Livia Benjamin is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. She is also a partner at Duffy Kruspodin, LLP, a CPA firm where she has worked since 2004. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach with customized portfolios using mutual funds, ETFs, equities, and fixed income.

Alden Salcedo is a financial advisor with Primerica Advisors and holds a Series 66 designation. He has experience working at Park Avenue Securities, Guardian Life Insurance, and several other firms and organizations over the past several years, including roles outside the financial industry. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, employing proprietary and third-party investment strategies across various account types.

Jacob Apodaca is a financial advisor at Creative Planning with a Series 65 designation and one year of industry experience. Prior to joining Creative Planning, he held roles at Robert Half, Poly English Language Center, and ILA Vietnam. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans, managing approximately $217 billion in client assets. The firm employs a financial planning–led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by tax-loss harvesting and other portfolio management techniques, and offers a range of affiliated non-investment businesses including legal and trust services.

Andrew Rogel is a financial advisor with Guardian Life and holds a Series 66 credential. He has six years of industry experience, including previous roles at J.P. Morgan Chase and Park Avenue Securities. Rogel is also affiliated with California State University San Marcos. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of brokerage, financial planning, and investment advisory services, with tailored solutions including discretionary and non-discretionary portfolios managed in-house or by third-party strategists.

Anthony Gonzalez is a financial advisor at Empower Advisory Group with four years of industry experience. He holds the Series 66 designation and has worked previously in mortgage lending and financial services roles at firms including KBHS Home Loans, Lennar Mortgage, Mass Mutual, and Voya. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s model integrates with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and savings rates over short-term forecasts.

Justin Slack is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has one year of industry experience, having joined Principal Financial Services and Principal Life Insurance Company in 2025. Prior to this, he was involved in various businesses including Balanced Fitness and Health and hospitality ventures in San Diego. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel, offering financial planning, retirement consulting, and access to third-party money manager solutions.

Carrie Foote is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 66 licenses and 26 years of industry experience. She has worked at Park Avenue Securities and Guardian Life since 2023 and spent 17 years at CUSO Financial Services, LP. Park Avenue Securities LLC serves a broad retail client base with brokerage and advisory services, including financial planning and retirement-plan consulting. The firm offers various proprietary and third-party investment programs and supports discretionary and non-discretionary account management across multiple asset types.

Deanne Palmer is a CFP® professional with three years of industry experience, currently serving at Prime Capital Financial. She has previous experience with Ameritas Life and Ameritas Investment Corp. In addition to her advisory work, she is involved as lead advisor to the ETA Gamma House Corporation Kappa Kappa Gamma Fraternity at the University of San Diego, overseeing their budget and advising on chapter activities. Prime Capital Financial is an SEC-registered enterprise advisory firm serving high-net-worth individuals, trusts, corporations, and retirement plans. The firm provides a range of services including asset management, financial planning, qualified retirement plan sponsor and trustee services, and family office offerings.

Cory Morrison is a financial advisor with Primerica Advisors and holds the ChFC® designation along with a Series 66 license. He has 20 years of industry experience and has worked with Park Avenue Securities and Guardian Life Insurance Company in various roles since 2015. Morrison also occasionally writes health insurance for clients. Park Avenue Securities LLC serves a broad retail client base, offering both brokerage and advisory services, including financial planning and retirement-plan consulting. The firm utilizes a range of proprietary and third-party investment strategies and supports various account-level services such as lending solutions and donor-advised funds.

Zhi Ren Liang is a Series 66-registered financial advisor with VALIC Financial Advisors in San Diego, CA. He has experience at Corebridge Financial and AIG Retirement Services, among other roles in both the private and public sectors. Liang has also worked with Elder Delivers, LLC, indicating involvement in entrepreneurial activities outside of financial advising. VALIC Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and leverages centralized technology and model solutions to manage approximately $29.2 billion in assets.

Connor Boone is a financial advisor with Mariner in La Mesa, CA, holding a Series 65 designation. He joined Mariner in 2022 and has no prior industry experience before that, having spent eight years in full-time education. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm uses customized, discretionary portfolios supported by in-house research and third-party managers, and integrates tax and accounting services alongside traditional portfolio management.

Larry Palmer is a CFP® with 31 years of experience in the financial services industry. He is currently with Prime Capital Financial and has held prior roles at firms including Ameritas Life Insurance Company and 20/20 Financial Advisers Palmer Group LLC. Palmer serves as a trustee of the Palmer Family Trust and is involved in consulting as a certified financial planner. Prime Capital Financial is an SEC-registered enterprise advisory firm that serves individuals, trusts, corporations, and retirement plans with services including asset management, financial planning, and family office offerings. The firm employs a range of investment strategies and supports both discretionary and non-discretionary accounts, featuring tax-efficient rebalancing tools and an affiliated accounting subsidiary.

Angela Grundig is a Series 66-licensed financial advisor with Ameritas Advisory Services, LLC, based in La Jolla, CA, and has two years of industry experience. Prior to joining Ameritas, she held roles at Boom Planning, Mediahub, and Stinson Orthopedics. She is currently active with Boom Planning as an employee and para planner. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers discretionary and non-discretionary programs using both in-house and third-party portfolios, with a platform integrating affiliations across financial and municipal services.

Nicholas Bialecki is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and 17 years of industry experience. He has been with Citi Smith Barney since 2008. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale and specialized market roles.

Peter Stratton is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 27 years of industry experience. He has worked at several firms including Union Capital Company and 1 St Global Insurance Services. Stratton is also the owner and officer of Stratton & Associates Accountancy Corporation, a CPA firm providing tax and accounting services in San Diego. Independent Financial Group is a large advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement plan services through a combination of in-house models and third-party managers, and operates both as a registered investment adviser and an active broker-dealer.

Dionisio Meneses is a financial advisor at Mercer Global Advisors Inc. in San Diego, CA, holding Series 65 and Series 66 licenses with six years of industry experience. Prior to joining Mercer, he was involved with DNM Creative Properties Inc. for 28 years. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, non-profits, and endowments with investment advisory and comprehensive financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based approach using diversified portfolios with low-cost ETFs, index funds, and specialized investment options, while also providing educational content and integrated service platforms.

Susan Pillen Levine is a financial advisor with Commonwealth Financial Network in San Diego, CA. She holds a Series 66 designation and has 13 years of industry experience, including nine years at LPL Financial before joining Commonwealth in 2022. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Gregory Chachas Jr. is a financial advisor at Independent Financial Group, LLC with 40 years of industry experience. He holds the Series 63 designation and has previously worked at Wedbush Securities Inc. and Wells Fargo Advisors. He serves as a board member for Chachas Land Co Inc. and Comstock Land and Mining LLC. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser offering brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm manages approximately $11.3 billion in assets and provides advisory programs through its AccessPoint platform and third-party asset managers.

Cody Jess is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial, he worked at Purpose Point Wealth Management and Edward Jones. Outside of finance, he has been involved in automotive dealership ownership and works as a subcontractor connecting local businesses with merchant services and point-of-sale systems. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services supported by proprietary and third-party research.

Varinia Peridon is a financial advisor at Primerica Advisors with two years of industry experience. She holds Series 63 and Series 65 licenses and has been with Primerica Financial Services since 2021. In addition to her advisory role, she is affiliated with Point Loma Nazarene University. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap fee structure, with operational oversight to manage potential conflicts of interest.