Grant Liu is a financial advisor with J.P. Morgan Securities in Burlingame, CA, holding Series 66 and Series 63 licenses and having five years of industry experience. He has been with J.P. Morgan Securities and JPMORGAN Chase Bank, N.A. since 2018. Prior to his current roles, he worked at Vive la Mode for two years and attended Sonoma State University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Josh Ebadi is a Series 66 licensed financial advisor at Merrill with five years of industry experience. His prior roles include positions at J.P. Morgan Securities and Bank of the West. He has also worked at the University of California and the Santa Cruz Area Chamber of Commerce. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Harrison Hsieh is a financial advisor with Edward Jones in San Francisco, holding a Series 66 designation. He has one year of experience at Edward Jones and previously worked at Rubrik Inc, Unity Software Inc, and Goldman Sachs & Co. LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated funds. The firm manages approximately $1.01 trillion in assets and operates a broad network of financial advisors and branch offices nationwide.

May Tran is a Series 66 licensed financial advisor with 11 years of industry experience. She is currently with Wells Fargo Clearing, where she has worked since 2016, aside from a brief period at Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics from Wells Fargo Investment Institute and third parties, applying diversification principles and modern portfolio theory in its investment approach.

Robert Breyer is a financial advisor at Morgan Stanley with two years of industry experience. His prior roles include positions at Punch and Associates, KeyBank, and DIS, as well as experience outside finance at Carleton College and Pagliacci Pizza. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process that includes firm-approved tools and models client outcomes using recognized methodologies.

Andrew Freeman is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing nine years of industry experience. He has been with Cambridge Investment Research Advisors since 2017 and previously worked at Participant Media for four years. Freeman is also engaged in tax preparation services and owns Freeman Wealth Planning. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing various portfolio management and model-based strategies tailored to client objectives.

Ramin Sohrabi is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2020, with prior experience at Bank of America, N.A. Outside of his advisory role, he works part-time as a food delivery driver for DoorDash. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zhi Yong Yang is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Fidelity Investments, Keller Williams, and Sotheby's International Realty. Yang serves as a board member of the San Francisco Chinese Chamber of Commerce, participating in community and cultural initiatives. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, providing both non-discretionary and discretionary investment services that combine brokerage, custody, and financial planning with access to alternative investments.

Douglas Mcallister is a financial advisor with Cambridge Investment Research Advisors in San Francisco, holding Series 63 and 65 designations and 27 years of industry experience. He has been with Cambridge Investment Research since 2006. In addition to his advisory role, Mcallister serves as a FINRA arbitrator. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using various portfolio management and model-based solutions tailored to client objectives.

Norman Deng is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 66 and Series 63 credentials and 14 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting. Its process integrates quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Alexander Papadopoulos Sr. is a financial advisor with Charles Schwab, holding a Series 66 designation and five years of industry experience. His prior work includes roles at UBS Bank USA and Lyons Mortgage Services, Inc. He is based in San Francisco, CA. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios, supported by Schwab’s centralized operational structure and alternative investment programs.

Revital Alon is a financial advisor with Ameriprise in Redwood City, CA, holding a Series 66 designation and totaling 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2009. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Patrick Quinn is a financial advisor with Mass Mutual Investors Services in Pacifica, CA, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Northwestern Mutual and Penske Truck Leasing, along with administrative experience outside the financial sector. He also works part-time as an administrative assistant at a physical therapy business. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning engagements using firm-approved tools and offers specialized programs including estate settlement and employer-sponsored planning.

Junior Castellanos is a financial advisor with J.P. Morgan Securities in Redwood City, CA, holding Series 63 and Series 66 credentials and 15 years of industry experience. His career includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2009, as well as brief periods at U.S. Bancorp and Wells Fargo. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework. The firm operates within the larger J.P. Morgan organization, offering a range of investment strategies with an emphasis on institutional consulting services delivered on a non-discretionary basis.

Jeffrey Ting is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing decades of industry experience to his role. He began his financial services career at Merrill Lynch Wealth Management in 1997 and joined his father, the late John Ting, in 1999. He specializes in wealth planning, retirement strategy, investment guidance, college savings, concentrated stock strategy, tax minimization, survivorship, and estate plan analysis, with a focus on providing guidance to small to medium-sized businesses in selecting 401(k) plans and estate planning services. Jeffrey holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree from the University of California, Berkeley. He is a member of professional organizations such as the Investments & Wealth Institute™. In addition to his professional work, Jeffrey is involved in community activities and serves as an annual sponsor of The Guardsmen and the Mills-Peninsula Women's Center. He supports the San Francisco International Asian American Film Festival, the Cal Alumni Club of the Peninsula, and Kristi Yamaguchi's Always Dream. Jeffrey enjoys spending time with his wife and two sons, playing tennis, skiing, and attending Cal football games.

Renata Rodriguez is a Series 66-licensed financial advisor at Charles Schwab with 20 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2009, based in San Francisco, CA. Charles Schwab & Co., Inc. serves mainly high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Shu Wei Ouyang is a financial advisor with Cetera in San Mateo, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining Cetera, Shu Wei worked at Merrill, Bank of America, and Charles Schwab. Outside of advising, Shu Wei owns multiple rental properties. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Paula Bai is a financial advisor with UBS Financial Services in Los Angeles, holding a Series 66 designation and nine years of industry experience. Her prior roles include positions at Morgan Stanley, RBC Capital Markets, and Wells Fargo. Outside of her advisory work, she owns a rental property in Florida. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, utilizing proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services and offers a range of financial planning and capital markets solutions.

Michael Pierce is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity since 2010, progressing through roles including Financial Consultant, Investment Consultant, and Financial Representative. With over 15 years of experience at Fidelity, he partners with clients to help them make informed financial decisions. Michael's expertise includes comprehensive wealth planning aimed at guiding clients and their families through prudent and efficient financial strategies. He holds a California Insurance License, supporting his ability to provide a range of financial services. Outside of his professional work, Michael enjoys fitness, golf, outdoor adventures, skiing, and traveling.

John Metallic is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 36 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2006. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house financial research.