Fiera Brein is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing nine years of industry experience. Prior to joining Raymond James, Brein worked at JPMorgan Chase Bank and JPMorgan Securities LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, with a notable municipal finance affiliation uncommon among large institutional advisors.

Lizandro Salazar is a financial advisor with LPL Financial based in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with LPL Financial since 2006 and previously worked at Banc of America Investment Services, Inc. from 1998 to 2005. Salazar is also involved in a non-variable insurance business operating as Sequoia Wealth Advisors & Investment Management, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Alka Madinur is a financial advisor at Merrill with a Series 66 credential and 12 years of experience, all with the firm since 2014. She is based in San Jose, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Williams is a CFP® professional with 31 years of experience in the financial services industry. He is currently affiliated with Mass Mutual Investors Services and MassMutual Life Insurance Company, where he has worked since 2017. Prior to that, he spent 20 years at Metropolitan Life Insurance Company and MetLife Securities Inc. Williams also works as an independent insurance agent specializing in dental and group disability income, life, accident, health, long-term care, and Medicare-related products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements that utilize firm-approved software to develop written recommendations tailored to clients' goals.

Matthew Park is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, following 13 years at CitiGroup Global Markets. Outside of his advisory role, he coaches a boys volleyball team at Leland High School in San Jose. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Lilianna Watt is a financial advisor with Morgan Stanley in Cupertino, CA, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2016. Outside of her advisory role, she serves as a trustee for a family investment property held in trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering financial planning and advisory services to individuals and institutions, managing approximately $2.74 trillion in client assets through structured planning processes and a broad array of investment programs.

Cheryl Tadlock is a Senior Financial Advisor at Merrill Lynch Wealth Management. In her role, she provides investment guidance and financial planning services to clients. Cheryl holds the professional designation of Personal Investment Advisor (PIA), demonstrating her commitment to expertise in personal investment management. She earned her Bachelor's Degree from San Diego State University. Her background combines formal education and professional credentials to support her advisory practice.

Mark Manasco is a financial advisor at J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses with 15 years of industry experience. He has been with J.P. Morgan entities since 2011, including roles at Chase Investment Services Corp and JPMorgan Chase bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory framework.

Shideh Heidarkhani Khameneh is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has previously worked at Bank of America and Copynet. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Loc Thai is the Vice President and Branch Leader at Fidelity Investments, where he manages a team of financial advisors. In his role, he focuses on developing his team to assist clients in working toward their financial goals, aiming to ensure clients receive excellent service. Prior to his current position, Loc held leadership roles including Market Director of Wealth at JP Morgan Chase from 2018 to 2022, and Market Manager at Merrill Edge from 2011 to 2018. He holds a California Insurance License. Outside of his professional work, Loc has interests in beach activities, movies, photography, swimming, table tennis, and traveling.

Kristina Arnst is a Series 66 credentialed financial advisor with one year of experience, currently with Edward Jones in San Jose, CA. Her prior work includes roles at Travelers Insurance and Allcat Claims Service. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

James Ku is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research, incorporating an ESG eligibility framework and leveraging affiliated investment-management resources.

Jacob Hogan is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Fidelity in Campbell, CA. He has held roles within Fidelity since 2020 and previously worked at New Focus Academy and Discovery Academy. Outside of his advisory work, he is co-owner of a business involved in maintenance and upkeep of rental property. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Gianna Aiello is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked at NYLIFE Securities, LLC and New York Life Insurance Company. Gianna has also been involved in roles outside finance, including positions at Scarlett Vision Media and GAB Public Relations, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Corrine Fabie is a CFP®-designated financial advisor with Morgan Stanley in Los Gatos, CA, and has 31 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and the Global Investment Committee’s return estimates.

Peter Dean is a financial advisor with Morgan Stanley in Santa Cruz, CA, holding a Series 63 designation and 42 years of industry experience. His career includes long tenures across various Morgan Stanley entities since 1997 and a brief period at Citigroup Global Markets. He serves on the boards of the Boys & Girls Club of Santa Cruz and the Odd Fellows Cemetery & Mortuary. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and brokerage capabilities.

Kristian Sorensen is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked at RBC Capital Markets since 2013 and City National Bank since 2017. Outside of finance, he is involved as a passive owner of The Cooperage American Grill and serves on the board of Aldersly Garden Retirement Community. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering advisory programs with tailored investment strategies implemented through a range of internal and third-party managers.

Ann Escobar is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. She has worked at LPL Financial since 2021 and has prior experience at Waddell & Reed, Inc. from 2013 to 2021. Outside of advising, she is a notary public as of 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning and model portfolio programs, supported by extensive operational and research tools.

Elicia Flores is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, she works directly with clients to understand their current financial situations and introduces them to various financial solutions offered through Merrill and Bank of America. Her focus is on empowering clients with the knowledge and tools necessary to take control of their financial lives and select the platforms that best meet their needs. Elicia holds the Professional Investment Advisor (PIA) designation, demonstrating her commitment to professional expertise in the financial field. She earned her bachelor's degree from the California State University system. Her approach centers on helping clients uncover their personal and family priorities to develop strategies that align with their financial goals.

Derek Ferriera is a CFP® and ChFC® with 42 years of experience in the financial services industry. He is currently with OSAIC and previously spent over 27 years at Lincoln Financial Advisors Corporation. Ferriera has co-authored the book *Master Your Financial Success* and is involved in several insurance-related businesses and practice management ventures. OSAIC Wealth serves a diverse client base including retail investors, high-net-worth households, retirement plans, charities, and corporations. The firm offers a range of brokerage and advisory services through a multi-advisor platform, featuring model-based asset allocation, portfolio optimization, and access to third-party money managers and alternative investments.