Suzette De La Torre is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Wells Fargo Clearing, UBS International, and Banc of America Investment Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Walter Sticker is a financial advisor at Primerica Advisors in Killeen, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at Primerica Financial Services, Tim Thompson/Farmers Insurance, Combined Insurance, and AFlac. Outside of his advisory work, he serves as a sports official for the Texas State Officials Association, committing approximately 16 hours per month. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure while maintaining oversight of model selection and implementation.

Anthony Benzaia is a financial advisor with Edward Jones in Santa Fe, Texas. He holds a Series 66 designation and has prior work experience at ExxonMobil and the U.S. Air Force. Benzaia joined Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies and operates under a fiduciary standard, supported by a nationwide network of more than 23,700 financial advisors.

Katherine Hinnrichs is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 designations. Her career includes roles at Fidelity Investments and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Laura Vaughn is a CFP® with 16 years of experience in financial services. She is currently with Cetera and has previously worked with North Star Consultants, Minnesota Life Insurance Company, and Securian Financial Services. Vaughn serves as a volunteer board member for the Houston Livestock Show and Rodeo School Art Committee. Cetera Investment Advisers LLC is a nationally registered firm with over 10,000 advisors serving individual, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with discretionary and non-discretionary program options.

Mark Cavazos is a financial advisor at Equitable Advisors in Houston, TX, holding a Series 66 designation with 19 years of industry experience. He has been with Equitable Advisors since 2007, including its predecessor Axa Advisors, LLC. Outside of his advisory role, he is a 50% owner and manager of Bay Area Private Wealth Group, LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, relying on third-party program sponsors and affiliated asset managers for implementation.

Alyssa Martinez is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and one year of industry experience. She previously worked at Bank of America/Merrill Lynch and has entrepreneurial experience with her own business, Alyssa Briana Beauty. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting.

Jack Woodward is a financial advisor at Morgan Stanley in Houston, TX, with seven years of industry experience and a Series 66 designation. His work history includes roles at Morgan Stanley and Morgan Stanley Private Bank, N.A., as well as a brief position with Health2go, Inc. He also has experience at the University of Alabama. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured planning tools and firm-approved methodologies to support client goals.

Sandra Andrade is a CFP®-designated financial advisor with 22 years of industry experience, currently with Wells Fargo Clearing since 2016. Her prior roles include positions at Morgan Stanley and its affiliates from 2004 to 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kristin Devalerio is a financial advisor at J.P. Morgan Securities in Houston, TX, with 14 years of industry experience. She holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates a range of investment strategies, including ESG considerations.

Logan Mclaughlin is a financial advisor at Fidelity with 11 years of industry experience and holds the Series 63 and Series 65 licenses. He has been associated with Fidelity Brokerage Services LLC since 2015 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Oscar Hurtado is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2010 and with Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he is involved in managing rental property. Morgan Stanley Wealth Management (MSWM) serves both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Matthew Miller is a financial advisor with Ameriprise based in Missouri City, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Darren Fenz is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management based in Houston. He has been working in financial services since 1994 and joined Merrill in 1997. Darren specializes in wealth management for individuals and families, focusing on retirement income planning, tax-sensitive distribution strategies, estate planning coordination, and multi-generational wealth transfer planning. He assists clients, particularly employees and retirees of major Houston energy companies, in transitioning from paycheck-driven lives to retirement-driven lives with confidence and clarity. Darren holds a bachelor's degree from the University of Texas at Austin and the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc. He is also a Personal Investment Advisor (PIA). His approach emphasizes bringing structure, discipline, and perspective to clients' financial decisions through comprehensive planning. Outside of his professional role, Darren has been married for over 25 years and is a father of three children. He is an Eagle Scout recipient and serves as an Assistant Scoutmaster with Troop 641 of the Boy Scouts of America. These roles reflect his commitment to values such as integrity, preparation, service, and stewardship, which influence how he serves his clients and their families.

Perla Cevallos is a financial advisor at Edward Jones with 11 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Edward Jones since 2023. Her prior experience includes roles at JPMorgan Chase Bank, N.A. and JPMorgan Securities, LLC from 2010 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Justin Cox is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Eric Andreas is a CFP® and Series 66 designated financial advisor with Edward Jones in Alvin, Texas, where he has worked since 2018. He has seven years of industry experience and previously held roles at Fetching Lab Brewery and Bluebonnet Distributing LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over 23,700 financial advisors nationwide and approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Laura Garza is a financial advisor at Ameriprise in Katy, TX, holding Series 63 and Series 66 licenses with seven years of industry experience. Her prior roles include positions at Raymond James Financial Services Advisors, Green Financial Group, and Wells Fargo, among others. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice through a centralized consulting team, with an emphasis on assets held in Ameriprise Managed Accounts.

Diana Momin is a financial advisor at J.P. Morgan Securities in Houston, TX, holding Series 65 and Series 63 designations with six years of industry experience. Her work history includes positions at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and BBVA Securities Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes derivatives and commodities capabilities not commonly found in similar institutional programs.

Lauren Hynes is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She has been with Fidelity Investments since 2021, progressing through positions including Financial Representative, Relationship Manager, Planning Consultant, and Financial Consultant I. Lauren partners with clients and their families to understand their personal and financial goals, working collaboratively to develop customized financial plans that address their unique needs. Lauren holds a California Insurance License, supporting her ability to provide comprehensive financial advice. Her professional experience spans multiple roles within Fidelity Investments, reflecting a focus on client relationship management and financial planning.