Daniel Tochinskiy is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 17 years of industry experience. He previously worked with Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory role, he serves as a notary public in Tampa, FL. LPL Enterprise serves a broad mix of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm combines advisory programs with brokerage and insurance product sales through an integrated platform.

Jake Szymanski is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and has previous work experience at Melting Pot of Buffalo, Route 78 Street Bar, and Panera Bread. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Gizo Abuladze is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America/Merrill Lynch, National Securities Corporation, and various other firms. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Andrew Lubash is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2018. Prior to that, he was with Invest Financial Corporation for 13 years and has longstanding roles at Prestige Employee Administrators and Financial Management Associates Ltd., the latter involving employee benefits insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management supported by LPL Research, third-party subadvisors, and various portfolio strategies.

Tanner Helsel is a CFP® professional with four years of experience, currently with Raymond James & Associates. His prior roles include positions at Sanford C. Bernstein & Co., LLC and Associated Bank. He is based in St. Petersburg, FL. Raymond James & Associates, Inc. oversees approximately $501 billion in assets and serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, emphasizing tailored plans supported by proprietary research and model management options.

Anthony Badolato is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 66 and Series 63 licenses with four years of industry experience. His prior work includes roles at E*TRADE Securities LLC, WestRock Pool and Spa, Kohl's, and the University of South Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, drawing on Global Investment Committee estimates and simulations to model outcomes.

Jonathan Hoskins is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity in various roles since 2009, bringing over 15 years of financial services experience. His career at Fidelity includes experience as a Financial Consultant, Managed Accounts Investment Consultant, Managed Accounts Portfolio Specialist, and Fixed Income Specialist, among other positions. Prior to joining Fidelity, he worked in the mortgage industry as a Residential Mortgage Account Executive and Senior Mortgage Underwriter. Jonathan partners with clients to develop personalized financial plans aimed at reaching their definitions of financial success. He focuses on understanding clients' goals, needs, and priorities to implement customized wealth strategies. He leverages Fidelity's resources, including advanced technology and a cost-efficient investment platform, in his advisory approach. Jonathan holds a California Insurance License. Outside of his professional career, Jonathan enjoys biking, comedy, fishing, gardening, outdoor adventures, and parenthood.

Thomas Mc Donald Jr. is a financial advisor at Raymond James Financial with Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at firms such as Morgan Stanley, NYLife Securities, and MassMutual Life Insurance. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and utilizes risk profiling and modeling tools to support client goals, while also offering municipal and public-finance advisory services.

Rikki Fletcher is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and three years of industry experience. She has been with Raymond James & Associates since 2018 following four years spent in full-time education. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and public entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Daniel Gardner is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He has worked at FSC Securities Corporation and Century Financial Advisors, Inc. prior to joining OSAIC. Gardner is also a partner in Builders MEP Group, a business focused on marketing 401(k) plans. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios that may include a variety of investment products.

Julia Vega is a financial advisor at Raymond James Financial with 31 years of industry experience. She holds a Series 63 designation and has been with Raymond James since 2009. In addition to her advisory role, she serves as CEO and President of C&E Tax Service, Inc., a tax preparation business she has led since 2004. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining unique offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Reed Murray is a financial advisor with Raymond James & Associates holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at UBS Financial Services and PwC. Outside of his advisory work, he is co-owner and co-host of a weekly podcast focused on drums and music. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Scott Nagorka is a financial advisor at Raymond James Financial with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Raymond James Financial since 2022, following prior roles at UBS Financial Services and LPL Financial. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports advisory programs with a distinctive municipal advisor affiliation and specialized retirement plan consulting services.

Jason Abeles is a financial advisor with Raymond James & Associates, holding Series 63, 65, and 66 credentials and 19 years of industry experience. He has worked at Raymond James Bank and Raymond James & Associates since 2015. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and government entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joseph Godbout is a financial advisor at Raymond James Financial with six years of industry experience. He holds a Series 66 designation and has worked with multiple firms including Purshe Kaplan Sterling Investments and Valic Financial Advisors. He is also involved as an associate employee with Goodrich Wealth Planning in St. Petersburg, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses analytical tools and tailored strategies to support client goals and offers specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Susan Ramsey is a financial advisor with Stifel in Clearwater, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Wells Fargo Clearing and WELLS FARGO Advisors. Stifel serves a diverse client base, including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is supported by proprietary methodologies from its Investment Strategy Group, which provide asset allocation and planning analyses used as a basis for client decisions.

John Hoke is a financial advisor with LPL Financial in St. Petersburg, FL, holding a Series 66 designation and four years of industry experience. He previously worked at Raymond James and CPS Investment Advisors. In addition to his advisory career, he serves as a 1st Lieutenant in the Army Reserves. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Phillip Watkins is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior positions include roles at Morgan Stanley and E*TRADE Securities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Elizabeth Emmons is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Raymond James Financial Services, Inc. since 2010. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting approaches that utilize risk profiling and analytical modeling to support client goals.

Kristine Bergin is a financial advisor with Raymond James Financial Services Advisors Inc. She holds Series 63 and Series 66 designations and has 28 years of industry experience. Her work history includes nine years at Raymond James and four years at GF Investments/Global Financial Private Capital, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized services including municipal advisory work and SIMPLE IRA Employer Advisory & Consulting Services.