanguard Advisers with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has been employed at The Vanguard Group, Inc. since 2008. Outside of his advisory role, he serves as a baseball umpire for the Wesley Chapel Athletic Association. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. Its investment approach combines goal-based, algorithm-driven strategies using proprietary models, with portfolios mainly composed of Vanguard funds and ETFs.

Joshua Jinks is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior roles include positions at Albemarle Corporation, Hilton Hotels & Resorts, and US Grid Wholesale. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment menus.

Nicholas Blackwood is a Series 66-credentialed advisor at Wells Fargo Clearing with one year of industry experience. He previously worked at Equitable Advisors and has a background that includes involvement in education and music activities. Outside of finance, he is a choir member at Providence United Methodist Church and works as a freelance musician. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Bryant Jackson is a financial advisor with Vanguard Advisers, holding a Series 66 designation and currently based in Charlotte, NC. He has one year of industry experience, having worked at several Vanguard entities since 2026 and previously with firms including Intertek Testing Services NA, Inc. and Ladenburg Thalmann & Co. Inc. Prior to his advisory career, he was employed at the University of North Carolina at Charlotte and engaged in entrepreneurial activities with Verde Salad Co. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models, with portfolios constructed largely from Vanguard funds and ETFs and offering various customization options.

Raja Abou Reslan is a CFP® and CFA® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. He holds a Series 66 license and is based in Concord, NC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors. The firm manages approximately $1.01 trillion in assets and provides both discretionary and non-discretionary strategies under a fiduciary standard.

Michael Waldow is a CFP® with 29 years of industry experience, currently serving as an advisor at Vanguard Advisers in Charlotte, NC. His prior experience includes roles at InvestLinc Wealth Services and Freedom Family Office, among others. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options along with scale through its digital platform and team servicing model.

Jacob Carr is a CFP® with eight years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior roles include positions at LPL Financial and Founders Federal Credit Union. Outside the financial industry, he is involved in retail sales coordination for Mission Essentials. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of customizable portfolios constructed mainly from Vanguard funds and ETFs.

Johnathan Patterson is a financial advisor with Vanguard Advisers holding a Series 66 designation and five years of industry experience. He has worked at Merrill Lynch, Bank of America, Wells Fargo, and currently at Vanguard since 2020. Outside of his advisory roles, he owns and manages RJ Patterson Properties LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to design personalized portfolios mainly composed of Vanguard funds and ETFs.

Melita Ingram is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds the Series 66 designation and previously worked at Fidelity Investments, Kohl's, Richmond County Schools, and State Employees Credit Union. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs more than 14,000 advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Geraldo Senouillet is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 designation and has worked at The Vanguard Group since 2024. Prior to his current role, his background includes positions at Randstad and ProCam Pilots, as well as various non-advisory roles. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, supporting customization and tax-aware features.

David Cochran is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and nine years of industry experience. He has been with The Vanguard Group since 2017 and has operated self-employed businesses since 2009, including a ticket sales venture unrelated to investment management. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs.

Jesse Powers is a Certified Financial Planner (CFP®) with 21 years of industry experience. He has been with Vanguard Advisers since 2011 and has worked at Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2005. Jesse is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs.

Justin Gibbs is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and five years of industry experience. His prior roles include positions at The Vanguard Group, Inc. and TIAA-CREF. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sergei Skiba is a CFP® with 25 years of experience at Vanguard Advisers. He has worked at The Vanguard Group, Inc. since 2001 and has maintained a photography business, Earth Captured Photography, since 2015. Additionally, he works as a consultant for Suggs Sports Marketing, providing tours of NASCAR race tracks. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and retirement plan participants. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, supported by a large advisor team and digital platform.