Taylor Martin is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation. Martin has been with Merrill since 2025 and has prior work experience in various industries, including hospitality and legal services. Outside of finance, Martin has worked at Metro Diner and Liberty Law PLLC. Merrill provides managed account services through its Select Portfolio Solutions program, serving a broad range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

Katie Mc Kee is a financial advisor at Ameriprise with 20 years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2017, following earlier roles at Damon Allen, Bradley Ernst, and Northwestern Mutual Investment Management. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm delivers these services through a centralized consulting team using research, modeling, and algorithmic tools, alongside a broad range of advisory, brokerage, and insurance solutions.

Daniel Smith is a financial advisor at Fidelity with Series 63 and Series 66 designations and three years of industry experience. He previously worked with Juice Plus as a partner involved in promotional events and speaker conferences. His background also includes roles at the Jewish Community Alliance and Martin J Gottlieb Day School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a systematic approach that combines fundamental research with quantitative analysis and model portfolio construction. The firm is noted for its use of algorithmic methods and its advisory role to multiple registered investment companies.

Gary Smith is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing extensive experience in financial planning and portfolio management since 1981. He joined Merrill Lynch in 2007 and holds professional designations including Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), and Personal Investment Advisor (PIA). Gary employs a planning-based approach that assesses risk tolerance to develop financial strategies aimed at optimizing certainty while minimizing risk. His expertise encompasses retirement income planning, managing sequence of returns, and wealth transfer to intended beneficiaries. Gary’s approach involves a comprehensive review of clients’ financial lives, emphasizing a clear understanding of their priorities to create personalized strategies aligned with their goals. He focuses on client segments such as individuals near or in retirement, those undergoing divorce transitions, widows and widowers, and professionals seeking tailored financial guidance. Gary also incorporates Total Merrill’s resources to address all facets of clients’ financial situations and conducts regular reviews to ensure alignment with changing circumstances. He holds a Bachelor’s degree from Allegheny College and a Master’s degree in Teaching from Antioch University. Gary has contributed articles to national magazines and authored a weekly financial column for the Syracuse Herald Journal from 1991 to 1997. Beyond his professional role, he is active in community organizations including Rotary International and Learn To Read St. Johns County. Gary’s personal interests include golfing, racquetball, woodworking, traveling, and spending time with his wife and five children.

Elio Murillo serves as a Financial Advisor with Merrill Lynch Wealth Management. In this role, he assists individuals, families, and business owners in making informed financial decisions and developing strategies that align their wealth with their priorities. He brings over ten years of experience in the financial services industry, focusing on wealth management, retirement planning, investment strategies, and guidance through major life transitions. Elio works closely with clients to create personalized financial strategies designed to bring clarity and confidence to their financial lives. Elio holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, the Chartered Retirement Planning Counselor™ (CRPC™) designation, and is a Personal Investment Advisor (PIA). He is registered with FINRA for Series 7, 63, 66, 24, and 9/10 exams. He earned his Bachelor of Business Administration from the University of Florida. Elio is bilingual, fluent in both Spanish and English.

John Cambareri is a financial advisor at Morgan Stanley with 29 years of industry experience. He has been with Morgan Stanley since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. He holds the Series 66 designation and is based in Jacksonville, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Bruce Chappell is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1966, serving the ultra-high net worth client segment in Jacksonville for over 58 years. Bruce is one of the longest-tenured advisors at Merrill Lynch, providing guidance to multiple generations of families and their extended networks. His expertise lies in developing strategies for high-net-worth individuals, their families, and their businesses to help them achieve both short-term and long-term financial objectives. Bruce holds a Bachelor of Science degree in Civil Engineering from Duke University and maintains the Professional Investment Advisor (PIA) designation.

Frederick Keator is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63, 65, and 66 credentials and bringing 32 years of industry experience. Prior to joining Raymond James in 2019, he worked at Wells Fargo Advisors Financial Network LLC for 14 years. Outside of his advisory work, he serves as treasurer for the Lenox Police Association and holds board positions with the Massachusetts Broadband Institute, in addition to managing several business ventures. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary advisory services supported by extensive research and a broad affiliate network, providing tailored financial planning and investment consulting.

Bryan Ollier is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2012. Outside of his advisory role, he has also worked part-time in a non-investment capacity selling Cole Haan shoes. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Anthony Recco Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in areas including college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management services, special needs planning strategies, tax minimization, and retirement income. With over 20 years of experience, Anthony guides clients through personalized financial strategies aimed at pursuing their long-term goals. Anthony holds the Personal Investment Advisor (PIA) designation and attended the University of California System, though no diploma was conferred. He emphasizes a client-focused approach that involves understanding each individual's full financial picture to develop flexible strategies suited to changing market conditions. He integrates the investment insights of Merrill and lending solutions of Bank of America to provide comprehensive wealth management. Committed to community involvement, Anthony participates actively in local organizations. His past and current roles include serving as President of the Michelle Adey Fund, President of the Senior Citizens Council of Rome, Past President of Rome Rotary and the Teugega Homeowners Association, and as a teacher at St Johns Baptist Church. In his personal time, he enjoys biking, gardening, running marathons, skiing, yoga, and spending time with his family.

Martin Baptiste is a Financial Consultant at Fidelity Investments, where he has been providing personalized financial planning since 2025. He focuses on building long-term relationships with clients based on trust and transparency, delivering clear and objective guidance to support informed financial decisions over time. Martin has extensive experience in the financial services industry, having held multiple roles at Fidelity Investments since 2017, including Investment Management Consultant and Client Management Representative. Prior to joining Fidelity, he worked as a Financial Representative at UF Health of Jacksonville from 2007 to 2015. He holds insurance licenses in Arkansas and California. Outside of his professional work, Martin has interests in football, movies, music, and photography.

David Jenkins is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 1999. Jenkins has also worked at Bank of America since 2011. Outside of his advisory role, he owns a sole proprietorship that provides tennis racket stringing services. Merrill offers managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm’s investment approach includes model-based and discretionary strategies via its Chief Investment Office, integrated within Bank of America’s platform.

Michael Smulcheski is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Bank of America and Merrill Lynch since 2012. Outside of his advisory role, he holds a fiduciary power of attorney for a family member. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Elicia Fultz is a CFP® professional with 25 years of experience in the financial industry. She is currently with Ameriprise and previously worked at UBS Financial Services Inc for 11 years. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in net investable assets, offering tailored recommendation reports that include income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients’ retirement planning.

Ryan Marsh is a CFP® with nine years of industry experience, currently associated with Osaic Wealth, Inc. since 2024. He previously worked at Triad Advisors from 2014 to 2024. Marsh is also engaged in insurance sales, providing clients with insurance products to fit their needs. Osaic Wealth, Inc. serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct and manage portfolios across various investment types.

Catherine Misner is a financial advisor at Fidelity with four years of industry experience. She holds the Series 66 designation and has worked at Fidelity Investments since 2021. Her prior work includes roles at various organizations across different sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients, including retail and institutional investors, using a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs.

Christopher Clark is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has been with Fidelity Brokerage Services LLC since 2015 and currently works within Fidelity Investments and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Richard Sikorski III is a financial advisor at Raymond James Financial with three years of industry experience. He holds the Series 66 designation and has worked previously at Merrill Lynch, Pierce, Fenner & Smith Inc. and Bank of America. Outside of advisory roles, he is involved in marketing and payroll support activities for affiliated businesses in Neptune Beach, FL. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored strategies supported by proprietary research and a broad network of affiliated financial services.

Susan Hedberg is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with Raymond James & Associates since 2005. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients with a range of advisory programs.

Justin Bender is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, and has 14 years of industry experience. He has been with Merrill since 2012 and concurrently with Bank of America, N.A. since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad array of products and services beyond traditional investment management.