Bradly Clark is a CFP®-certified financial advisor with nine years of industry experience. He is currently affiliated with Cetera and has prior experience at Legacy Financial Advisors and American General Life Insurance. He also serves as a registered assistant at Legacy Financial Advisors, where he assists with annuity and fee-based business. Cetera Investment Advisers LLC is an SEC-registered firm that distributes services through a nationwide network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning solutions through a multi-manager platform with access to both affiliated and third-party managers.

Ryan Merchant is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He worked at Edward Jones for 24 years prior to joining LPL Financial in 2024. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with a variety of strategic and tactical investment options.

Carl Williams is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following two years at Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a broad range of brokerage and advisory solutions across a large network of advisors.

Walter Ashby is a financial advisor with Edward Jones in McKinney, TX, holding a Series 66 designation and 20 years of industry experience since joining Edward Jones in 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies and affiliated financial products supported by a large network of advisors and branch offices.

Sean McGrath is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 24 years of industry experience. His prior roles include positions at Morgan Stanley and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines extensive research and analytics with a broad range of brokerage and advisory solutions.

Randall Patrick is a financial advisor with Cetera and holds the PFS™ designation. He has three years of industry experience and previously worked at Avantax Advisory Services and as a CPA at Marshall Warzecha and Patrick CPA PLLC for nine years. Outside of advising, he serves as treasurer for the Lake Area Amateur Radio Klub and manages a small bookkeeping and consulting business, Insights in Business LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management and financial planning services through a large nationwide network of independent advisors.

Anitra Brennan is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been in the financial industry for 27 years, beginning her career as an intern at Merrill while in college. Over more than two decades, she has advanced through various positions within the firm, acquiring extensive experience that she uses to guide clients in making informed financial decisions for their families. Her expertise covers a broad range of client needs, including college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, women and wealth, tax minimization, and retirement income. Anitra holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Anitra earned her Bachelor's Degree in Economics and Finance from the University of Texas at Dallas and her MBA from Texas A&M University at Corpus Christi. Outside of work, she is involved in various community organizations such as Wings for Widows, Frisco Mom's Care, Frisco Women's League, and The Federation of Texas A&M University Mothers' Club. Her personal interests include biking, gardening, golfing, hiking, pickleball, reading, running, swimming, and traveling.

Charu Dayal is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and 19 years of industry experience. Prior to joining Merrill in 2025, Charu worked at RBC Capital Markets, LLC for five years, R.W. Baird & Company for nine years, and Morgan Stanley for four years combined. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Lance Lindsay is a financial advisor with LPL Financial in McKinney, TX, holding Series 63 and Series 66 designations and 28 years of industry experience. He has been with LPL Financial since 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management solutions, combining scale with various advisory and non-advisory financial activities.

Mark Theriault is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 33 years of experience in the investment and financial planning industry. He holds the CERTIFIED FINANCIAL PLANNER (CFP®) designation and the Personal Investment Advisor (PIA) credential. Mark earned his Bachelor's Degree from the University of Florida. Mark specializes in developing personalized financial strategies to assist clients in reaching their unique goals. His expertise includes college education planning, divorce transition planning, legacy planning, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. As a portfolio manager, he creates customized investment strategies that may incorporate individual securities, Merrill Lynch Wealth Management model portfolios, and third‑party investment approaches. In his professional role, Mark focuses on simplifying the complexities of investing by providing transparent and tailored advice. Outside of work, he enjoys cooking, football, golfing, hiking, reading, running marathons, and spending time with his family.

Bridger Loyd is a financial advisor with Edward Jones in McKinney, TX, holding a Series 66 license and four years of industry experience. Before joining Edward Jones in 2022, he worked at Beal Bank for four years and World Finance Corporation for six years. Outside of advising, he has an interest in mineral rights leases through Sendero Resources. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a broad national network of advisors and branch offices. The firm offers a range of discretionary and non-discretionary investment solutions and operates under a fiduciary standard.

Erica Tyree is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has worked at Bank of America since 2018. Erica is also a co-owner of a family rental property in Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for a range of clients including individuals, high-net-worth clients, and institutional investors, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Andrew Guirguis is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. He has worked at both Bank of America, N.A. and Merrill since 2015. Outside of his advisory role, he is a co-owner of a family rental property business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Nicholas Whittlesey is an advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Schwab, he worked at Great Western Financial and AmeriFirst Financial, and he is also an ice hockey referee for youth and adult leagues. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary investment guidance alongside access to discretionary separately managed accounts and a range of integrated brokerage, custody, and advisory services.

Samantha Hendricks is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at Edward Jones since 2017 and previously held roles at Park Avenue Securities and Guardian Life Insurance. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and affiliated investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Paul Raehpour is a Wealth Management Advisor at Merrill Lynch Wealth Management, a role he has held since 2014. He brings over 20 years of experience as a trusted advisor to families and small business owners. Paul holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and maintains Series 7, 66, and 31 FINRA registrations. Paul earned a Bachelor of Science degree in Communications from Kansas State University. Prior to his career in financial advising, he worked as a talent coordinator for "The Tonight Show with Jay Leno." His team advises numerous entertainment industry clients based in Los Angeles and New York, as well as other professionals nationwide. Outside of his professional work, Paul is an avid fisherman, craftsman, and enjoys theater. He lives in McKinney with his wife, Melissa, and is a father to three daughters, Katherine, Rachel, and Morgan, as well as a grandfather to Isiah.

Stephanie Chininis is a financial advisor at J.P. Morgan Securities with 32 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, N.A. since 1995. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Joshuah Murray is a financial advisor at Merrill and holds a Series 66 designation. He has been with Merrill since 2023 and has prior banking experience at Bank OZK, Regions Bank, and Bank of America. Before entering the financial industry, he spent five years at the University of Central Arkansas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and various institutions with model-based and discretionary investment strategies developed by internal and third-party managers.

Adela Canaj is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank and JPMorgan Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Wright is a CFA® charterholder and holds a Series 65 license with 25 years of industry experience. He currently works at Stifel in Dallas, TX, joining the firm in 2025 after prior roles at B. Riley Wealth Advisors and Fiduciary Financial Services Wealth Management. Outside of advising, he owns family farms in Alabama and Texas, which he leases for agricultural and grazing purposes. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group.