Frank Sakowski is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He previously worked for Morgan Stanley Private Bank, Morgan Stanley, and New Era from 2015 to 2025. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies and uses a combination of research, modeling, and tax-efficiency analysis to deliver customized retirement recommendations.

William Fenwick Jr. is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at First Kentucky Securities Corporation for 19 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers various advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a broad network of investment adviser representatives.

James Rosebrook is an advisor with Charles Schwab in Naples, FL, holding Series 63 and Series 65 registrations. He joined Charles Schwab and Charles Schwab Bank in 2025 and has prior experience in various roles, including positions at Portland Golf Club, Fairwood Construction, and Wright Way Emergency Services. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational structures.

Patrick Oleary is a financial advisor with Raymond James & Associates in Estero, FL, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. His career includes long tenure at Comerica Securities and more recent roles at Ameriprise Financial Services before joining Raymond James. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and various advisory services with a range of portfolio management styles and firm-supported research.

Dennis Dewitt is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Osaic Wealth, Inc. since 2018, following prior roles at Signator Investors, Inc. and Transamerica Financial Advisors. Dewitt also operates a sole proprietorship focused on the sale and marketing of fixed annuities, securities, investment advisory, and insurance products. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services such as comprehensive financial planning and managed portfolio programs. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, supported by discretionary strategies and third-party money managers.

John Nicolosi is a financial advisor with Ameriprise Financial Services, LLC in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Summit Financial Group Inc, Commonwealth Financial Network, and UBS Financial Services. Outside of his advisory work, he owns Private Asset Management Group, LLC, which manages the operations of his Ameriprise practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income, utilizing proprietary investment research and algorithmic tools.

Freddy Mantilla is a financial advisor with Merrill in Naples, FL, holding a Series 66 designation and possessing 11 years of industry experience. He has worked at Merrill and Bank of America since 2013. Mantilla serves on the technology committee at Bishop Verot Catholic High School, contributing to oversight of the campus’s existing technology and future improvements. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and supports a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Frederick Pierce is a CFP® credentialed financial advisor with 33 years of industry experience. He is currently with Morgan Stanley in Naples, FL, where he has worked since 2021. Prior to joining Morgan Stanley, he spent nine years at UBS Financial Services. Pierce serves as an officer for the Tri-County Scholarship Foundation, a nonprofit focused on education. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and does not provide individual security recommendations as part of its standalone planning services.

Andrew Garner is a financial advisor with J.P. Morgan Securities in Naples, FL, holding a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities, he operated a car detailing business, Andrew's Car Detailing, since 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

Alex Orillac is a securities advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining J.P. Morgan Securities, he worked at Geneva Asset Management and has experience in academia at Virginia Tech and Academia Interamericana de Panama. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The program integrates quantitative and qualitative research and includes ESG considerations within its investment recommendations.

Mariam Ibrahim is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has been associated with Bank of America and Merrill since 2003. Outside of her advisory role, she assists with administrative duties for her husband’s business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Lucille Cueller is a financial advisor at OSAIC with 28 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Wodbury Financial Services for 22 years. Cueller also is involved in selling traditional life, health, and long-term care insurance, as well as fixed annuities. OSAIC serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through multiple platforms. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and a variety of managed account strategies.

Joan Valenti is a CFP® with 42 years of industry experience, currently serving with LPL Financial since 1994. She holds Series 63 and Series 65 licenses and has board memberships, including a nonprofit advisory role at Northwest Community Bank and a for-profit board position at Connecticut Mutual Holding Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Tyler Dean is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and previously worked at PricewaterhouseCoopers, LLP for three years. Outside of his advisory role, Tyler has appeared on an episode of the television show House Hunters on HGTV. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory solutions, employing proprietary research and model-based asset allocations to tailor client plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Salwa Ameen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 11 years of industry experience. She has been with Wells Fargo in various capacities since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and uses research and analytics to support diversified investment solutions across brokerage and advisory platforms.

Emma Crampton is a Series 66 credentialed financial advisor at Fidelity with one year of industry experience. Prior to joining Fidelity in 2025, she worked at Giovannis Ristorante Italiano and Everything Equine, and spent seven years with Oxford Community Schools. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversee investments across multiple fund structures.

Erin Powers Westendorf is a Series 66-credentialed financial advisor with 18 years of industry experience. She is currently affiliated with Raymond James Financial and has prior experience at Truist Advisory Services and Truist Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and supports a broad advisor network with advanced analytical tools and specialized programs including municipal advisory and SIMPLE IRA consulting services.

Royal Clark is a financial advisor with Raymond James Financial Services Advisors, Inc. in Fort Myers, FL, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. He has been with Raymond James since 2014 and also owns Financial Legacy Wealth Advisors, a support company serving clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients, using tailored, non-discretionary planning supported by analytical tools and risk profiling.

Alexander Siedow is a financial advisor with Merrill in Naples, FL, holding a Series 66 designation and eight years of industry experience. His previous roles include positions at RBC Capital Markets, LLC and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Lacagnina is a financial advisor with Charles Schwab, holding a Series 63 designation and 26 years of industry experience. He has been with Charles Schwab since 2000 and with Charles Schwab Bank, SSB since 2005, based in Naples, Florida. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering wealth advisory wrap fee programs and managed-account services. Schwab combines non-discretionary guidance with access to discretionary separately managed accounts, providing multi-asset model portfolios and a range of integrated brokerage, custody, and advisory services.