Vincent Bishop is a financial advisor at TIAA-CREF with 23 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes positions at KeyBank and Key Investment Services LLC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a vertically integrated advisory model that distinguishes between point-in-time planning services and ongoing discretionary management through various managed account programs.

Diego Rojo Arisso is a financial advisor at Empower Advisory Group with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including TIAA-CREF, Merrill, Vanguard, and Citibank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage account holders, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms.

Kacper Miller is a financial advisor at Empower Advisory Group with a Series 66 designation and one year of industry experience. Prior to joining the financial services field, he worked in various roles at Tesla, Best Buy/Geek Squad, Geico, and Discount Tire. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Bernard Davis is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He spent 19 years at TIAA and TIAA-CREF before joining Empower in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm employs an integrated service model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Deborah Violette is a CFP® professional with 38 years of experience in financial advising. She currently works at Empower Advisory Group and has previously been associated with firms including Personal Capital Advisors Corporation and Townsend & Associates, Inc. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm delivers its services through an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Lucas Coggswell is a financial advisor at Empower Advisory Group with five years of industry experience. He holds a Series 65 designation and previously worked at Personal Capital Advisors Corporation and Northern Colorado Credit Union. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm’s approach integrates financial planning and managed account solutions with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Stephen Kolaga is a CFP®, ChFC®, and Series 66 registered financial advisor with 17 years of industry experience. He has worked at Cerity Partners LLC since 2026 and previously spent 16 years at TIAA. Based in Denver, CO, Kolaga provides wealth management services through Cerity Partners. Cerity Partners offers customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm emphasizes tailored asset allocation, manager selection, and periodic rebalancing, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Michael Oh is a financial advisor with Empower Advisory Group based in Greenwood Village, CO. He holds Series 63 and Series 66 credentials and has eight years of industry experience. Prior to his current role at GWFS Equities, he worked at Tokyo Teriyaki and attended the University of Colorado Boulder. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as individual clients through Empower Premier IRA and retail brokerage accounts. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Samuel Wright is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and nine years of industry experience. He worked at T. Rowe Price from 2016 to 2021 before joining GWFS Equities, Inc., where he has been since 2021. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm employs an integrated model aligned with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Jason Kippenberger is a financial advisor at Empower Advisory Group with Series 66 and Series 63 credentials and three years of industry experience. His prior work includes roles at Empower Financial Services, Arapahoe Motors, and Kuni Lexus of Greenwood Village. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm operates through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Conrad Schmidt is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and four years of industry experience. He previously worked at Personal Capital Advisors Corporation and has been with Empower since 2023. Outside of his advisory role, he serves as a board member for Women Inspiring Leaders, a nonprofit women's support group in Colorado. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm delivers integrated services through Empower’s recordkeeping platform, focusing on long-term portfolio returns, annual rebalancing, and client savings rates.

Clarissa Hobson is a CFP® with 20 years of industry experience. She is currently with Focus Partners Wealth, LLC and has held roles at Kovitz Investment Group Partners, LLC, Transform Wealth, LLC (formerly Carnick & Kubik Group, LLC), and Principal Financial Services. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services, including investment management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Nichole Boyd is a financial advisor with Empower Advisory Group, holding Series 65 and Series 63 licenses and seven years of industry experience. Her prior roles include positions at Personal Capital Advisors Corporation, Vergent Products, AEWealth Management, Layman Lewis Financial Group, and Scottrade. Boyd has been with Empower Advisory Group since 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns, annual rebalancing, and savings rates, delivered through an extensive platform aligned with Empower’s recordkeeping and administrative services.

Thomas Cafmeyer is a financial advisor at Empower Advisory Group with 12 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at JP Morgan Securities, LLC, and GWFS Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm’s approach includes point-in-time financial plans and optional managed account solutions, focusing on long-term portfolio returns and annual rebalancing within plan sponsor-selected lineups.

Bowie Lishman is a financial advisor at Empower Advisory Group with a Series 66 designation and less than one year of industry experience. Prior to joining Empower Financial Services, Bowie held roles at The Lodge at Blue Sky, Auberge Resorts, WCF Insurance Company, Family Psychological Services, and spent ten years in education. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its financial planning services and serves a large participant base relative to its advisor headcount.

David Kubik is a financial advisor with Focus Partners Wealth, LLC, holding Series 63 and Series 65 licenses and 14 years of industry experience. His career includes roles at Kovitz Investment Group Partners, Transform Wealth (formerly Carnick & Kubik Group), Northland Securities, and Carnick & Kubik. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial planning, and retirement consulting services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies, third-party managers, and private funds.

Turner Lang is a financial advisor at Empower Advisory Group with 29 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TIAA and TIAA-CREF for 28 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to IRA and retail brokerage account holders. The firm uses an integrated service model linked to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Ann Milinazzo is a CFP® professional with over 31 years of industry experience. She is affiliated with Commonwealth Financial Network and serves as President and Owner of Hadad-Milinazzo Financial Group, Inc., which provides tax preparation and advisory services. Her career includes extensive experience with H.D. Vest entities and tax accounting. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors with a broad range of advisory programs and services, including wealth management, retirement plan consulting, and discretionary model portfolios. The firm provides operational, trading, technology, compliance, and practice-management support to affiliated advisors.

Simon Rodriguez is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Charles Schwab & Co., Inc and TIAA. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

John Lo is a financial advisor with Empower Advisory Group holding a Series 65 credential and five years of industry experience. His prior work includes roles at Personal Capital, Seattle Fish Company, and Whole Foods Market. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates, with services delivered through proprietary and third-party methodologies.