Andrea Smith is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 23 years of industry experience. She has been with Morgan Stanley and its affiliated Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and models outcomes with methodologies such as Monte Carlo simulations, providing advisory services without individual security recommendations as part of the standalone planning program.

Luis Pineda is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Edward Jones and Gordon Technologies LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jerry Cutaia Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Waddell & Reed, Inc. and has been involved with Shepherd Ministers and Educators Alliance and Shepherd ISD. Outside of his advisory work, he owns Shepherd's Border Collies and Schnauzers, a business unrelated to investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with both discretionary and non-discretionary management options supported by proprietary and third-party research.

Kyle Sadler is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Securities America Advisors and Cambridge Investment Research Advisors. Sadler is an author of several publications including the Amazon best-seller "I'm Retire, Now What? 101 Adventures After Retirement" and serves on the board of directors for Family Promise of Lake Houston, a nonprofit organization. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of advisors and multiple advisory platforms. The firm combines brokerage and advisory services with financial planning, managed accounts, and access to third-party money managers, employing asset-allocation tools and risk-tolerance analysis to manage portfolios across various asset classes.

Darius Uche is a financial advisor with Charles Schwab in Houston, TX, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. His prior roles include positions at Scottrade and TD Ameritrade. Outside of his advisory work, he volunteers monthly assisting with his wife's small balloon business and participates in family content creation for social media platforms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through a comprehensive wealth advisory program that combines non-discretionary guidance with access to discretionary separately managed accounts and alternative investments. The firm’s integrated structure supports a large client base with centralized custody and operational resources.

Nathan Harrison is a financial advisor with OSAIC who holds the Series 66 designation and has 24 years of industry experience. He worked at Lincoln Financial Advisors for 23 years before joining OSAIC in 2025. Outside of his advisory role, he is the owner and agent of Quest Financial and Insurance Services, where he offers various insurance products including accident, health, disability, life, and property and casualty insurance. OSAIC serves a diverse client base that includes retail and institutional investors, offering a broad range of services such as brokerage and advisory, financial planning, retirement consulting, and access to third-party money managers. Its advisers utilize firm-provided tools and multiple investment options to construct portfolios managed on discretionary or non-discretionary bases.

Brian La Rocca is a financial advisor at Merrill with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, Merrill, and Frost-related firms since 2016. He also teaches part-time for the Rice University Certified Financial Planner Program. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Adam Lampe is a financial advisor with Osaic Wealth, Inc. based in Houston, TX. He holds a Series 66 designation and has 16 years of industry experience. Lampe is the CEO and co-founder of Mint Wealth Management, where he provides comprehensive financial planning services including retirement, cash flow, risk management, estate, and tax planning. His previous experience includes roles at Royal Alliance Associates, ProEquities, and running Lampe Wealth Management. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm integrates brokerage and investment advisory services with financial planning and offers portfolios constructed using asset-allocation tools, risk tolerance analysis, and automated rebalancing, incorporating a wide range of investment products and third-party solutions.

Braxton Mouton is a financial advisor at RBC Capital Markets with eight years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets since 2017. Prior to joining the firm, he was involved with Mouton Seafood LLC and The Studio Downtown. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Donald Mitcham is a CFP® and ChFC® with 41 years of experience in financial planning and advisory services. He has been with Cetera since 2025 and previously spent 28 years at Concourse Financial Group Securities Inc. He also leads Mitcham Advisors, LLC, where he manages operations and strategic planning. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diverse portfolio management options and operates a multi-manager platform that includes affiliated and third-party managers, supporting both discretionary and non-discretionary strategies.

Lance Jones is a financial advisor with Edward Jones in Kingwood, TX, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets through a large nationwide network of advisors and offers a variety of investment strategies and affiliated financial products under a fiduciary standard.

William Berry Jr. is a financial advisor at Raymond James Financial with 39 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Raymond James since 2010. Outside of advisory work, he is an insurance agent focusing on Medicare-related solutions. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs such as municipal and SIMPLE IRA Employer Advisory services.

Valerie Medeles is a financial advisor at RBC Capital Markets with 20 years of industry experience. She holds the Series 66 designation and has been with RBC Capital Markets since 2015. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailored to clients' Advisory Risk Profiles and utilizing a mix of in-house and third-party investment managers.

Lara Chami is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds the Series 63 and Series 65 licenses and has been with Wells Fargo since 2015, including eight years at Wells Fargo Clearing. Based in Houston, TX, her career has been focused within the Wells Fargo organization. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Sharon Campbell is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms including Cetera Advisors, MML Investors Services LLC, MassMutual Life Insurance Co, Raymond James & Associates, and Wells Fargo Clearing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Chadi Sahyoun is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and has worked at several firms, including JP Morgan Securities and JPMorgan Chase Bank. He is also a 50% owner and manager of Sahyoun Family LLC, a family business involved in various non-investment activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by sophisticated modeling tools.

Francisco Llano is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017. Prior to that, he held roles at BBVA Wealth Solutions, Inc., BBVA Securities Inc., and Compass Bank. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisors.

Cynthia O’Neal is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has worked at Merrill since 2000 and joined UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Joshua Dowd is a financial advisor with UBS Financial Services in Houston, TX, holding Series 66 and Series 63 designations and having eight years of industry experience. Prior to joining UBS in 2020, he served four years in the United States Marine Corps with the Department of Defense. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to alternative products. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client strategies.

Miguel Facundo is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, and in the automotive retail sector. From 2020 to 2023, he was involved with AAA Woodworks. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.