John Bergeron is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Charles Schwab since 2019. Prior to that, he had roles at TD Ameritrade, Northwestern Mutual, and was employed outside the financial sector at BBRG/Brio Tuscan Grille. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of brokerage, custody, and advisory services with a predominantly non-discretionary client relationship model.

Caleb Conrad is a financial advisor at Charles Schwab with one year of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Charles Schwab, he worked in education for nine years and has experience in entrepreneurial and apparel-related ventures. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a centralized operational structure and a multi-asset investment approach.

Joseph Calvo is a financial advisor at Charles Schwab with 12 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab since 2019, including time at Charles Schwab Bank, SSB. Outside of his advisory role, he provides delivery services for Door Dash. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options along with integrated custody and brokerage services.

Dominic Anderson is a CFA® charterholder and holds the Series 66 designation, with 15 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2015. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by in-house research and due diligence.

Rhea Jizette Moss is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and seven years of industry experience. She has worked at Charles Schwab since 2020 and previously at TD Ameritrade, with earlier roles outside the financial sector. Moss is a consultant for Accelerate Learning Inc., an educational provider, and a co-owner of a party equipment rental company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account services, combining non-discretionary advice with access to discretionary separately managed accounts and a range of integrated investment and custody solutions.

Riley Blankman is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including TD Ameritrade and American National Bank. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and a centralized operational structure.

Andrew Robinson is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at TD Ameritrade and the House of Representatives. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory models with access to discretionary separately managed accounts and a structured due diligence process for alternative investments.

Ryan Cleaveland is a financial advisor with Charles Schwab possessing 19 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Fidelity Investments, TD Ameritrade, and ADP. He has been with Charles Schwab and Charles Schwab Bank since 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm is notable for its scale, integrated operational structure, and multi-asset model portfolio investment approach.

Bleshia Norman is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and having 11 years of industry experience. She has worked at Charles Schwab since 2020 and previously at TD Ameritrade from 2014 to 2020. Outside of her advisory role, she has worked as an Amazon Prime delivery driver during peak holiday periods. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by centralized custody and a distinctive operational structure.

Kimberly Davis is a financial advisor at Charles Schwab with 15 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities, Cole-Laborate, and TD Ameritrade investment and financial services firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management, financial planning, and brokerage services within an integrated platform.

Justin Kitchens is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and having 10 years of industry experience. His prior roles include positions at TD Ameritrade, NYlife Securities LLC, and New York Life Insurance Company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and order-routing services.

Jenna Sustaita is a financial advisor at Charles Schwab with 18 years of industry experience. She holds the Series 63 and Series 66 credentials and has worked with Schwab Retirement Plan Services, Inc. and Charles Schwab since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and a centralized operational structure.

Omar Benmansour is a CFP® professional with 18 years of experience in the financial industry. He has worked at Charles Schwab & Co., Inc. since 2018 and previously held positions at Fidelity Investments and Chase Investment Services Corp. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management options. The firm combines brokerage, custody, and advisory services with an integrated operational structure supporting a large client base.

Travis Beaver is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and five years of industry experience. He previously worked at TD Ameritrade from 2020 to 2024 and has diverse work experience including roles outside finance. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers both non-discretionary advisory guidance and access to affiliated discretionary SMA portfolios, combining strategic asset allocation with alternative investment options.

Leon Scheffler is a financial advisor with Ameriprise in Southlake, Texas, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with Ameriprise and its affiliate since 2013. Outside of his advisory role, he manages an advisory business through Certainty of Uncertainty LLC. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, utilizing a centralized consulting team and algorithmic tools to provide tailored, tax-efficient recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Michele Thompson is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 65 credentials and over 31 years of industry experience. Her prior roles include two decades at PRUCO Securities and seven years at TD Ameritrade. She receives residual compensation from insurance referrals through outside business activities related to health and other insurance. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational capabilities.

Dylan Herzog is a financial advisor with Charles Schwab based in Westlake, TX, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior work includes roles at JP Morgan Chase Bank, J.P. Morgan Securities, and TD Ameritrade. Outside of his advisory work, Herzog is a part owner of Trusted Sellers LLC, an e-commerce business that resells retail products on Amazon. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Tanner Thornberry is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and 1 year of industry experience. His prior work includes roles at Cinemark and Pine Cove, as well as time spent in education and with the Pi Beta Phi organization. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by due diligence from Schwab’s research teams.

Jonathan Nix is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at TD Ameritrade, Inc. for 10 years before joining Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios along with alternative investment opportunities.