Jiani Zhu is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, PNC Bank, and Regions Bank. Outside of her advisory role, she owns and manages a small portfolio of rental properties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research to develop model asset allocations and incorporates ESG criteria, with implementation support from affiliated investment management entities.

Brandon Cheng is a financial advisor at Fidelity with eight years of industry experience. He holds the Series 66 designation and has worked at Fidelity Brokerage Services since 2019, recently transitioning to Fidelity Investments. His prior experience includes roles at Patelco Credit Union, CUSO Financial Services, LP, and Gray Matter Elite. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Raymond Jung is a financial advisor at OSAIC with 39 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for the entirety of his career until joining OSAIC in 2025. His credentials include the Series 63 designation. Outside of his advisory work, Jung is involved in managing rental properties and serving as a trustee for family trusts. OSAIC Wealth serves a diverse clientele, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a multi-advisor platform and emphasizes model-based asset allocation and portfolio optimization.

Ying Zhang is a financial advisor at UBS Financial Services with 34 years of industry experience. She has held her current position since 2012. Zhang holds a Series 63 designation and is based in Danville, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Jack Hollmeyer is a financial advisor with Raymond James Financial, holding a Series 66 designation and two years of industry experience. He has worked with Raymond James Financial Services Advisors, Inc. since 2024 and previously with Northwestern Mutual Investment Services. Outside of advisory roles, Hollmeyer has experience in basketball coaching and support roles within community recreation. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm employs analytical tools for tailored, non-discretionary advice and supports a broad advisor network with programs that include municipal and public finance services.

Evelyn Huey is a financial advisor with LPL Financial in Fremont, CA, holding Series 63, 65, and 66 licenses and having 26 years of industry experience. She previously worked at Merrill Lynch from 2013 to 2017 and has been associated with both Fremont Bank and LPL Financial since 2017. She is also a commissioned notary public in the state of California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio programs, supported by a large network of investment adviser representatives and technological tools for operational and research support.

Athena Yost is a financial advisor with Charles Schwab & Co., Inc. She holds Series 63 and Series 65 licenses and has 19 years of industry experience. Prior to joining Schwab in 2022, she worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Laurence White is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and JP Morgan Securities LLC since 2016, following a year at Ameriprise. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking capital market framework and includes broader derivatives and commodities capabilities.

Megan Lee is a financial advisor at Charles Schwab with a Series 66 credential and two years of industry experience. She previously worked at United States Liability Insurance and has a background that includes full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary management options with a focus on multi-asset portfolios and alternative investment due diligence.

Joseph Duca is a financial advisor at LPL Financial with 20 years of industry experience and holds the Series 66 designation. His prior work includes roles at Commonwealth Financial Network, 7 Streets Financial, and Securities America Advisors. Outside of advisory work, he co-owns several entities in Ketchikan, Alaska, involved in tourism, charter fishing, and retail operations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Hunter Risbeck is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has prior work experience including positions at Royal Ambulance, Chabot College, and San Francisco State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Thomas Bilotti is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with OSAIC since 2007 and also operates Bilotti Financial Group, where he provides securities and advisory services. Outside of advisory work, he is involved in fixed insurance product sales and mortgage origination through Freedom Equity Group Financial Services, as well as life insurance and annuities with various insurance companies. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services such as comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and risk management, supported by a complex affiliate network and a broad platform of programs and custodial arrangements.

Desiree Wodicker is a financial advisor at LPL Financial with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, Ameriprise Financial Services, and Wells Fargo Clearing. Outside of her advisory role, she is engaged as a contractor with multiple organizations including Instagram and Magnvs. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, leveraging both model portfolios and customized strategies supported by advisory technology tools.

Nishan Pant is a financial advisor with LPL Financial, holding a Series 66 designation and starting his advisory career in 2026. Prior to joining LPL Financial, he has held positions at BMO Bank N.A., Bank of the West, Walgreens, and Century Commercial Bank Limited. He has also spent five years at Tribhuvan University, Shanker Dev Campus. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a broad network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Gracey Catalano is a financial advisor with Charles Schwab in Walnut Creek, CA, holding a Series 66 designation and four years of industry experience. Her background includes roles at Wells Fargo Clearing and Wells Fargo Bank, as well as experience outside finance with Alaska Airlines and Buffalo Wild Wings. She is also the operating manager and owner of Refresh-restoration Inc, a residential and commercial construction company. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to discretionary managed accounts and employs multi-asset model portfolios supported by centralized operational and supervisory structures.

Deborah Ebert is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. Her career includes roles at Wells Fargo Clearing since 2016 with a brief period at Merrill in 2021-2022, as well as experience at UBS Financial Services from 2007 to 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Carlos Castro Vonk is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work history includes roles at Charles Schwab Bank, Wild Science Explorers, and involvement with the Next Level Sports Foundation. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Barbara Vincent is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has worked with Avantax Advisory Services and related entities for 15 years and maintains ownership of Vincent Financial Services, a tax preparation and accounting business. Barbara is also involved with Wymac Capital, which provides mortgage customer acquisition and application services. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports diverse investment strategies and program structures.

Dean Alves is a financial advisor with Ameriprise in San Ramon, CA, holding Series 65 and Series 63 licenses and having 11 years of industry experience. His career includes roles at Herrmann & Cooke Wealth Management and Ameriprise Financial Services, Inc. and LLC, where he has worked since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning advice and written Recommendation Reports, focused on dependable income sources and tax-aware withdrawal strategies.

John Hannon is a financial advisor with LPL Financial in Danville, CA, holding Series 63 and Series 66 licenses and 21 years of industry experience. His prior roles include positions at Strategic Wealth Advisors Group, Ameriprise Financial Services, and Fidelity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.