Louis Larson is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Larson is also involved in managing real estate investments as a sole proprietor. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to guide client financial plans.

Megan Edwards is a financial advisor with LPL Financial in Los Gatos, CA, holding a Series 66 designation and 19 years of industry experience. She has been with LPL Financial since 2009 and previously worked at Ivy Financial Planning & Associates, LLC, and Associated Securities Corp. Outside of her advisory role, she serves as an assistant JV softball coach at Los Gatos High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm utilizes both proprietary and third-party investment strategies and offers a broad platform that includes financial planning, model portfolios, and institutional programs.

Jairo Rodriguez Aleman is a Financial Advisor with Merrill Lynch Wealth Management, working with individuals, business owners, and families to clarify their financial priorities and develop aligned long-term strategies. He focuses on providing a structured planning process that brings clarity, organization, and confidence throughout the stages of his clients' financial lives. He holds a Bachelor's Degree from San Francisco State University and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jairo works with clients on areas including college education planning, retirement income, employee benefits, equity compensation services, tax minimization, and small business strategies. In addition to his professional work, Jairo is involved in his community as a volunteer coach in high school wrestling. He is fluent in English and Spanish.

Elif Bower is a Financial Advisor at Merrill Lynch Wealth Management who specializes in family wealth management strategies, managing new wealth, and women and wealth. She brings over 20 years of experience across various industries, leveraging her in-depth understanding of financial complexities to provide tailored guidance to individuals, multigenerational families, and business owners. Elif combines Merrill's investment insights with Bank of America’s banking resources to design comprehensive strategies that address both immediate priorities and long-term objectives such as retirement, business transition, and legacy planning. She communicates fluently in English and Turkish, with conversational Arabic, which supports her work with diverse and international client communities. Elif holds a Bachelor of Science in Business Administration with a double major in Decision Sciences (Business Analytics) and Management from Old Dominion University. She is a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Her academic background supports her capability in making critical, time-sensitive, and data-driven decisions. Beyond her professional responsibilities, Elif engages actively in her community, contributing to organizations such as ETACUSA (Empowering the Turkish American Community), Preventing Child Abuse, and The Salvation Army. In her personal time, she enjoys painting, cooking Mediterranean food, dancing, and traveling with her family, activities that help maintain a broad perspective and enrich her client interactions.

Dominick Ruiz is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., Strategic Wealth Advisors Group, LLC, Wells Fargo Clearing, Chase Investment Services Corp., and Banc of America Investment Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a wide range of investment strategies and provides various advisory platforms alongside non-advisory financial services.

Mary Rono is a financial advisor at J.P. Morgan Securities in Los Gatos, CA, holding a Series 66 designation with 10 years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Carson Schmick is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has worked at JP Morgan Chase Bank, First Republic Investment Management, and Northwestern Mutual Life Insurance Company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process includes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Xueling Zhang is a CFP® professional affiliated with Charles Schwab, with 10 years of industry experience. She has previously worked at National Life Insurance Company and TD Ameritrade prior to joining Charles Schwab Bank and Charles Schwab and Co., Inc. Zhang holds Series 63, Series 65, and Series 66 licenses. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions. The firm integrates advisory, brokerage, custody, and cash-sweep services within its wrap fee programs, supported by centralized operations and access to alternative investments.

Areeba Abdullah is a financial advisor at Morgan Stanley in Mountain View, CA, holding a Series 66 designation with six years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at Virtus Partners LLC and held roles at the University of Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Yea Bin Lee is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, Lee worked at Bank of America, Fidelity Investments, and New York Life Insurance Company. Outside of finance, Lee owns and operates a sole proprietorship focused on retail e-commerce selling clothing and cosmetics. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jitian Tan is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, Jitian focuses on creating personalized financial strategies that align with clients' individual goals and adapt to changing market conditions. He leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to support clients in pursuing their long-term objectives. Jitian holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Master's Degree from Golden Gate University. Beyond his professional responsibilities, Jitian participates in community service, volunteering with local organizations as part of his commitment to the communities served by Merrill.

Chy Yip is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, Chy works closely with clients to develop personalized financial strategies aimed at pursuing long-term goals. Leveraging Merrill's research capabilities alongside the banking services of Bank of America, Chy focuses on creating flexible wealth management solutions tailored to each individual's financial picture. Chy specializes in a range of areas including college education planning, executive and equity compensation, family wealth management, legacy and retirement planning, tax minimization, and managing new wealth. With a consultative, goals-based approach, Chy emphasizes understanding clients’ aspirations and concerns to construct right-risk portfolio strategies supported by Merrill’s research resources. Chy Yip holds a Bachelor's Degree from San Jose State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Fluent in Chinese and English, Chy is also engaged in community volunteer work and has personal interests in biking, cooking, and hiking.

Borami Yoon is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and the Estate Planning Strategies Group.

Fang Wang is a Financial Advisor at Merrill Lynch Wealth Management, fluent in Mandarin Chinese and English. She specializes in assisting individuals, families, and professionals with financial decisions, focusing on college education planning, family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. Fang takes a personalized, goals-based approach to wealth planning, aiming to help clients achieve clarity and confidence in their financial journeys. With over 14 years of experience in client relationship management, Fang has developed expertise in cross-cultural communication and client engagement. Her background includes leading cross-functional teams and managing large-scale initiatives, which enhances her capability to listen carefully, communicate clearly, and deliver results tailored to each client's unique needs. Prior to becoming an advisor, she gained foundational experience in client service and account operations within the firm, providing her with insights into client priorities such as responsiveness, clarity, and trust. Fang holds a Bachelor's Degree from Shanghai International Studies University and carries the Personal Investment Advisor (PIA) designation. She is committed to building lasting relationships founded on trust and attentive service. Beyond her professional role, Fang participates in community activities through the Parent Teacher Association and enjoys interests including badminton, biking, cooking, dancing, music, photography, scuba diving, singing, spending time with her family, and traveling.

Theresa Sellinger is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and has previously worked at Next Insurance and HSBC US, as well as having been affiliated with Cornell University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a broad investable universe.

Lindsay Adamson is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan Securities, Adamson worked at JPMorgan Chase Bank, First Republic Wealth Management, and Wells Fargo Advisors. Based in Palo Alto, CA, Adamson’s background includes a range of roles within major financial firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions, supporting a broad range of investment strategies including ESG considerations.

Steven Anderson is a CFP®-credentialed financial advisor with 15 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2018 and previously held roles at Bank of America and Merrill. Outside of advising, he is involved in publishing related to recreation. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include but do not rely on individual security recommendations as part of standalone planning.

Yinghui Zhou is a Financial Advisor with Merrill Lynch Wealth Management. In this role, she works directly with clients to develop strategies tailored to their short-, mid-, and long-term financial goals. She also provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. Yinghui's expertise includes retirement planning, general investing, and wealth management. She holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Doctorate Degree from Cranfield University and a Bachelor's Degree from Tianjin University. Yinghui is proficient in English and Mandarin. Her community involvement includes participation with Asian Family Connect (AFC) and the Children's Health Council.

Brett Berry is a CFA® charterholder with 20 years of industry experience, currently serving at J.P. Morgan Securities. His career includes positions at First Republic Investment Management and Bailard, Inc. Brett is based in Woodside, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative screens and qualitative research, utilizing forward-looking capital market assumptions and an ESG eligibility framework.

Robert Barry is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 credentials and 45 years of industry experience. His prior experience includes ten years at Wells Fargo Investments, LLC. Outside of his advisory role, he is involved in managing an olive ranch and olive oil producing business in Paso Robles, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.