Gene Melamud is a financial advisor with Raymond James & Associates in Clearwater, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Raymond James since 1995. Outside of his advisory role, he assists his mother as a trustee delegate and power of attorney in managing her investments. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and provides institutional consulting via its Institutional Fiduciary Solutions division.

Byron Pollock is a financial advisor with Raymond James Financial, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2008 and with Raymond James Financial since 2020. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and governmental entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations while maintaining client decision authority.

Thomas Byron is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory work, he is involved with The Motor Enclave, focusing on event setup and breakdown in Tampa, FL. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that combines adviser programs with active sales of financial and insurance products.

Beth Doyle is a financial advisor with Raymond James & Associates in Largo, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Raymond James in 2018. Doyle is also a notary public in Trinity, FL. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporations, charities, and government clients. The firm provides tailored financial plans and investment recommendations using firm research and planning tools, serving both retail and institutional clients, including municipal entities.

Todd Schober is a financial advisor at Raymond James Financial with 14 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley and Steward Partners. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and governmental entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored solutions supported by in-depth research and a broad affiliate network.

Demetrius Russell is a financial advisor at Cambridge Investment Research Advisors with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Advisors and Lincoln Financial Distributors. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing both proprietary and third-party strategies across various custody platforms.

John Kollar is a financial advisor with Cambridge Investment Research Advisors in Saint Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Cambridge Investment Research since 2019, with a prior retirement period from 2013 to 2019. Outside of his advisory role, Kollar serves as a volunteer board member for the Cloisters on Beach Homeowners Association. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services delivered through a network of independent Financial Professionals using a variety of portfolio management approaches and custody platforms.

Michelle Mauritz is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 23 years of industry experience. She has been with Raymond James & Associates since 2015. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Damien Bertucelli is a financial advisor with Raymond James & Associates in Saint Petersburg, FL, holding a Series 66 designation and 23 years of industry experience. He has been with Raymond James & Associates since 2002. Outside of his advisory role, he serves as CEO of Tampa Bay Businesses For Culture And the Arts and is a board member of the Warehouse Arts District Association. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and wrap fee advisory programs.

Joseph Meyer is a financial advisor with Raymond James Financial Services Advisors Inc. in St. Petersburg, FL, holding a Series 66 designation and 27 years of industry experience. He has been with Raymond James since 2013, serving in advisory roles for over a decade. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through various programs and emphasizes client collaboration to develop tailored financial plans and investment recommendations.

Ryan Morse is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with Raymond James Financial Services, Inc. since 1995 and is the owner of Centravest Financial, Inc., a business support company. Raymond James Financial Services Advisors, Inc. serves a diverse client base that includes individual investors, high-net-worth clients, pension plans, charitable organizations, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, using tailored strategies supported by asset-allocation analysis, firm research, and a wide affiliate network.

Dennis Rao is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and has previous work experience spanning education and corporate roles, including positions at Wake Forest University and Sherwin-Williams. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, supporting both non-discretionary and discretionary advisory relationships.

Fernando Vidal Otero is a financial advisor with Equitable Advisors in Land O' Lakes, FL, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is the managing member of FVOESQ, LLC, a non-investment-related business based in Orlando, FL. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Kelly Anderson is a financial advisor at Raymond James & Associates with 32 years of industry experience. Prior to joining Raymond James in 2019, Anderson worked at Morgan Stanley and The Ayco Company, L.P., a Goldman Sachs affiliate. Raymond James & Associates is a dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and government entities, providing wealth advisory planning and investment consulting through non-discretionary, client-directed strategies.

Ian Beresford is a financial advisor with Raymond James Financial Services Advisors Inc. in Clearwater, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James since 2008, including 10 years at the current firm entity. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering financial planning and non-discretionary investment consulting through multiple advisory programs. The firm emphasizes tailored financial plans developed through detailed client assessments and supports implementation primarily in an advisory and non-discretionary capacity.

Amanda Atwood is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has been with Merrill since 2017 and previously worked at Tory Burch from 2013 to 2017. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s corporate platform, enabling access to a broad range of products and services beyond typical investment management.

Benjamin Bristol is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and previously worked at Gradient Securities LLC and Primo Logistics LLC. His work history also includes roles in education and municipal government. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base, including individuals, institutions, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Matthew Harring is a financial advisor with Raymond James & Associates in Seminole, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he owns and operates an IT consulting business serving small medical offices. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporations, and municipal clients, offering tailored financial plans and institutional consulting services.

Taylor Keiderling is a financial advisor at Raymond James & Associates with eight years of industry experience. He previously worked at Morgan Stanley and T. Rowe Price and spent five years at the University of South Florida. Keiderling holds Series 63 and Series 66 licenses. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting services to individuals, institutions, and government entities, offering a range of programs including wrap fee solutions and institutional consulting.

Maureen Atieno is a Financial Consultant currently working at Fidelity Investments, a role she has held since 2022. Prior to this, she served as a Planning Consultant at Fidelity Investments from 2021 to 2022, and as a Financial Advisor at Morgan Stanley from 2013 to 2021. Throughout her career, Maureen has focused on partnering with clients to provide relevant tools and proactive guidance aimed at helping them gain and maintain confidence in their financial decisions. She emphasizes accountability and works alongside clients to support their financial well-being. Maureen's personal interests include fitness, motorcycles, parenthood, reading, traveling, and volunteering.