Kevin Qin is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes positions at Bank of America, N.A., and Merrill, as well as time spent at the University of California and Arcadia High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Rocio Mercado is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has worked at Bank of America N.A. and Merrill for ten years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rakesh Patel is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He previously worked at Stifel Independent Advisors, LLC and Wells Fargo Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and investment consulting to client goals and supports municipal and public-finance work through its affiliation with a municipal advisor.

Raymond Conboy is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been serving clients since 1998, beginning his career at Prudential Securities before joining Banc of America Investments in 2003, where he continues to provide financial advisory services. Raymond works with wealthy families, business owners, businesses, and non-profit organizations, assisting them in recognizing, understanding, and realizing their priorities and goals. His expertise encompasses areas such as divorce transition planning, services for endowments, foundations, and non-profits, investment consulting for defined contribution and benefit plans, LGBT wealth planning, liquidity management, philanthropic planning, socially responsible and ESG investing, and tax minimization. Raymond aims to preserve and grow his clients' assets leveraging the broad financial capabilities of Merrill alongside the banking services of Bank of America. Raymond earned an Associate's Degree from Galway Mayo Institute of Technology and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Originally from Ireland, he moved to the United States in his early twenties. Outside of work, Raymond engages in hiking, triathlons, open water swimming, music, refereeing soccer, and spending time with his family. He also volunteers with organizations in his community, reflecting his commitment to community involvement.

Aaron Friedman is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 18 years of industry experience. He has worked at J.P. Morgan Securities since 2021 and previously spent over a decade at TD Ameritrade in various capacities. Outside of his advisory role, he is a passive investor in a financial services LLC based in Los Angeles. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Amanda Aguilar is a CFP®-designated financial advisor with eight years of industry experience. She is currently with LPL Financial and has prior experience at JP Morgan Securities, JP Morgan Chase Bank, and AXA Advisors. Outside of her advisory role, she serves as a research analyst for Provenance Technologies Inc. LPL Financial is a national broker‑dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and various technology tools.

John Polwrek is a financial advisor at LPL Financial with eight years of industry experience. He holds a Series 66 designation and has worked previously at Waddell & Reed Inc. Polwrek has operated his own business entity, John J Polwrek, Inc., for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Juan Sarmiento is a financial advisor at Osaic Wealth, Inc. based in Los Angeles, CA, holding Series 65 and Series 63 licenses with three years of industry experience. He previously worked at NYLife Securities LLC and New York Life Insurance. Outside of his advisory role, he operates a sole proprietorship providing clients with fixed product sales such as insurance, fixed annuities, and long-term care. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of advisors, utilizing asset-allocation tools and third-party platforms to manage a wide range of investment portfolios.

Arthur Burkhard is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers customized financial planning and a range of advisory programs supported by structured planning tools and broad investment solutions.

Liang Ke Yu is a CFP®-certified financial advisor with 14 years of industry experience. He has been with J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Todd Thomasy is a financial advisor with LPL Financial in Glendale, CA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. Prior to joining LPL Financial in 2010, he worked at NRP Advisors, Inc., NRP Financial, Inc., and Walnut Street Securities, Inc. He is also involved in activities related to non-variable insurance products, including life, medical, dental, vision, and disability insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset management, and institutional platforms.

Crystal Merino is a financial advisor at Primerica Advisors with 12 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2014. Outside of financial advising, she has been involved with City of Hope since 2017. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services through model-based strategies and third-party discretionary management.

Faran Shaker serves as a Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on establishing long-term financial relationships through trust and transparency, engaging in open dialogue to understand clients' unique financial goals and developing tailored plans that align with their interests. His expertise includes college education planning, services for endowments, foundations, and non-profits, managing new wealth, and personal retirement planning. Faran also has practical experience working with defined contribution retirement plans, assisting plan sponsors with guidance and plan design, and educating participants on retirement readiness. Raised in Wisconsin, Faran earned his Bachelor's degree from the University of Wisconsin-Madison and holds a Juris Doctorate from the University of Wisconsin Law School. He has obtained several professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Accredited Wealth Management Advisor™ (AWMA™), and Certified Plan Fiduciary Advisor (CPFA®). Although he holds a law degree, he does not provide legal advice in his current role. Faran has contributed as the Bank of America Community Volunteer Champion for Central Los Angeles in 2021 and 2022. He is fluent in Persian and English. His personal interests include running, tennis, and writing. He approaches his advisory role with the philosophy of connecting all aspects of a client's financial life to help prioritize and pursue their most important goals.

Camden Miller is a financial advisor with Ameriprise in San Dimas, CA, holding Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Ameriprise, he worked at The Prudential Insurance Company of America, Pruco Securities LLC, and Optimize Financial, Inc. He also has experience outside finance, including work at Klean-Sweep Parking Lot Service, Inc. and Handel's Ice Cream. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement planning advice focused on income reliability and tax-efficient withdrawal strategies.

Kevin Power is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jaymie Wetzel is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 25 years of industry experience. She has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Daniel Valenzuela is a Senior Financial Advisor at Merrill Lynch Wealth Management, a position he has held since 2010. He advises high net worth clients and business owners on wealth accumulation, preservation, and transfer by developing individually customized wealth management strategies that align with each client's financial future, risk tolerance, time horizon, liquidity needs, and investment goals. Daniel has built a team that supports portfolio development, wealth and retirement planning, estate and education planning services, liability management, tax minimization, bank and lending options through Bank of America, N.A., and asset preservation. As a qualified Portfolio Advisor, he recommends investment strategies, funds, and portfolios from Merrill Lynch Wealth Management or approved third-party managers based on a thorough understanding of his clients' goals. He holds a Bachelor's Degree from the University of Southern California's Marshall School of Business and is accredited with several professional designations, including Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Born and raised in Southern California, Daniel currently resides in Monrovia, CA.

Kyle Bacskai is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses. He has one year of industry experience and previously worked at Northwestern Mutual, Mora Financial, and EssilorLuxottica. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Douglas Cowles is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 66 credentials and 36 years of industry experience. He has worked at Merrill since 2009 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Vincent Law is a financial advisor with Wells Fargo Advisors in Pasadena, CA, holding a Series 66 designation and 26 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing prior to joining Wells Fargo Advisors in 2025. He also owns and operates Vincent Law Financial Consultant Group, LLC, a separate financial consulting practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored recommendations for clients.