Allan Alcayde is a financial advisor with LPL Financial in Pleasanton, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at LPL Financial since 2019 and previously spent 10 years with Woodbury Financial Services. Outside his advisory role, he is involved with FB Financial Services and Fremont Bancorp, entities affiliated with Fremont Bank related to his investment advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, utilizing discretionary and non-discretionary management with access to model portfolios and research from various sources.

Laura Lashinsky is a financial advisor at Merrill in Walnut Creek, CA, holding a Series 66 designation with six years of industry experience. She has worked at Bank of America and Merrill since 2019 and previously was employed by the Lafayette School District from 2016 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies managed by internal teams and third-party managers for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Anthony Alfisi is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in personalized wealth management strategies tailored to clients’ individual financial goals. Anthony collaborates closely with clients to develop flexible financial plans that address changing market conditions and provide access to Merrill’s investment insights as well as Bank of America’s banking and lending solutions. His expertise includes college and education planning, retirement income and personal retirement planning, portfolio management, tax minimization, and strategies for endowments, foundations, non-profits, defined benefit plans, sports and entertainment clients, and both individual and corporate investment strategy. Anthony holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned a bachelor's degree from San Francisco State University. Anthony is committed to community involvement and participates in volunteer activities aligned with Merrill’s tradition of service in local communities.

Matthew Costello is a financial advisor at OSAIC with 18 years of industry experience. He holds a Series 66 designation and previously worked for Woodbury Financial Services, Inc. for 10 years. Costello also owns a sole proprietorship involved in insurance sales. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that include a broad range of investment products.

Douglas Neubrand is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Wells Fargo entities since 2011. Outside of his advisory role, he serves as an arbitrator in securities dispute resolution. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services through its network of advisors, utilizing proprietary research and tools to develop tailored client recommendations.

David Roche is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 37 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Wells Fargo Advisors Financial Network LLC for 16 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management supported by model portfolios and third-party research.

Charles Carter is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and was previously with Securities America, Inc. for 16 years. Outside of his advisory role, he is the sole proprietor of an insurance sales business focused on term life insurance and fixed annuities. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, investment advisory services, and access to third-party money managers and managed accounts. The firm utilizes quantitative tools and multiple advisory platforms to construct diversified portfolios tailored to clients’ risk tolerance and investment restrictions.

John Israel is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been in the financial services industry since 1999, working with clients and families to support their financial goals. His professional focus is on wealth planning and providing tailored strategies for a variety of investor styles. Before his current role, John worked as a Relationship Manager at Fidelity Investments from 2015 to 2019. Prior to that, he served as a Brokerage Consultant at Wells Fargo Advisors between 2011 and 2015. His earlier career includes roles at Crédit Agricole as an Internal Auditor Manager from 2007 to 2011 and as a Capital Market Operation Supervisor from 2005 to 2007, as well as an Associate in Capital Market Operations at American Express from 1999 to 2005. John holds a California Insurance License.

Andrew Ross is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has worked within various Wells Fargo entities since 2011. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser offering investment and fee‑based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special‑needs analysis, using proprietary research and planning tools.

Michael Rothschild is a financial advisor at Ameriprise with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2018, following roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he serves on the Board of Directors and as Treasurer for SRVLL. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Brian Krebs is a financial advisor with J.P. Morgan Securities in Pleasanton, CA, holding a Series 66 designation and 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and previously worked at Posh Mommy and The Pitching Center. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services on a non-discretionary basis, combining large institutional advisory operations with broker-dealer and investment adviser registrations.

Adam Koch is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and 16 years of industry experience. Prior to joining Wells Fargo in 2019, he worked at Ameriprise Financial Services, Inc. from 2015 to 2019. He serves as an instructor for the Passport to Retirement program. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Mark Lobdell is a financial professional with 47 years of industry experience, currently affiliated with Cetera in Walnut Creek, CA. He holds Series 63 and Series 65 designations and has worked with Cetera and its affiliates since 2008. Lobdell also operates Lobdell & Lane Wealth Management, a financial services business. Cetera Investment Advisers LLC is an SEC-registered advisor serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment options.

Hannah Young is a financial advisor at Charles Schwab with five years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab & Co., Charles Schwab Bank, TD Ameritrade, Vector Marketing, and Impact Martial Arts. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and a centralized operational structure.

Katherine Egan is a financial advisor with Raymond James & Associates in Walnut Creek, CA. She holds a Series 66 designation and has one year of industry experience. Prior to joining Raymond James, she worked at Finley Technologies and Receipt Bank. Egan serves as secretary and board member of Grateful Gatherings, a nonprofit that assists families in the San Francisco Bay Area with housing and transitioning out of homelessness. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Distefano Palma is a financial advisor with Merrill in Walnut Creek, CA. He holds a Series 66 designation and has been in the industry since 2026. His prior experience includes roles at Equitable Advisors, Supreme, and The North Face. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Sultan Rahimi is a financial advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, personal retirement planning, and tax minimization. He is committed to helping individuals and families build, preserve, and manage wealth through personalized financial strategies that align with their unique goals. Rahimi holds a Bachelor of Science in Business Administration with a concentration in Finance from California State University, East Bay. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His approach is grounded in continuous learning and a disciplined methodology aimed at providing thoughtful advice and clear communication. Outside of his professional work, Sultan Rahimi enjoys biking, camping, cooking, fishing, golfing, hiking, reading, spending time with his family, traveling, and watching movies. His personal philosophy centers on uncovering what matters to clients and their families to create strategies that pursue their financial goals.

Dennis Sechrest is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds multiple designations including Certified Private Wealth Advisor® (CPWA®), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA®), Merrill Retirement Benefits Consultant (RBC), and Sports and Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™). He is also qualified as a Senior Portfolio Manager capable of managing discretionary investment strategies. Dennis graduated from the University of California, Berkeley, in 1976 with a B.S. in Civil Engineering. He attended the Stanford Executive Program at the Graduate School of Business at Stanford University in 1998, where he was elected President of his class. His professional experience spans portfolio management, corporate benefits, family wealth management strategies, personal retirement planning, and services for defined benefit and contribution plans. He is active in community and professional organizations, including serving on the board of the All Wars Memorial Foundation and participating as a member of the Contra Costa County Sheriff’s Posse, Alameda County Honorary Deputy Sheriffs, the United States Secret Service San Francisco Cyber Fraud Task Force steering committee, and the University of California Rugby Advisory Board. Dennis resides in Alamo, California.

Andrew Jison is a Senior Financial Advisor at Merrill Lynch Wealth Management in Walnut Creek, CA. He focuses on personalized wealth management strategies that align with clients' evolving financial needs and goals. His professional expertise includes corporate benefits, employee benefits planning, legacy planning, liquidity management, managing new wealth, portfolio management services, and working with clients in the sports and entertainment industries. Andrew holds a Bachelor's Degree from Saint Mary's College of California and has obtained the Personal Investment Advisor (PIA) designation. He is a member of the Diablo View Rotary Club and is actively involved in community service. Fluent in English and Spanish, he applies his team's investment philosophy centered on effective risk management, capital growth, preservation, and multiplication to support high-net-worth individuals, families, and businesses. Outside of his professional role, Andrew enjoys basketball, music, spending time with his family, and watching movies. He values the importance of family and generational wealth, influenced by his connections to the Filipino community and his educational experiences that underscore hard work and service.

Grace Nash is a financial advisor with Morgan Stanley, holding a Series 66 designation and 17 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2020. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both retail and employer-based financial planning solutions.