Joanna Chan Mui is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 37 years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank, Bank of America, and Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Patrick Thor is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Ameriprise, Comerica Securities, Securities America, PFG Advisors, and KeyPoint Credit Union. Outside of his advisory work, he is involved with Comerica Bank’s cash management platform serving corporate and institutional clients. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party databases with principles of diversification and modern portfolio theory to evaluate investment options, and also offers a range of financial products through its bank and insurance affiliates.

Yujin Zheng is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in serving ultra-high-net-worth clients, particularly those with concentrated stock positions resulting from IPO or exit events. She provides tailored financial strategies that address complex wealth management challenges, including concentrated stock positions, IPO planning, generational wealth transfer, tax minimization, and retirement income planning. With a background in statistics from Arizona State University, Yujin applies a disciplined, data-driven approach to financial planning. She holds the Personal Investment Advisor (PIA) designation and is proficient in Chinese, English, and Mandarin. Her expertise encompasses portfolio management, executive compensation, family wealth management, and college education planning. Yujin is committed to understanding each client's unique goals and developing personalized strategies accordingly. She integrates the investment insights of Merrill Lynch and the banking services of Bank of America to address diverse financial needs. Outside of her professional role, Yujin enjoys hiking, music, traveling, and yoga.

Yifeng Tong is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. He has been with Wells Fargo Clearing Services since 2015 and previously worked at the University of North Carolina at Charlotte. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Michelle Flamm is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and has worked previously at US Bank and TD Ameritrade. Outside of advising, she is a licensed cosmetologist providing haircut and hair coloring services to regular clients. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts. The firm’s integrated structure allows for centralized supervision and a comprehensive approach to wealth management.

Christopher Wiebusch is a financial advisor with Merrill, holding Series 65 and Series 63 licenses and three years of industry experience. His prior work includes roles at J.P. Morgan Securities and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Janet Monger is a financial advisor with Raymond James Financial, holding a Series 66 designation and three years of industry experience. She has worked at Raymond James Financial Services, Inc. since 2022 and previously operated Brennan Bookkeeping, LLC. Outside of her advisory role, she serves as a Client Service Associate at Blue Diamond Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm employs a tailored, non-discretionary investment approach using risk profiling and modeling tools, and is notable for its affiliation with a municipal advisor and specialized services such as SIMPLE IRA Employer Advisory & Consulting.

Xiangxiang Zhang is a financial advisor at J.P. Morgan Securities with eight years of industry experience. Zhang holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2017. Prior to that, Zhang worked briefly at CreditEase in 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Chia Ling Cherene Wong is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. She has been with Ameriprise since 2016. Wong serves on the board of directors for Bartlett Educational Resources, a nonprofit organization. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

David Dalaney is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2024. Prior to joining Schwab, his roles included positions at Ultimate Staffing, Wipro, and various other firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, delivering investment guidance via multi-asset model portfolios and alternative investment options.

Damon Focaracci is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding a Series 66 designation and 28 years of industry experience. He previously worked at UBS Financial Services for nine years before joining Wells Fargo Advisors in 2021. Outside of his advisory role, he owns a consulting business focused on business and development consulting. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services, including specialized planning for niches such as business-owner transitions and special-needs analysis. The firm provides tailored recommendations using proprietary research and planning tools, with clients deciding how to implement them through various brokerage or advisory options.

Ping He is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and nine years of industry experience. Prior to joining Cambridge in 2017, He worked at the University of California for one year. He serves as a director on the board of the Financial Planning Association's Silicon Valley Chapter. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management programs and both discretionary and non-discretionary strategies.

Jeffrey Migneault is a CFP® professional with 22 years of experience in the financial services industry. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supporting approximately $1.01 trillion in assets under management.

David Heiman is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Heiman serves on the finance committee and as treasurer for the Leo M Shortino Family Foundation, a nonprofit focused on children and youth. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to individuals and institutions. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling to support its advisory services.

Adam Sawkins is a financial advisor at Morgan Stanley in Los Gatos, CA, holding a Series 66 designation with two years of industry experience. He previously worked at Charles Schwab and has a diverse background including roles in mortgage services and automotive sales. Morgan Stanley Wealth Management offers a wide range of advisory programs for individuals and institutions, with a financial planning process rooted in structured discovery and firm-approved tools, serving clients through tailored financial plans and various investment services.

Bao Nguyen is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Kestra Financial Services, New York Life, and LPL Financial. He also has experience in the insurance sector through a financial associate role at Thriving Asset Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individual, high-net-worth, institutional, and corporate clients.

Zhen Zhang is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with J.P. Morgan in various capacities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Julie Shieh is a financial advisor at RBC Capital Markets with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill, Bank of America, and RBC Capital Markets. RBC Wealth Management serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides a range of advisory programs with tailored investment strategies, utilizing both in-house and third-party investment managers and offering multiple portfolio management and financial planning services.

John Moran is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets support through its global platform.

Russell Case is a CFP® professional with 16 years of industry experience, currently serving at Edward Jones since 2009. He is based in Los Gatos, CA, and holds the Series 66 designation. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.