Brian Seits is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He serves as a trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and includes discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Alejandro Gutierrez Tabor is a financial advisor at UBS Financial Services with Series 63 and Series 65 licenses and three years of industry experience. His previous roles include positions at BTG Pactual US Capital, Southwind Partners, Zepter Capital, and Fairfield University. UBS Financial Services provides a range of brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management solutions supported by proprietary research and model-based asset allocations.

Can Cakir is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 65 licenses and having one year of industry experience. His prior work history includes roles at Brooks Brothers Inc., Thrivent Financial, and The Home Depot, among others. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Santiago Urrutia Ruiz is a financial advisor at UBS Financial Services with two years of industry experience. He previously worked at RBC Capital Markets, RBC Global Asset Management, and Pretium. He has academic experience at Bentley University and IMG Academy. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services, combining institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and a broad platform of financial products.

Nicole Moon is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She previously worked at Morgan Stanley for five years and held positions at RBB Communications, Drones Nerds, Inc., and IMG. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individual, high-net-worth, corporate, and nonprofit clients.

Eric Munoz is a financial advisor at Raymond James & Associates with 25 years of industry experience. He has worked at Raymond James since 2020 and previously spent 10 years at UBS Financial Services. Munoz holds Series 63 and Series 66 licenses. He serves as president of the Miami Seminole Club, is treasurer and a board member of the Crockett Foundation, and serves on the board of directors for the Florida State University Alumni Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional advisory services.

Inigo Torres Livianos is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. He previously worked at Banco Santander International for five years and managed investment-related businesses in Romania and Spain prior to that. He holds a minority stake in a vineyard joint ownership in Spain. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining proprietary research and model-based asset allocations with institutional trading capabilities and wealth management offerings.

Karen Boza is a financial advisor at Morgan Stanley with 21 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2016, following an 11-year tenure at Truist Investment Services. Outside of her advisory role, she is co-owner of a property and casualty insurance agency in Miami, though she is not involved in its day-to-day operations. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Thomas Mays is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 designations and has 33 years of experience in the industry. He is involved in several business ventures, including Coming Up Clutch LLC, which operates The Miles Academy, a free educational platform focused on teaching the public how to use credit card points and miles, as well as other general financial literacy initiatives. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored non-discretionary planning and consulting using advanced analytical tools and supports various advisory programs alongside institutional consulting and portfolio management.

Brenda Berisso is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory services.

James Levy is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Wells Fargo Advisors LLC and Wells Fargo Clearing. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting through a range of portfolio management styles and affiliated research.

Nancy Castillo is a financial advisor with Merrill in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Her prior roles include positions at Bank of America, Citigroup, and Morgan Stanley. She serves on the finance committee of the Miami Springs Seventh-day Adventist Church, contributing to the review of the church’s financial matters. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management.

Ana Almeciga is a financial advisor with Wells Fargo Clearing in Miami, FL, holding a Series 63 designation and 26 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Her career spans over two decades within affiliated firms. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Samuel Abrams is a financial advisor with Raymond James & Associates in Coral Gables, FL. He holds the Series 66 designation and has been with Raymond James since 2025. Prior to his current role, he worked in scouting and professional baseball, including several years with the Chicago Cubs and Houston Astros. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and government entities, offering financial planning and investment consulting through a variety of portfolio management styles and affiliated research.

Jorge Nickiford is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 11 years of industry experience. He has worked at J.P. Morgan Securities since 2018 and previously was with Wells Fargo Clearing and Wells Fargo Advisors. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Evian Clutch is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Citigroup, HSBC Bank USA, and had earlier tenure at UBS. Outside of his advisory role, he is a partner in a family-owned online health and wellness distribution business specializing in nutritional supplements and non-toxic products. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a variety of capital markets services.

Maritza Cardenas is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary capital market assumptions and research to tailor financial plans. The firm operates both as an investment adviser and broker-dealer, combining institutional trading capabilities with wealth management services.

Simone Kriger is a financial advisor at Raymond James & Associates in Coral Gables, FL, holding a Series 66 designation with 11 years of industry experience, all with the same firm since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services through multiple portfolio management styles and affiliated research.

Jose Behar is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He holds the ChFC® and Series 66 designations and has worked with firms including New England Securities and SSN Advisory, Inc. In addition to his advisory role, Behar is an insurance broker specializing in life, disability, long-term care, and other insurance products. Mass Mutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, focusing on collaborative, goal-oriented planning engagements.

Gaston Ricardes is a Series 66-licensed financial advisor with six years of industry experience. He is currently with Morgan Stanley, where he has worked since 2021, following positions at Wells Fargo Clearing and Banco Santander International. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to both individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.