Timothy Freeman is a Series 65-licensed financial advisor with Fisher Investments, where he has worked since 2009. He has 17 years of industry experience and is based in Camas, WA. Fisher Investments serves a global clientele of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment decision process combining quantitative and qualitative research to manage diversified portfolios and offers sub-advisory and retirement plan services.

Ryan Price is a CFP® and ChFC® with 23 years of industry experience, currently serving at Ameriprise since 2017. His prior roles include positions at Princor Financial Services Corporation and Principal Life Insurance. Outside of his advisory work, he teaches financial planning courses for the CFP program at the University of California, Irvine, and serves as an adjunct professor at George Fox University. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement, combining research, modeling, and tax-efficient strategies to provide tailored, written recommendations. The firm serves clients with substantial investable assets and integrates advisory, brokerage, and insurance solutions through its broad institutional platform.

Thomas Elrod is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Portland, Oregon. He works with clients across diverse backgrounds and life stages, including younger families, mid-career professionals, couples contemplating retirement, and recent graduates. Thomas focuses on developing detailed financial strategies tailored to each client’s unique goals and circumstances. His areas of expertise include divorce transition planning, employee benefits planning, family wealth management strategies, defined benefit plan services, employee financial health, managing new wealth, personal retirement planning, portfolio management, small business strategies, and individual and corporate investment strategy. Since beginning his career as a financial advisor in 2012, Thomas has concentrated on helping clients integrate the various components of their financial lives into cohesive and actionable plans. He holds a Bachelor’s degree from California State University, Sacramento, and has earned multiple professional designations including Accredited Wealth Management Advisor (AWMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is actively involved in his local church community, serving on the Financial Advisory Team and leading the men’s ministry at Rise City Church in Gresham, Oregon. Thomas lives in Portland with his wife Juliann and their four daughters. His personal philosophy centers on treating clients with respect, kindness, and empathy, values shaped through his family life. He emphasizes understanding clients’ unique priorities and aspirations before recommending financial products, seeking to build meaningful, long-term relationships aligned with clients’ dreams and intentions. In his free time, Thomas enjoys baseball, basketball, football, golfing, and spending time with his family.

Corneliu Lucescu is a financial advisor at Edward Jones in Vancouver, WA, holding a Series 66 designation with 18 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of approximately 23,701 financial advisors.

Yoko Whittaker is a financial advisor at Ameriprise with one year of industry experience. She holds the Series 66 credential and has prior experience with Equitable Advisors and Capacity Building Partnerships. Outside of her advisory role, she volunteers as a community event organizer and gamemaster for local organizations and serves as a volunteer tax preparer in Portland. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that provides written recommendations and ongoing advice focused on retirement income strategies.

Justin Katz is a financial advisor at Fisher Investments with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fisher Investments since 2010. The firm serves a diverse global client base, including institutional investors and high-net-worth individuals, offering discretionary portfolio management across various asset classes. Fisher Investments uses a centralized investment approach guided by a five-member Investment Policy Committee and employs tax-aware strategies and risk management techniques in its portfolio construction.

Eleanor Lucero is a financial advisor with Ameriprise in Vancouver, WA, holding a Series 66 designation and 10 years of experience at the firm. She serves on the Board of Directors for PEO Sisterhood as Treasurer and participates in Business Network International, a professional networking group. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that emphasizes written recommendations and annual planning focused on reliable income and tax-aware withdrawal strategies.

Derek Lawson is Vice President, Executive Planning Consultant at Fidelity Investments, where he collaborates with corporate leaders and their families to develop personalized financial strategies that align with their goals and priorities. His role involves integrating workplace benefits, investments, and relevant planning considerations to support informed decision-making and long-term financial well-being. Derek has progressed through various roles in the financial services industry, including Vice President, Wealth Planner and Financial Consultant at Fidelity Investments. His career also includes experience as a Financial Solutions Advisor at Merrill Lynch, a Relationship Advisor at Silicon Valley Bank, and a Member Solutions Representative at Desert Financial Credit Union. Outside of his professional responsibilities, Derek engages in activities such as camping, outdoor adventures, photography, sailing, snowboarding, and traveling.

Denise Kohler is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs among its offerings.

Derek Cram is a Chartered Financial Consultant (ChFC®) with seven years of industry experience. He has been with Cambridge Investment Research Advisors since 2019 and previously worked at Northwestern Mutual for two years. Outside of his advisory role, he is involved in music production and volunteers on the fundraising committee for the Lake Oswego Chamber of Commerce. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through independent Financial Professionals using multiple portfolio strategies and platform arrangements.

Virshal Singh is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at JP Morgan Chase Bank and J.P. Morgan Securities LLC since 2013. Prior to his financial career, he was employed at Portland Community College. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Spencer French is a financial advisor with Morgan Stanley in Vancouver, WA, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2018, following roles at CUSO Financial Services and Columbia Credit Union. Outside of finance, he coaches at Westside Academy of Kung Fu/Crossfit Hillsdale and manages music royalties as a sole proprietor. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeled outcome simulations.

Debbie Rainey is a CFP® with 23 years of industry experience, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005. She holds a Series 66 license and is based in La Center, WA. Outside of her advisory role, she is involved in managing real estate investments in partnership with her husband. Ameriprise provides retirement-income planning services primarily to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Peter Stull is a Series 65-licensed financial advisor with Fisher Investments in Camas, Washington. He has been with Fisher Investments since 2017 and has a prior five-year tenure at IBM. Stull has four years of industry experience. Fisher Investments serves a diverse global client base, including institutional and high-net-worth individual investors, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment approach combining quantitative and qualitative analysis, and employs tax-aware and risk management strategies in its portfolio construction.

Lucas Flores is a financial advisor at OSAIC with nine years of industry experience. He holds a Series 66 designation and previously worked at MML Investors Services, LLC, Mass Mutual Life Insurance Co, Hornor, Townsend & Kent, Inc., Penn Mutual Life Insurance Company, and Bailey Nurseries Inc. He also independently sells life, disability, and long-term care insurance. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses various asset-allocation tools and supports both discretionary and non-discretionary account management.

Kevin Fisher is a financial advisor with Edward Jones in Portland, Oregon, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory work, he serves as a substitute teacher for middle school classes at St. Clare School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment options. The firm is notable for its extensive retail advisor network and affiliated capabilities beyond advisory services.

Catha Simons is a financial advisor with Equitable Advisors in Portland, OR, holding Series 63 and Series 66 credentials and 29 years of industry experience. She has worked at Equitable Advisors since 2010, previously serving at Axa Advisors, Merrill, and UBS Financial Services. She is also involved with Illuminate Financial Group, LLC as a financial associate and serves as a beneficiary and service agent on her daughter's account. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a range of advisory models, often implemented by third-party managers, and offers services including mutual funds, ETFs, separately managed accounts, alternative investments, and ERISA fiduciary services.

Cameron Rel is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Financial Advocates Investment Management, and Fidelity Brokerage Services LLC. Outside of his advisory role, he engages in freelance photography as a model and makeup artist on weekends. Fidelity’s Strategic Advisers LLC serves a diverse client base including retail and institutional investors, providing discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm integrates fundamental research with quantitative analysis and algorithmic portfolio construction methods.

Andrew Newhouse is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he is a member of the Newhouse Sheridan Group. He focuses on providing financial guidance to senior level employees and executives with equity compensation in the Portland area. Andrew joined Merrill and the Newhouse Sheridan Group in 2022 after five years at a local financial advising firm in Portland. In his previous role, Andrew specialized in working with doctors and dentists across the country to help them achieve financial independence. His areas of expertise include corporate benefits, corporate executive services, education planning, executive compensation, equity compensation services, and personal retirement planning. As part of the Newhouse Sheridan Group, he contributes to the team’s mission to provide clients and their families with thoughtful advice and guidance to help them live their best financial lives. Andrew holds a Bachelor of Science degree in Economics from the University of Oregon. He is a Certified Financial Planner (CFP) and a Personal Investment Advisor (PIA). Outside of work, Andrew is active in various outdoor pursuits, including running, golfing, fly-fishing, hunting, camping, fishing, football, hiking, skiing, and spending time with his family.

Michael Scarafia is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2008, including his current role at Morgan Stanley Private Bank, National Association since 2015. Scarafia has trustee and power of attorney roles for several trusts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process.