Dominic Ramdin is a financial advisor at GWN Securities Inc. with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Next Membranes, Northrop Grumman Corporation, and the University of California, Los Angeles. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning services. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes investment strategies that include market-timing and momentum-based approaches.

David Hobbs is a CFP® and CFA® affiliated with Corient, with five years of industry experience. He previously worked at Bordeaux Wealth Advisors and Ernst & Young. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, pension plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach that combines in-house strategies with third-party manager solutions and utilizes risk management tools and stress testing to align portfolio exposures with client objectives.

Jason Shapiro is a financial advisor with Primerica Advisors who holds a Series 63 designation and has 16 years of industry experience. His prior work includes roles at Northwestern Mutual and Guardian Life Insurance Company. He serves as a board member for the Foundations Board at El Cab and owns JShap Financial, Inc. Primerica Advisors serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm utilizes a mix of proprietary and third-party investment strategies and supports various account-level services, including securities-based lending and donor-advised funds.

Efren Ortiz Espinoza Jr. is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 license and one year of industry experience. Prior to joining Wealth Enhancement, he worked at LPL Enterprise LLC and held outside employment with Athleisure Inc. Wealth Enhancement Advisory Services serves individuals, high-net-worth clients, corporations, and retirement plans by providing financial planning, asset management, and retirement-plan consulting. The firm manages over $122 billion in assets, employing a diversified investment approach that blends passive and active managers guided by an internal Investment Committee.

Garrett Gates is a CFP®-certified financial advisor with seven years of industry experience. He is currently with Guardian Life and Park Avenue Securities, with prior experience at Northwestern Mutual Wealth Management Company. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and retirement plan consulting to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of advisory programs through discretionary and non-discretionary relationships.

Erick Montiel is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC for nine years before joining his current firm in 2022. Outside of his advisory role, Montiel is involved in a family business where he provides weekly consultative support, and he holds a 50% obligation in a commercial real estate investment property. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of advisory programs through its AccessPoint platform and third-party asset managers, with a client base that includes high-net-worth and institutional clients.

Duane Knopke is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with Independent Financial Group since 2009. Outside of his advisory role, he also sells life, health, and disability insurance as an independent contractor. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in assets through a national network of Investment Adviser Representatives.

Evan Cohen is a financial advisor with Stratos Wealth Partners, Ltd., holding a Series 66 credential and 15 years of industry experience. He previously worked at Edward Jones for 12 years before joining LPL Financial and Stratos Wealth Partners in 2023. Stratos Wealth Partners serves a diverse client base, including individual investors, trusts, charitable organizations, corporations, and retirement plans, offering portfolio management, financial planning, and access to third-party advisory solutions through an open-architecture platform that supports both advisor-managed and model-based portfolios.

Nathan Sorkin is a CFP® with two years of industry experience, currently serving as a financial advisor at Stratos Wealth Partners, Ltd. Prior to joining Stratos Wealth Partners in 2022, he worked at San Diego State University, the City of Del Mar, and Torrey Pines High School. Stratos Wealth Partners serves a diverse client base including individual investors, trusts, charitable organizations, corporations, retirement plans, and institutional clients. The firm offers a Strategic Wealth Management platform with an open-architecture approach that integrates multiple investments into a single account and employs both advisor-managed and model-based portfolios.

Halle Hewitt is a financial advisor at Stratos Wealth Partners, Ltd with a Series 65 credential and one year of industry experience. Prior to joining Stratos, she worked at WCG Wealth Advisors, LLC and Fides Wealth Strategies Group. Outside of finance, she has experience in education and the hospitality industry, including roles at San Diego State University, the YMCA San Diego, and Ketch Grill & Taps. Stratos Wealth Partners serves a diverse client base including individuals, trusts, charitable organizations, corporations, retirement plans, and institutional clients. The firm offers an open-architecture Strategic Wealth Management platform that supports both advisor-managed and model-based portfolios through active monitoring and multi-custodian asset allocation.

Nicholas Clark is a financial advisor at Primerica Advisors with 14 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Park Avenue Securities, Guardian Life Insurance Company, and MML Investors Services. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, with a range of proprietary and third-party investment programs and integrated financial planning and consulting solutions.

John Foster is a CFP® with 34 years of industry experience. He is currently with Independent Financial Group, LLC and previously worked at Park Avenue Securities and Guardian Life. Foster teaches financial professionals as a Living Balance Sheet Trainer and is planning to author several books. Independent Financial Group, LLC is a large advisory and brokerage firm serving individuals, trusts, corporations, and plan sponsors. The firm offers a variety of investment advisory programs and financial planning services, implementing strategies through a combination of in-house and third-party managed portfolios.

Chau Lai is a CFP® and ChFC® with 28 years of experience in the financial services industry, currently affiliated with Guardian Life and Park Avenue Securities. His career includes long-term roles at both firms since 1999 and 2002, respectively. He serves as Vice Chair of the Philanthropy Committee on the UC San Diego Alumni Board. Park Avenue Securities, doing business as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser owned by The Guardian Life Insurance Company of America. The firm provides financial planning, retirement consulting, and investment advisory services to individuals, charitable organizations, and corporate clients.

Colin Domonoske is a financial advisor at Stratos Wealth Partners, Ltd in San Diego, CA, holding a Series 65 designation with six years of industry experience. He previously worked at Brown Wealth Management and Allegiance Inc. Domonoske also serves as an Associate Wealth Advisor with a registered investment adviser DBA, BWM Financial. Stratos Wealth Partners, Ltd is an SEC-registered enterprise wealth management firm serving over 24,000 clients with approximately $18.6 billion in assets under management. The firm offers advisor-managed and model portfolios, financial planning services, and retirement plan consulting through an open-architecture platform integrating various external tools and third-party managers.

Laurel Packham is a financial advisor with Eagle Strategies (NY Life) based in Oceanside, CA. She holds a Series 66 designation and has 23 years of industry experience. Laurel has been affiliated with Eagle Strategies and New York Life since 2013 and 2014, respectively. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans. The firm provides financial planning, investment management, and retirement-plan advisory services, emphasizing tailored recommendations and primarily managing assets on a non-discretionary basis.

Antonio Montalvo is a financial advisor with Eagle Strategies (NY Life) in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Eagle Strategies since 2021 and has longstanding ties to New York Life and Nylife Securities Inc., with over four decades at these firms. Outside of his advisory role, he is an owner of rental property. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple program types and focuses primarily on non-discretionary asset management within an integrated New York Life affiliate structure.

Eron Reyes is a CFP®, CFA®, and Series 63-registered advisor with seven years of industry experience. He has worked at Mariner Wealth Advisors since 2019, following roles at Seaside Wealth Management and Wells Fargo. Reyes is also a consultant and contributor to Simplicity Ops Academy, where he helps develop educational course content on general finance concepts. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds with investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm combines in-house research with third-party managers to implement customized discretionary portfolios, supported by tax and accounting integration and administrative family office services.

Doan Nguyen is a financial advisor with Primerica Advisors based in San Diego, CA, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance, and Cambridge Investment Research Advisors. Outside of advisory work, he is involved in Medicare plan sales. Primerica Advisors serves a diverse retail client base, offering brokerage and advisory services along with financial planning and retirement consulting. The firm employs a variety of investment strategies through proprietary and third-party platforms and supports both discretionary and non-discretionary account management.

Dena Schwartz is a financial advisor at Independent Financial Group, LLC with 29 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at LPL Financial for 14 years. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement services, managing approximately $11.3 billion in regulatory assets through a national network of Investment Adviser Representatives.

Jerald Van Houten is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at Cetera and Cetera Advisor Networks for a combined 11 years before joining Independent Financial Group in 2023. Outside of his advisory role, Van Houten volunteers teaching financial biblical education and coaching through Kingdom Advisors and the John Maxwell Group, and serves as Central Valley Chapter President of the Main Street Chamber. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, charities, corporations, and plan sponsors. The firm offers a range of advisory programs and brokerage services, utilizing risk-tolerance profiles to manage client assets across multiple platforms and third-party managers.