Matt Williamson is a Vice President and Financial Consultant at Fidelity Investments. In his role, he analyzes individual financial situations and assists clients in developing plans aligned with their goals, objectives, and risk tolerance. He utilizes Fidelity's investment platform and technology to provide these services. Matt has worked at Fidelity Investments since 2020, progressing from Financial Representative and Planning Consultant to Financial Consultant, and currently serves as Vice President, Financial Consultant. Prior to Fidelity, he worked as a Financial Adviser and Consultant at TIAA from 2006 to 2019. Outside of his professional work, Matt's personal interests include biking, family activities, football, outdoor adventures, parenthood, and traveling.

Michael Nelson is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 66 and Series 63 credentials and has previously worked at Fidelity Investments, Bridgewater Highland L.L.C., and Bank of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary advisory model with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by in-house research and due diligence on alternative investments.

Adam Valdes is a financial advisor with Charles Schwab in Lone Tree, Colorado. He holds Series 66 and Series 63 licenses and has two years of industry experience. Prior to joining Schwab, he worked at Axis Technical Group and Origence Lending Services. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive integrated structure with centralized supervision and custody.

Matthew Grinewich is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab since 2014. Based in Lone Tree, Colorado, he provides advisory services through one of the largest financial institutions in the industry. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options through a centralized operational structure.

Donna Merrell Albritton is a financial advisor with Ameriprise in Parker, CO, holding a Series 66 designation and 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, algorithm-assisted recommendations primarily for assets held in Ameriprise Managed Accounts.

Daniel Singhisen is a financial advisor with Charles Schwab & Co., Inc., holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been with Charles Schwab since 2006 and briefly worked at Charles Schwab Bank in 2017. Daniel is based in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and due diligence on alternative investments, operating with a high client coverage per advisor and centralized custody and order-routing.

Kevin Horner is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 1997. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by research and periodic client reviews.

Jack Moore III is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 designations and totaling 25 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2016, including five years at Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm’s model integrates non-discretionary client relationships with access to affiliated discretionary separate managed accounts and provides multi-asset model portfolios supported by research and due diligence.

Sergio Alcazar is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and over 31 years of industry experience. He has been associated with Cambridge Investment Research since 2013. Outside of his advisory role, Alcazar is involved in several outdoor-related activities, including serving as a TV host for a hunting consulting company and authoring hunting articles for an outdoor industry group. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals using a variety of portfolio management strategies and platform arrangements.

Adam Wissman is a financial advisor with Charles Schwab, holding a Series 66 designation and eight years of industry experience. He has been with Charles Schwab since 2017, including time at Charles Schwab Bank, SSB. Prior to Schwab, he worked at Neato and Flyer Enterprises. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and a formal alternative investment process.

Phoummasone Laychaypha is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He has been with Charles Schwab since 2010, including three years at Charles Schwab Bank from 2017 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary guidance and access to discretionary separately managed accounts, supported by a centralized operational structure and comprehensive investment research.

Brandon Paul Cepeda is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has previously worked at firms including JPMorgan Chase Bank, Ameriprise Financial Services, and Wells Fargo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and a formal alternative investment program.

Drew Baller is a financial advisor at Charles Schwab with three years of industry experience and holds a Series 66 designation. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and LPL Financial LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by its Center for Financial Research.

Scott Skinner is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Schwab, he spent 15 years at Edward Jones and two years at Frontier Airlines. Outside of his advisory work, he has worked as a contract driver for Uber. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm is notable for its large scale, integrated structure, and multi-asset model portfolio approach.

Stephen Alsdorf is a financial advisor with Cetera Investment Advisers LLC, holding Series 63 and Series 65 credentials and over 45 years of industry experience. His career includes roles with State Mutual Life Insurance Company, Alsdorf & Associates, and Cetera Advisors LLC. He also owns and operates Core Values Investment Management and works as an insurance agent offering various life and health insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program platforms, supported by a multi-manager investment approach and managing over $256 billion in assets.

Christopher Thompson is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior roles include positions at IFS Securities, SB Value Partners, and Investment Professionals Inc. He is also the owner of CKT Investments LLC, through which he plans to invest in Walters Baker, LLC. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering wealth advisory and managed account services through both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Sara Schwartzkopf is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Charles Schwab & Co., Inc. since 2019. Her prior experience includes roles at New York Life Insurance and NYLIFE Securities, LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options using multi-asset model portfolios and a centralized operational structure.

Lee Dansby is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Charles Schwab since 1999 and Charles Schwab Bank since 2007. Outside of his advisory work, he leads the toddler ministry at Jubilee Fellowship Church. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large-scale, integrated operational structure.

Demetra Sullivan is a financial advisor at Charles Schwab with 19 years of industry experience. She holds a Series 66 designation and has worked at Schwab in various capacities since 2013, including roles at Schwab Private Client Investment Advisory, Inc. and Charles Schwab Bank, SSB. Outside of her advisory work, she volunteers on the CFP Board’s Sanctions and Fitness Commission and participates in the CFP Business Model Council. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Tyson Chacon is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and three years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc. since 2022, as well as community-related roles such as RAM Welcome Leader and Near Peer Mentor from 2021 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized supervision and custody arrangements.