Michael Lathrop is a financial advisor at Cooper McManus with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Newport Advisory LLC and Mariner LLC. Outside of his advisory role, he is involved in marketing and technology businesses, including partnerships in social media marketing and marketing consulting ventures. Cooper McManus serves individuals, trusts, corporations, and employer retirement plans by providing financial planning, portfolio management, and retirement-plan consulting. The firm employs a fundamentally driven investment process using a variety of securities and model asset-allocation portfolios to tailor solutions for clients.

Jerry Bien is a financial advisor with Packerland Brokerage Services, Inc. in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at Foresters Equity Services, Inc. from 2014 to 2018. Outside of his advisory role, Bien is involved in life insurance and fixed annuity sales through his own business, CENTRIC ADVISORS, and also participates in real estate sales and management of family-owned properties. Packerland Brokerage Services serves individuals, charities, corporations, and retirement plan sponsors with a range of financial planning, portfolio management, and advisory services delivered through firm-managed portfolios, wrap programs, and third-party arrangements. The firm operates as both an SEC-registered investment adviser and a FINRA broker-dealer, managing over $900 million in client assets and offering both brokerage and advisory implementation options.

Anthony Luppi is a Certified Financial Planner™ (CFP®) with 15 years of industry experience. He is currently with Choreo, LLC and previously worked at Insight Wealth Strategies, LP and Merrill. Luppi holds the Series 66 designation. Choreo serves individual and high-net-worth investors, family offices, corporate and retirement plan sponsors, endowments, and other institutional clients. The firm employs a strategic asset allocation approach combined with quantitative screening and due diligence to manage portfolios through various investment vehicles and specialized advisory services.

Devon Chan is a financial advisor at BMO Family Office, LLC with Series 65 credentials and experience at BMO Family Office, Bank of Montreal, US Bank, and Union Bank. He is based in Newport Beach, CA. BMO Family Office provides discretionary investment management and advisory services to ultra-high-net-worth individuals, families, foundations, endowments, and other institutional clients. The firm uses a combination of quantitative and qualitative due diligence overseen by an Investment Committee and offers integrated wealth, tax, estate, and philanthropic coordination as a subsidiary of BMO Financial Corp.

Shannon Kujawa is a financial advisor with Ascentis Independent Advisors, LLC, holding Series 65 and Series 66 licenses and bringing 19 years of industry experience. She has held roles at Golden State Equity Partners and LPL Financial, and operates a sole proprietorship providing real estate and accounting consulting services. Outside of financial advising, she manages accounting services for multiple Del Taco restaurants through Vanderweel Ventures, LLC. Ascentis Independent Advisors is a multi-team SEC-registered firm serving individuals, trusts, retirement plans, and corporate clients. The firm offers diversified portfolio management utilizing public and private securities and maintains a Private Direct Investments program providing access to illiquid private funds.

Aleksandra Carrillo is a financial advisor at RBC Securities, Inc. with one year of industry experience. She holds Series 66 and Series 63 licenses and previously worked at City National Securities, Inc. and NYLIFE Securities LLC. Outside of finance, she was involved with Newport Beach Tennis. RBC Securities, Inc. offers wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through a wrap-fee investment advisory program. The firm integrates portfolio management and financial planning with access to affiliated investment sub-advisors and a broad range of financial services within its parent organization.

Kristopher Reiland is a financial advisor at Private Management Group Inc. with two years of industry experience. He holds a Series 65 designation and has worked at Private Management Group since 2022. Prior to his advisory role, his background includes positions in hospitality and educational settings. Private Management Group, Inc. provides discretionary investment supervisory services to individual and institutional clients, managing approximately $4.5 billion in assets across more than 3,200 client relationships. The firm employs a long-term strategic investment approach combined with tactical decisions, focusing on fundamental analysis and a broad range of securities.

Matthew Lyons is a financial advisor at Trilogy Capital, Inc. with two years of industry experience. He holds a Series 65 credential and has worked at Trilogy Financial Services, Empower, Vail Reports, Epting Events, and Savannah Golf Club. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm uses a risk-based, diversified asset allocation framework with a mix of in-house models and third-party sub-advisors, offering a range of services including portfolio management, retirement plan consulting, financial coaching, and advanced planning that incorporates personal and business real estate considerations.

Kyle Schulz is a financial advisor at Private Management Group Inc with five years of industry experience. He holds a Series 65 designation and previously worked at Viavi Solutions for four years before joining Private Management Group in 2020. Private Management Group provides discretionary investment supervisory services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm manages approximately $4.9 billion across several thousand accounts, constructing individualized portfolios that combine longer-term strategic frameworks with shorter-term tactical adjustments and employing fundamental analysis across a broad set of global instruments.

Jennifer Cagle is a CFP® professional with 29 years of industry experience. She has been with First Foundation Advisors in Irvine, CA, since 1993. First Foundation Advisors provides discretionary and non-discretionary investment advisory and financial planning services to individuals, families, businesses, and retirement plans. The firm employs an open-architecture, multi-asset approach and is affiliated with its corporate parent FirstSun Capital Bancorp, offering integrated banking, trust, and insurance services.

Ralph Adamo is a financial advisor with Kovack Advisors, Inc. in Newport Beach, CA, holding the ChFC® designation along with Series 65 and Series 63 licenses. He has 39 years of industry experience, including tenure at FSC Securities Corporation and Csenge Advisory Group, LLC. Adamo is also a contributing author for HorseMouth and is involved in his own investment-related business, Integrity Wealth Management. Kovack Advisors, Inc. is a multi-team registered investment adviser with roughly 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and access to sub-advisory programs supported by Envestnet-based workflow and both internal and third-party investment models.

Joseph Bergin is a financial advisor with Prospera Financial Services, Inc. in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at B. Riley Wealth Advisors, Inc., B. Riley Wealth Management, Inc., and Wells Fargo Advisors. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors across 140 offices, offering investment advisory and financial planning services via multiple delivery platforms and customizable portfolio management.

Evan Chung is a financial advisor at Navy Federal Investment Services, LLC with 14 years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at firms including LPL Financial, Raymond James Financial, and Cantella & Co., Inc. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients. The firm offers financial planning, retirement-plan fiduciary services, and portfolio management through advisory programs and brokerage channels, using third-party portfolio managers and model-driven asset allocation on the Envestnet platform.

Nigel Pierce is a CFP® and holds a Series 66 license, currently affiliated with Nwf Advisory Services Inc. He has three years of industry experience and has previously worked at Tellone Management Group Inc. and Perigon Wealth Management, LLC. Nwf Advisory Services is a multi-team SEC-registered investment adviser managing approximately $6.4 billion in client assets. The firm primarily serves individual and high-net-worth clients through an open-architecture, technology-driven platform offering portfolio management, financial planning, and retirement plan consulting services.

Heather Hastey is a financial advisor at SeaCrest Wealth Management, LLC with 15 years of industry experience. She holds a Series 66 designation and has worked at SeaCrest since 2012. Outside of advising, she is involved in mortgage lending and works as an independent insurance agent on a limited basis. SeaCrest Wealth Management is an SEC-registered, multi-advisor firm serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm offers comprehensive financial planning and investment management, employing a customized, long-term approach that incorporates both fundamental and technical analysis alongside artificial intelligence tools.

Clayton Cornhall is a financial advisor at IP Financial Advisory Services LLC with 16 years of industry experience. He holds Series 66, Series 65, and Series 63 credentials. Cornhall is also the owner of Cornhall Tax & Advisory Solutions Ltd, where he provides tax preparation services. IP Financial Advisory Services LLC primarily serves individual retail clients, focusing on portfolio management, financial planning, and consulting. The firm emphasizes personalized portfolio construction and discretionary management, offering a range of analytical and operational approaches tailored to non-high-net-worth investors and retirement plan participants.

Thane McCready is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Perennial Financial Services since 2017. He has also been affiliated with LPL Financial since 2005. Outside of his advisory roles, he operates Perennial Legacy Insurance Solutions, focusing on non-variable insurance. Perennial Financial Services provides investment advisory and consulting services to individuals, trusts, retirement plans, and business entities. The firm offers discretionary asset management and financial planning, utilizing multiple platform relationships and third-party managers to tailor portfolios across various securities while combining ERISA retirement plan consulting with licensed insurance activities.

Blake Bauer is a financial advisor at Summit Financial, LLC with three years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Purshe Kaplan Sterling Investments, Clarity Capital Partners, and First Republic Bank. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets for roughly 17,800 clients. The firm offers investment advisory and portfolio management services, financial planning, and retirement plan advisory programs with a mix of discretionary and consultative approaches.

Jennifer Caravello is a financial advisor with Halbert Hargrove in Bellevue, WA, holding a Series 65 designation and with 10 years of industry experience. She has been with Halbert Hargrove since 2015. Halbert Hargrove Global Advisors serves individuals, including high-net-worth clients, trusts, estates, pension and profit-sharing plans, and institutions by providing discretionary portfolio management, financial planning, retirement plan advisory, and access to independent managers and private funds. The firm uses a formal Investment Committee with a documented analytical framework and combines qualitative due diligence with quantitative testing to manage allocations across various asset types.

Thomas Vance is a CFP® professional at Pure Financial Advisors, LLC with 30 years of industry experience. He has been with Pure Financial Advisors since 2012 and is also a part-owner of HMV, Inc., a real estate development and investment company. Pure Financial Advisors provides financial planning and portfolio management services primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension plans. The firm uses a planning-centered investment approach overseen by an Investment Committee and incorporates tax-aware techniques and specialized investment strategies.