Deborah Ebert is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016, with a brief tenure at Merrill from 2021 to 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Carlos Castro Vonk is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work history includes roles at Charles Schwab Bank, Wild Science Explorers, and involvement with the Next Level Sports Foundation. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Barbara Vincent is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 27 years of industry experience. She has worked at Cetera and its affiliated entities since 2025 and previously spent 15 years with Avantax in various advisory and insurance roles. In addition to her advisory work, she owns and operates a tax preparation and accounting business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Misty Farukh is a CFP® professional with 18 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2012. She holds a Series 66 license and is based in Danville, CA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional consulting, utilizing various portfolio management styles and firm-affiliated research.

Dean Alves is a financial advisor with Ameriprise Financial Services, LLC, holding Series 65 and Series 63 licenses and 10 years of industry experience. He has been with Ameriprise since 2016, working at both Ameriprise Financial Services, Inc. and LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice that incorporates tax-aware withdrawal strategies and Social Security options.

John Hannon is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked at Strategic Wealth Advisors Group and Ameriprise Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Samm Hannula is a financial advisor with Fidelity Investments, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Fidelity, he held positions at Equitable Advisors and Fester & Chapman, alongside several years dedicated to full-time education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm serves a diverse client base and incorporates oversight and delegated management to address conflicts of interest.

Daniel Zachary is a financial advisor at Edward Jones in Fremont, CA, with 14 years of industry experience. He holds the CFP®, ChFC®, and Series 66 credentials. Prior to joining Edward Jones in 2018, he worked at E*TRADE Capital Management LLC and E*Trade Securities LLC from 2015 to 2018. Outside of his advisory role, he participates as a visitor host for BNI Business Success Partners in Newark, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors and provides a range of advisory programs with discretionary and non-discretionary strategies under a fiduciary standard.

Michael Milton is a financial advisor at LPL Financial with 17 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2016. Prior to and concurrently with his role at LPL, he has worked at Fremont Bank since 2015, where he also serves as a Director of Branch Banking overseeing nine bank locations. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing research and model portfolios from various sources to support both discretionary and non-discretionary investment management.

Michael Levy is a financial advisor with LPL Financial in Danville, CA, holding the ChFC® and Series 63 designations and bringing 33 years of industry experience. He has worked at Linsco/Private Ledger since 2002. In addition to his advisory role, Levy is an independent insurance agent focused on non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Grant Johnson is a financial advisor at Charles Schwab with one year of industry experience. He holds the Series 66 designation and previously worked at Stifel, Nicolaus & Company, Inc. from 2022 to 2025. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment options with centralized custody and operational support.

Tyler Bailey is a financial advisor with Raymond James Financial in San Ramon, CA, holding a Series 66 license and eight years of industry experience. His career includes roles at Summit Financial Group, Securian Financial Group, Ameriprise, Morgan Stanley, Bank of America, and Merrill. He is also involved with Summit Financial Group, where he supports financial planning and client service activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and maintains specialized programs, including municipal advisory services and SIMPLE IRA employer consulting.

Jeff Borges is Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2016. He leverages over 20 years of industry experience to assist clients in developing customized financial plans tailored to their current needs and future legacy goals. Prior to joining Fidelity, Mr. Borges worked as a Financial Consultant at Charles Schwab & Co., Inc. from 2005 to 2016, and at Citicorp Investment Services from 2003 to 2005. He began his career as an Account Executive at Morgan Stanley DW Inc. from 1998 to 2003. He holds a California Insurance License.

Louis Tousignant is a financial advisor with Morgan Stanley in Pleasanton, CA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. His prior roles include positions at BNY Mellon Securities Corporation and AllianceBernstein Investments, Inc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques as part of its advisory services.

Jeffrey Rodvien is a financial advisor at RBC Capital Markets with 25 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Bryan Zimmerling is a financial advisor at Thrivent Investment Management with five years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial since 2021. Prior to his current role, he held positions at Golden Malted and Gold Rush Distribution, as well as Frito Lay. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm emphasizes holistic, goal-based planning and offers clients the option to combine these planning services with managed accounts under a consolidated billing arrangement called “WealthPlan.”

Bhriyesh Zaver is a financial advisor with Charles Schwab holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked at The Vanguard Group and has held various positions across different sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and maintains a large-scale, integrated structure supporting hundreds of thousands of clients.

Kevin Maas is a financial advisor with Charles Schwab in Pleasanton, CA, holding a Series 66 credential and 19 years of industry experience. He has been involved with the Cal Baseball Foundation since 2014 and has a long-standing association with Pre-Paid Legal Services, Inc. since 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and an alternative investments program.

Brad Pyles is a Series 65-licensed financial advisor with Fisher Investments, where he has worked since 2001, bringing 22 years of industry experience. He serves as Vice President of Community Engagement for the Proctor Elementary School PTA Board. Fisher Investments provides discretionary portfolio management and advisory services to a diverse client base, including institutional investors and high-net-worth individuals, utilizing a centralized investment approach that combines quantitative and qualitative research to manage globally diversified portfolios.

Branden Howard is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. He has worked at Wells Fargo Clearing since 2020 and has been with Wells Fargo Bank, N.A. since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of investment products including insurance-related vehicles and bank deposit sweep options.