Michelle Delgado is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2012. Outside of her advisory role, she is a partner and handles administrative duties for SOMOS Weddings LLC, a wedding officiant business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized reporting through a team of Wealth Advisors. The firm combines institutional advisory services with brokerage and investment management capabilities, operating under a non-discretionary program where clients retain final decision authority.

John Chapman V is a financial advisor with Raymond James Financial Services Advisors, Inc. in Gilbert, AZ. He holds Series 63 and Series 66 designations and has one year of industry experience. Prior to joining Raymond James, he worked at Morgan Stanley and has a varied background including roles at GradGuard Insurance and educational institutions. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Lauren Michelotti is a financial advisor with LPL Financial in Chandler, AZ, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining LPL Financial in 2018, she held roles at multiple firms including Securian Financial Services and North Star Resource Group. She is also involved in Wealthnest Tax Services, providing tax preparation and accounting work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a large network of investment adviser representatives.

Lyle Zaichkin is a CFP®-designated financial advisor with Edward Jones, based in Mesa, AZ, with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum of financial needs. The firm manages over $1 trillion in assets through a nationwide network of approximately 23,700 advisors, offering a range of investment strategies and fiduciary advisory services.

Joshua Dean is a financial advisor at Edward Jones in Tempe, Arizona, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 advisors and 15,121 branches.

Robb Stocks is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Charles Schwab for 20 years. Stocks is involved with Buechting Financial, where he provides service to new and existing clients. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm utilizes tailored, non-discretionary planning and consulting supported by analytical tools and maintains unique municipal advisory capabilities.

Connor Gilbert is a financial advisor with Merrill in Chandler, AZ, holding Series 63 and Series 66 licenses and having one year of industry experience. His prior roles include positions at Vanguard Marketing Corporation, The Vanguard Group, and Bank of America. Outside of finance, he has been involved with DoorDash since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Garner Jr. is a financial advisor with LPL Financial in Chandler, AZ, holding a Series 63 designation and bringing 46 years of industry experience. He has been with LPL Financial since 1997. Outside of his advisory role, he has been involved in managing client communications through Send Out Cards, Inc. as an artist, dedicating a small portion of his time to this activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Benjamin Katz is a financial advisor at Morgan Stanley in Gilbert, AZ, holding the Series 66 designation with five years of industry experience. His prior work includes roles at Bank of America Merrill Lynch and University Beyond. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

John Peters is a CFP® professional with 20 years of industry experience, currently advising clients at Edward Jones since 2016. Prior to this, he has been involved in various business ventures, including operating several real estate-related LLCs and working as an Uber driver. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, managing approximately $1.01 trillion in assets. The firm offers both discretionary and non-discretionary investment solutions and provides additional services such as tax-efficient strategies and affiliated mutual funds.

Austin Nehls is a financial advisor at Merrill based in Chandler, AZ, holding a Series 66 designation with six years of industry experience. His prior work includes roles at Bank of America, DoorDash, Ball State University, Sonora Investment Management, and Central Connecticut State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gary Bettencourt is a financial advisor with Fidelity Investments in Chandler, Arizona, holding Series 63 and Series 66 licenses and having 11 years of industry experience. His prior work includes roles at Wells Fargo Bank NA and Wells Fargo Clearing. Outside of advisory work, he owns and operates an adult soccer business involved in event planning and fee collection. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Alfredo Fragoso is a financial advisor at Edward Jones in Tempe, AZ, holding a Series 66 designation with 10 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Gary Phillips is a financial advisor with J.P. Morgan Securities, holding the CFP® designation and Series 63 and 66 licenses, with 28 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2020, and previously at Bank of America and Merrill from 2014 to 2020. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Eliot Lincoln is a financial advisor at Morgan Stanley with one year of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Merrill and Sandhills Global. Outside of finance, he has been involved with Arizona State University in various roles over several years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory process.

Brian Sachs is a CFP® professional affiliated with Edward Jones in Tempe, AZ, with 27 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Gary Parsell is a CFP®-certified financial advisor with 28 years of industry experience. He has been with Merrill since 2009 and simultaneously affiliated with Bank of America, N.A. since 2011. Outside of his advisory role, he serves as the general partner and managing member of Redfield Investment LLC, a company unrelated to investment advisory activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Olsen is a financial advisor with Morgan Stanley in Gilbert, AZ. He holds a Series 66 designation and has experience at Morgan Stanley since 2025, following prior roles at Clark Street Financial and several educational institutions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including customized financial planning supported by a structured discovery process and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Sam Gerrety is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, N.A., Trabocca, and Goodpointe Technology. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Kevin Gascoyne is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and 15 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2014. Outside of his advisory role, he serves as treasurer for the Crimson Mountain Homeowners Association, overseeing community plans and expenses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.