Aystin Martinez is a financial advisor with Merrill in Sarasota, FL, holding a Series 66 designation and beginning their career in 2025. Their prior experience includes roles at Bankers Life, Raymond James & Associates Inc., and work in university settings as well as in the solar energy and landscaping industries. Merrill provides managed account services through the Select Portfolio Solutions program to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

Kirstin Minor is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she collaborates with her husband, Andy, to provide comprehensive financial guidance. She has been part of the financial services industry since 2017 and focuses on areas such as college education planning, family wealth management strategies, and women and wealth. She holds a Bachelor of Arts degree in Finance and a Bachelor of Arts degree in Criminal Justice, both earned in 2005 from Michigan State University. Kirstin also has the Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA®) designation and the Personal Investment Advisor (PIA) designation, catering to the unique needs of professionals in the sports and entertainment industries. Originally from Michigan, Kirstin has lived in Florida for 20 years and resides in Bradenton with her husband and three children. She contributes to her community through involvement with St. Joseph's Catholic School, reflecting her commitment to support families across generations.

Michael Cermak is a financial advisor with Raymond James & Associates holding a Series 66 credential. He has experience in the education sector, having worked at the University of South Florida, State College of Florida, and Riverview High School prior to joining Raymond James. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory and investment consulting services to a diverse client base, including individuals, pension plans, corporations, and government entities, offering both firm-sponsored wrap fee programs and institutional consulting.

Greg Neatrour is a Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he worked as a Planning Consultant at Fidelity Investments from 2022 to 2023. He has also served as a Financial Advisor at Morgan Stanley from 2020 to 2021 and at Merrill Lynch from 2018 to 2020. Greg's professional philosophy centers on building trust through individualized financial planning. His career is motivated by a commitment to developing lasting relationships by helping people address their financial needs. He holds a California Insurance License as part of his professional credentials. Outside of his professional work, Greg engages in activities such as fitness, social events with friends, outdoor adventures, snowboarding, and volunteering.

Hermann Carcamo is a financial advisor at Edward Jones with five years of industry experience. He holds the Chartered Financial Consultant (ChFC®) designation as well as Series 63 and Series 66 licenses. Prior to joining Edward Jones in 2025, he worked with Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. Carcamo also has experience in education, having been affiliated with the University of South Florida Sarasota Manatee since 2018. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Guy Allen is a financial advisor with Merrill, holding a Series 66 credential and 19 years of industry experience. He has worked with Bank of America, Merrill, and TD Ameritrade for over 15 years each. Outside of his advisory role, he is a silent partner in a fitness studio business operated jointly with his spouse. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Patrick Handley is a financial advisor at Morgan Stanley with 39 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He holds a Series 63 designation. Outside of his advisory role, he is a sole proprietor and owner of rental property in Sarasota, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning tools that incorporate the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Russell Skibicki is a financial advisor with Raymond James & Associates in Port Charlotte, FL, holding Series 63 and Series 65 licenses and having 13 years of industry experience. His prior roles include positions at STS Tampa Tarpons, Carillon Tower Advisers, Inc., and Eagle Fund Distributors. Raymond James & Associates provides financial planning and investment consulting services to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both non-discretionary and discretionary advisory relationships, and maintains capabilities in public finance and municipal work.

Nicole Gardner is a financial advisor with Ameriprise in Sarasota, FL, holding a Series 66 designation and 12 years of industry experience. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2012. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide structured recommendation reports through a centralized consulting team.

Stacey Crawford is a Series 66-licensed financial advisor with eight years of industry experience, currently with Wells Fargo Advisors since 2019. Prior to joining Wells Fargo, she worked at Raymond James & Associates and Nelson Homes, Inc. She is involved in investment-related activities through her ownership of Bayshore Wealth LLC and serves as an insurance agent for Capstan Insurance Consulting LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients who meet net-worth thresholds, utilizing proprietary research and planning tools to develop customized recommendations.

Courtney Craig is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of her advisory role, she serves as secretary and treasurer for ECO LOGICAL MANAGEMENT CONSULTING, LLC, a non-investment-related business based in Bradenton, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Tunde Nagy is a financial advisor at Edward Jones in Sarasota, FL, holding a Series 66 designation with 13 years of industry experience. His prior roles include positions at UBS Financial Services, Oppenheimer & Co. Inc, and Morgan Stanley Private Bank, National Association. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm is notable for its extensive retail advisor and branch network as well as additional services such as a trust company and securities-based lending.

Michael Brusso is a financial advisor with Wells Fargo Clearing in Sarasota, FL, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Joseph St Onge is a financial advisor at Edward Jones with 30 years of industry experience and holds the ChFC®, Series 63, and Series 66 designations. He has been with Edward Jones since 2012. Outside of his advisory role, he coaches girls varsity soccer at Riverview High School in Sarasota, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a broad range of advisory programs and maintains a large nationwide network of financial advisors and branch offices.

Matthew Boehm is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 25 years of industry experience. His prior roles include positions at OSAIC, Woodbury Financial Services, and Lion Street Financial. He is the owner of Legacy Private Wealth Advisors and Seaside Key Financial, indicating engagement in entrepreneurial and business management activities alongside his advisory work. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm provides financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, offering a range of discretionary and non-discretionary portfolio management solutions and proprietary and third-party investment strategies.

Emily Chandlee is a Financial Advisor with Merrill Lynch Wealth Management. She works with both retail and institutional clients, assisting business owners and corporate executives with implementing and maintaining their retirement benefit programs. For retail clients, she focuses on developing wealth management strategies and helping clients make informed financial decisions. Emily has been in the financial services industry since 2006 and holds the Personal Investment Advisor (PIA) designation. She earned a Bachelor of Science in Business Administration from the University of Central Florida and a Master of Business Administration from the University of Florida. Outside of her professional work, Emily enjoys spending time with her two sons and attending live music events.

Thomas Gayer IV is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. His prior work history includes positions at Janney Montgomery Scott, Bank of America, and Merrill. Morgan Stanley Wealth Management provides a comprehensive range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and modeling techniques to support client decision-making.

Ryan Henderson is a financial advisor at Raymond James Financial with 20 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked with Fidelity Brokerage Services LLC, Creative Planning, and The Estate Settlement Company. He is also associated with Four Pillars Financial Planning Group in Nokomis, FL. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and governmental entities. The firm offers programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses and maintains a notable involvement in municipal and public finance through its affiliate network.

John Jones IV is a financial advisor with Merrill in Sarasota, FL, holding Series 63 and Series 66 designations and 20 years of industry experience. He has worked at Bank of America and Merrill Lynch since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with broader Bank of America services, including lending and custody.

Michael Gibson is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2017. He focuses on helping clients protect and strengthen their financial security through planning and guidance. Michael emphasizes the importance of consistent and long-lasting relationships in implementing sound financial plans. His professional experience includes serving as Regional Director at Principal Financial Group from 2012 to 2017, and as Founder and President of Redwood Investments from 2005 to 2012. Prior to that, he worked as an Investment Representative at Edward Jones Investments from 2001 to 2005. Michael has been serving clients in the financial industry since 2001. Michael holds a California Insurance License.