Raymond Bauer is a ChFC® credentialed financial advisor with Thrivent Investment Management in Austin, TX, where he has worked since 2002. He has 38 years of industry experience and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the governance board of Mt. Olive Lutheran Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning without discretionary portfolio management. Its services cover a wide range of topics, and clients may combine planning with managed-account programs under a consolidated billing option.

Bryan Garcia is a financial advisor with RBC Capital Markets in Austin, TX, holding Series 65 and Series 63 licenses and having two years of industry experience. His prior work history includes roles at Raymond James Financial Services, Prosperity Bank, Fidelity Investments, and Charles Schwab. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers personalized investment advisory programs with a range of portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment needs.

Michael Bayer III is a CFP® professional with 29 years of industry experience, currently serving at MassMutual Investors Services since 2017. He previously worked at Metlife Securities and has been associated with Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, Bayer is president and owner of Rocky Mountain Review, a CFP Board Approved Exam Review and continuing education business, and is active as a contributing writer, host, and speaker. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes ongoing collaborative planning relationships, utilizing advanced software tools to analyze client goals and deliver written recommendations.

Gilbert Riojas Jr. is a financial advisor with Stifel in Austin, TX, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Stifel Nicolaus & Company, Inc. since 2014. Outside of his advisory role, he is a managing partner of GILMAC Cattle Co. L.P., a family cattle ranching and real estate acquisition business. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology developed by its Investment Strategy Group.

Matthew Aulbach is a Series 66-registered advisor with Thrivent Investment Management in Austin, TX. He has been with Thrivent and its affiliates since 2025. Prior to his advisory role, he worked at Redbird Flight Simulations from 2015 to 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients. The firm offers holistic, goal-based financial analyses and planning, with options to combine planning and managed-account services under a consolidated billing approach called “WealthPlan.”

Lane Chandler is a financial advisor at Raymond James Financial with three years of industry experience. He holds a Series 66 designation and has held positions at Raymond James Financial Services, Security Service FCU, and First Community Bank. Outside of his advisory role, he is an associate at Security Service Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consultative services using analytical tools and supports a broad advisor network, including specialized municipal and retirement plan advisory programs.

Billie Pettey is a financial advisor with Ameriprise in Dripping Springs, TX, holding a Series 63 designation and bringing 39 years of industry experience. She has been with Ameriprise and its related entities since 2005. Outside of advisory work, she has business ownership interests in a real estate company in Tyler, TX. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Gerardo Zamora is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and three years of industry experience. He previously worked at Wells Fargo from 2011 to 2019. Outside of his financial career, he serves as a director of Little Hive Atx, a private Montessori school co-founded with his wife. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Wesley Garner is a financial advisor at LPL Financial in Austin, TX, holding Series 63 and Series 65 designations with 25 years of industry experience. He has worked at LPL Financial since 2014, with a brief period at Ameriprise from 2023 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Arnab Mukherjee is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. He has worked at Merrill and Bank of America since 2026 and previously spent seven years at Charles Schwab Corporation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tessa Castor is a financial advisor with RBC Capital Markets in Austin, TX, holding a Series 66 designation and two years of industry experience. Prior to joining RBC, she worked in various roles across several companies from 2016 to 2022. She is occasionally involved in assisting with the finances of Weston Montgomery LLC, a private company associated with her fiancé. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base that includes individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Michael Levingston is a financial advisor at LPL Financial with 23 years of industry experience. He holds a Series 66 designation and previously worked for Cambridge Investment Research for 12 years before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and technology-driven investment solutions.

Robert Davidson is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Prudential Insurance Co. of America, PRUCO Securities, NYLife Securities LLC, and New York Life. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios along with brokerage and insurance products through an integrated platform.

Hershel Meriwether II is a ChFC® credentialed advisor with 36 years of industry experience. He has been with MML Investors Services, Inc. since 1990 and Massachusetts Mutual Life Insurance Company since 1989. He is based in Austin, TX. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver collaborative, goal-based investment guidance.

Molly Johnson is a financial advisor at Raymond James & Associates with eight years of industry experience. She holds a Series 66 designation and previously worked at Dimensional Fund Advisors for six years, along with shorter tenures at Juniper Square Inc., JSQ Securities, LLC, and a period of unemployment in 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Nathaniel Hoffman is a financial advisor at Cetera with over 22 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Cetera in 2023, he worked at Securian Financial Services, Inc. and Cri Securities, Inc. Hoffman is also involved as an agent and broker in fixed insurance sales through North Star Consultants, a role he has held since 2011. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various investment managers through a multi-manager platform with diverse program structures.

Galan Pirkle is a CFP® and holds a Series 66 designation, with seven years of industry experience. He has worked at Edward Jones since 2018 and previously spent ten years at Comerica Bank. He is based in Austin, TX. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Patrick Johnson is a CFP® professional affiliated with LPL Financial, bringing 13 years of industry experience. He previously worked with Kestra Advisory and Kestra Investment Services for seven years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Corey Burgess is a financial advisor with Ameriprise in Driftwood, TX, holding Series 63 and Series 66 credentials and nine years of industry experience. His work history includes fourteen years at Fidelity Investments and roles at New American Funding and Palm Lending. Outside of finance, he owns B & L Imports, a retail business in Driftwood. Ameriprise provides a retirement-income planning service focused on individuals with substantial investable assets, offering tailored recommendations on income, Social Security, and tax-efficient withdrawal strategies. The firm combines research and algorithmic tools with personalized advice and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Donald Moore is a CFP® with 31 years of industry experience and has worked at LPL Financial since 2007. He is based in Austin, TX, and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved in publishing and promotion through SWC Publishing, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and other organizations. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing research and models from LPL Research and third-party subadvisors.