Richard Vandiver is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and over 33 years of industry experience. He has worked with Primerica Financial Services since 1988 and with PFS Investments Inc. since 1992. Vandiver is also involved in non-investment activities, including partnerships in an event house and real estate management companies. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services primarily through model-driven strategies developed by unaffiliated asset managers.

Frederick Angst is a financial advisor at Osaic with 25 years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Securities America Advisors Inc and Securities America Inc for nine years. In addition to his advisory role, he is involved in insurance sales. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through an extensive network of affiliated advisers and offers integrated brokerage, investment advisory, and financial planning services. The firm employs a variety of asset-allocation tools and third-party solutions to manage diversified portfolios across multiple investment vehicles.

Coty Schneider is a CFP®, ChFC®, and Series 66-licensed financial advisor with seven years of industry experience. He has worked at Edward Jones since 2019 and previously spent nine years at Samaritan's Purse. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products, supported by a nationwide network of more than 23,000 financial advisors.

Daniel Dean is a Series 66 licensed financial advisor with 19 years of industry experience. He has been with UBS Financial Services in Mountain Brook, AL since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment plans.

Robert Glass is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Northwestern Mutual, PNC Managed Account Solutions, Morgan Stanley, and Citigroup Global Markets. He has been with Wells Fargo Clearing and Wells Fargo Bank NA since 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources to guide its investment approach.

Joseph Boudreaux is a financial advisor at Stifel with 14 years of industry experience. He holds a Series 66 designation and previously worked at Raymond James & Associates for 10 years before joining Stifel in 2023. Boudreaux serves on the board and investment committee of the O'Neal Library Foundation and is a member of a local homeowners association board. Stifel serves a wide range of clients, including individuals, institutions, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling.

Marci Watters is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at Raymond James Financial Services Advisors Inc. and Gulf Winds Federal Credit Union. She is also a 50% owner of The Wealth Advisors of the Gulf Coast Inc., an investment-related business. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Scott Howell is a CFP® professional with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Howell is a member of the finance committee at Vestavia Country Club, where he contributes to discussions on operations, budget, and membership dues allocation. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options among its offerings.

Robert Vaughn is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 66 designation and bringing 28 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering a range of financial planning and advisory services with non-discretionary consulting and access to multiple portfolio management strategies.

Devin Renfroe is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2017, including a role with Morgan Stanley Private Bank, N.A. He also has prior experience at Northwestern Mutual and was involved with Wave Baseball. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Jeffrey Waters is a CFP® with 26 years of industry experience, currently serving as a financial advisor at LPL Financial. His prior work includes roles at Ameriprise Financial Services and Eagle Strategies (NY Life). LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of investment adviser representatives.

Sara Clemmer is a financial advisor with Raymond James & Associates in Birmingham, AL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. She has worked at Raymond James & Associates since 2013 and previously spent 17 years with Rearrangements/SHC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutional investors, and municipal entities, and offers financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research resources.

Lindsay Luketic is a financial advisor with Osaic Wealth Inc. in Birmingham, Alabama, holding Series 63 and Series 65 designations. She has 14 years of industry experience, including roles at J. Smith Lanier & Co. and currently serves as Vice President and Director of Relationship Management at Advo(k)ate Advisors. Osaic Wealth Inc. serves a diverse client base, including individual, high-net-worth, institutional, and charitable organizations. The firm offers integrated brokerage and advisory services, using various portfolio construction tools and multiple advisory platforms to meet client needs.

Hunter James is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 license and six years of industry experience. His prior roles include positions at Bank of America, Merrill, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Mark Henry is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 66 credential and 20 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, Henry serves as Treasurer of the Charles R. and Sandra G. Henry Foundation, a nonprofit that awards college scholarships to military veterans. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Harlan Page III is a financial advisor with LPL Financial in Birmingham, AL, holding a Series 66 designation and bringing 16 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive operational and research tools.

Ramey Harrell is a Series 66 credentialed financial advisor with 17 years of industry experience. He has worked at Edward Jones since 2022 and previously held roles at Protective Life and ProEquities, Inc. Harrell also served as a leader with Boy Scouts Troop 79 from 2018 to 2022. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and services, supported by a large nationwide network of financial advisors and branch offices.

Trenton Geringer is a financial advisor with Mass Mutual Investors Services in Birmingham, AL, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. His career includes over a decade with Northwestern Mutual and since 2017 with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. He is also involved as an insurance broker specializing in life, disability, and long-term care insurance and is a member of Veritas Financial Partners, LLC, which he oversees as a pass-through entity for expenses and payroll. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and various educational programs, utilizing firm-approved tools to create written recommendations tailored to client goals.

Michael Elkins is a financial advisor at LPL Financial based in Hoover, Alabama, holding a Series 66 credential with one year of industry experience. Prior to joining LPL Financial, he worked at Avadian Credit Union and Republic Finance LLC, among other roles. He is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Travis Jones is an Investment Consultant at Fidelity Investments, where he works to co-create comprehensive financial plans and develop solutions tailored to clients' goals and expectations. He focuses on fostering an environment conducive to growth and building long-lasting client relationships. Before joining Fidelity Investments in 2023, Travis served as a Senior Banker and Mortgage Loan Officer at PNC Bank from 2021 to 2023. His professional experience spans investment consulting and banking services. Outside of his professional work, Travis enjoys spending time at the beach and lake, fishing, football, outdoor adventures, and traveling.