Kristin Carter is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2015. She holds the Series 63 designation and is based in Sarasota, FL. Outside of her advisory role, she is involved in an insurance consulting business. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. Advisors use Wells Fargo’s research and tools to develop tailored recommendations, with clients choosing whether to implement them through the firm’s brokerage or advisory programs.

Jeanette Williams is a financial advisor with Mass Mutual Investors Services, holding 33 years of industry experience. She previously worked for Metlife Securities Inc. for 25 years before joining Mass Mutual in 2016. In addition to her advisory role, she is a licensed insurance agent focusing on life, disability, long-term care, and fixed annuities, and she is also a notary. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative, annual financial planning engagements that utilize firm-approved tools and strategies, emphasizing investment categories rather than specific product selections.

Jeffry Olson is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 28 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2013. Olson also holds ownership interests in investment-related businesses based in Fargo, North Dakota. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of specialized planning options and tailored recommendations supported by Wells Fargo’s research and tools.

Robin Bauer is a financial advisor with Morgan Stanley in Sarasota, FL, holding a Series 63 designation and 38 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Seann Wooten is a financial advisor with J.P. Morgan Securities in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously held roles at Bank of America N.A. and Merrill from 2015 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Sandra Wagner is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds a Series 66 designation and has worked primarily at UBS, with a one-year period at Raymond James & Associates. Outside of her advisory role, Wagner serves as treasurer on the board of the Watercolor Place Homeowners Association in Bradenton, Florida. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor plans based on proprietary research and asset allocations.

Richard Rosnack is a CFP® and ChFC® with 41 years of experience in the financial industry. He has been with Raymond James Financial since 2009 and also owns and manages Rosnack Financial Group, Inc. Outside of his advisory work, he serves as a guardian overseeing personal well-being matters. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary consulting and employs analytical tools to support client goals, while maintaining specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Lucas Noble is a financial advisor with MassMutual Investors Services in Sarasota, FL, holding the CFP® and ChFC® designations and possessing 19 years of industry experience. He previously worked at METLIFE Securities Inc. and has been with MassMutual Investors Services since 2017. Outside of his advisory role, he is involved in several business ventures, including managing real estate holdings and serving as owner and manager of multiple LLCs related to financial and wealth management. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning and asset management programs, utilizing firm-approved software to analyze client goals and provide detailed recommendations.

Robert Clifton is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2003 and joined Merrill Lynch in 2012. Robert focuses on developing strategies and recommendations tailored to individuals, families, and businesses aiming to meet their short- and long-term financial goals. His approach to wealth management is consultative and objective, emphasizing a comprehensive understanding of each client’s financial situation, preferences, and goals. Robert offers recommendations for asset allocation based on income, growth expectations, time horizon, risk tolerance, and liquidity needs. He collaborates closely with clients, their families, Merrill specialists, and outside professionals to address specialized planning needs, including investments, credit and lending, retirement, and estate planning services. Robert’s client focus areas include employee benefits planning, family wealth management strategies, services for endowments, foundations, and non-profits, personal retirement planning, portfolio management services, sports and entertainment, and retirement income. Robert earned a High School Diploma from Denbigh High School and holds the Personal Investment Advisor (PIA) designation. Originally from southeastern Virginia, he has lived in the Sarasota/Bradenton area for ten years with his wife, Robin. They participate actively in community projects and volunteer work. Outside of work, Robert enjoys chess, cooking, golfing, tennis, traveling, yoga, and spending time with his family.

Richard Manankil is a financial advisor with Ameriprise who holds Series 63 and Series 65 licenses and has 31 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Janney Montgomery Scott. He is also the owner of Reagan Espie Inc., where he manages his advisory business outside of Ameriprise. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Eric Williams is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds the CFP® and ChFC® designations. His prior experience includes roles at Truist Advisory Services and BB&T Securities. Outside of advising, he owns several limited liability companies unrelated to investment management. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering a range of financial planning, investment consulting, and municipal advisory services.

Bradley Ohmes is a financial advisor with LPL Financial in Sarasota, FL, holding Series 63 and Series 65 licenses and 16 years of industry experience. He previously worked at Mass Mutual Investors Services and Metlife Securities Inc. Outside of his advisory role, he is involved in tax preparation and accounting services through The Incompass Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

James Springer is a financial advisor at Stifel with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co. Inc. since 2014. Outside of his advisory role, he is involved in several community and alumni activities, including serving as president of the Sigma Chi Area Alumni Group and director of the Gamma Theta Foundation, which supports scholarships for the Sigma Chi fraternity. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Connor Knapp is a financial advisor with RBC Capital Markets in Sarasota, FL, holding Series 63 and Series 65 licenses and has two years of industry experience. His prior roles include positions at City National Bank and Service For Profit Group. Outside of finance, he has worked in the hospitality sector at Evies Tavern and has teaching experience at both the university and secondary school levels. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored portfolio strategies implemented through in-house and third-party managers, supported by integrated capital-markets and lending capabilities.

Joseph Grimm is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in compensation and benefit plan consulting and services, with a focus on 401(k) retirement plans, defined benefit pensions, non-qualified deferred compensation (NQDC), and equity plans. Mr. Grimm holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor's degree from Trinity College.

Glenn Scharf is a financial advisor with LPL Financial in Sarasota, FL, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has worked at LPL Financial since 2025 and previously held positions at Next Financial Group Inc and Cumberland Brokerage Corporation. He is also the CEO and sole member of Scharf Group, LLC, and serves as a Chapter Success and Launch Coach for Business Network International. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, brokerage services, and employs both discretionary and non-discretionary management supported by extensive research and technology solutions.

Daniel Freed is a CFP® professional with 26 years of experience in the financial services industry. He is currently affiliated with Wells Fargo Clearing, where he has worked since 2018. His prior experience includes roles at Southwestern Investment Group and Raymond James Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party data.

Mark Heinemann is a financial advisor with Edward Jones in Bradenton, FL, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Nicole Macek is a financial advisor at Edward Jones with a Series 66 designation. She has one year of experience in the financial industry, having joined Edward Jones in 2026 after a 28-year career at Walgreens Co. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services through a large national network of advisors and branch offices, managing approximately $1.01 trillion in assets under management.

Mounira Ben Aissa is a financial advisor with LPL Enterprise holding Series 65 and Series 63 licenses and has 13 years of industry experience. She previously worked with The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels, offering financial planning, consulting, and access to model portfolios and third-party asset management programs.