Elizabeth Duran is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and 14 years of industry experience. Her prior work includes roles at Wells Fargo Bank, Merrill, and Bank of America. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm offers tailored recommendations with at-least-annual reviews and operates with a large scale and distinct operational structures compared to many peers.

Mubera Madar is a CFP® professional with 26 years of experience in the financial services industry, currently serving at Schwab Wealth Advisory since 2022. She has been with Charles Schwab since 2000. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment guidance relies on Schwab’s proprietary asset-allocation models and research tools, offering tailored recommendations reviewed at least annually.

Jacob Guttman is a financial advisor with Carson Wealth based in Phoenix, AZ, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has held roles at Rosevest Financial, CWM, LLC, Geneos Wealth Management, and United Planners, and has operated several business ventures including JAG Ventures LLC and Guttman Tax Advisory Group LLC. CWM, LLC is an SEC-registered investment adviser managing approximately $50.6 billion through over 650 advisors and partner offices. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios constructed by an Investment Committee and providing tailored solutions with integrated custodial and technology platforms.

Jesus Zepeda Castro is a CFP® professional with two years of industry experience. He currently works at Savant Wealth Management and previously held roles at Lido Advisors, Creative Planning, and Sonmore Financial. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and maintains integrated accounting, legal, and trust affiliates.

Chadi Mneiny is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He previously worked at The Vanguard Group for nine years before joining Charles Schwab & Co., Inc. in 2026. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Hunter Giboney is a CFP® professional with 13 years of industry experience and is currently with Schwab Wealth Advisory Inc. in Phoenix, AZ. He has worked at Charles Schwab and Schwab Bank since 2017, and has prior experience at Ameriprise Financial Services, Zeiders Enterprises, and AllState Insurance Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm utilizes Charles Schwab & Co.’s asset-allocation models and research tools to deliver tailored recommendations, with trades executed only upon client authorization.

Edward Dulin Jr. is a financial advisor at Mariner with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Mariner Wealth Advisors since 2019. His prior experience includes roles at Msec, LLC, Bank of America, NA, and Merrill. Outside of advisory work, he owns a business focused on buying, fixing, and selling homes. Mariner serves a broad range of clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm employs customized, discretionary portfolios supported by in-house research and third-party managers, with additional capabilities in tax integration and family office services.

Rylee Good is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and based in Phoenix, AZ. Good has been with Schwab Wealth Advisory and Charles Schwab-related firms since 2025, following prior experience working at Barro's Pizza and completing full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations according to each client’s goals and risk tolerance, while trades require client authorization.

Joshua Davis is a financial advisor at Cerity Partners LLC with credentials including Series 65 and Series 63 licenses. He has been in the financial industry since 2026 and has prior experience at Baseline LLC and Taza LLC. Cerity Partners advises a diverse client base, including individuals, families, trusts, institutions, and investment entities, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services and employs an investment framework that integrates quantitative screening, manager selection, and access to alternative and private market solutions for qualified clients.

Steven Schulman is a financial advisor at Money Concepts Capital Corp with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ameriprise Financial Services, Inc., Morgan Stanley, and A. G. Edwards & Sons, Inc. Schulman has been with Money Concepts Capital Corp since 2018. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base including individual investors, pension plans, trusts, and corporations. The firm manages around $4.07 billion in assets through a network of several hundred advisors, employing model-driven and asset-allocation strategies supported by third-party managers and technology platforms.

Chad Sager is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2013. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to offer tailored recommendations, with trades executed only upon client authorization.

Shane Stevenson is a financial advisor at Brookstone Capital Management LLC with two years of industry experience. He holds the Series 65 designation and has previously worked at Winston & Companies Retirement and Financial Services, among other firms. Outside of his advisory role, Stevenson is involved in insurance sales. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, sovereign wealth funds, and banking institutions, offering discretionary investment management primarily via model portfolios and separately managed accounts.

Jenna Thornton is a CFP® and ChFC® with 21 years of industry experience, currently affiliated with United Planners' Financial Services of America as a Limited Partner. She has held various roles since 2008, including involvement with Synergy Accounting Solutions and co-ownership of Black Bear Market, LLC, a personalized products business. Thornton also serves as secretary/treasurer of the Washington Park HOA in Payson, AZ. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through independent advisors. The firm manages approximately $12.77 billion in assets, primarily on a non-discretionary basis, and supports advisors with a limited-partnership ownership structure and advisor transition programs.

Devan Carlin is a financial advisor at PlanMember Securities Corporation with one year of industry experience. He holds Series 65 and Series 63 licenses. Prior to his advisory role, he has worked at American Airlines since 2015 as a Senior IT Systems Engineer and software platform administrator. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options and delivers education, planning, and support services through a strategic asset allocation framework and risk-based mutual fund portfolios.

Nathan Pawlak is a financial advisor with Focus Partners Wealth, LLC in Scottsdale, AZ. He holds a Series 65 designation and has two years of industry experience. Prior to joining Focus Partners Wealth, he worked at Wellspring Financial Partners and Duffl, among other roles. Focus Partners Wealth serves individuals, high-net-worth families, family offices, corporate, and institutional clients with wealth management, financial planning, and advisory services. Their investment approach combines active and passive strategies within an enhanced open architecture framework, integrating fundamental and quantitative analysis alongside specialized tools such as trend-following and options overlay strategies.

Heidi Jones is a Series 66 licensed financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, with one year of industry experience. Prior to her current role, she worked at Charles Schwab & Co., Inc. and had experience in the travel and food ingredients sectors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach uses standardized asset allocation models and internal research tools to offer tailored investment recommendations without exercising discretionary trading authority.

Massimo Avelluto is a financial advisor at Mariner with three years of industry experience and a Series 66 credential. His background includes roles at The Vanguard Group, Bandelier Capital LLC, and Matthews. Outside of his advisory work, he is a partner at Bandelier Capital LLC, where he invests in real estate. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and retirement consulting. The firm combines in-house research with third-party managers and integrates tax and accounting services alongside traditional portfolio management.

John Hasslacher is a financial advisor with J. W. Cole Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with J. W. Cole Advisors since 2015 and also manages Hasslacher Tax & Financial, LLC, a firm providing tax preparation, estate planning, and accounting services. In addition to his advisory role, he serves as a family trustee and holds a notary public commission. J. W. Cole Advisors is an SEC-registered firm serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, financial planning, access to third-party managers, and various managed account solutions, utilizing both discretionary and non-discretionary investment approaches.

Dimitri Spanos is a financial advisor at Oppenheimer with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley and its affiliated entities for over 15 years before joining Oppenheimer in 2022. Oppenheimer serves individuals, corporations, pension plans, and charitable organizations, offering a wide range of investment programs and advisory services across equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management options.

Darija Hanson is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 2010. Hanson is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset-allocation models and research tools to offer tailored recommendations with annual reviews, serving a large client base with a focus on mutual funds, ETFs, separately managed accounts, and alternative investments.