Mark Thornburg is a financial advisor with Wells Fargo Advisors in Long Beach, CA, holding a Series 63 designation and 41 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Citigroup Global Markets. Outside of his advisory career, he is a partner in a golf driving range business in Lewisville, Texas. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment recommendations, utilizing proprietary research and tools, with an approach that integrates advisory services alongside other financial products.

Henry Wu is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Wells Fargo Clearing, and UBS Financial Services. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through various advisory and brokerage platforms.

Jessie Umana is a financial advisor at Fidelity with Series 66 credentials and two years of industry experience. Prior to joining Fidelity, Jessie worked at HADD-CO and had a nine-year tenure at El Pollo Inka. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with notable involvement in commodity pool operations and advisory roles to registered investment companies.

Gilberto Alvarez is a CFP®-certified financial advisor with 12 years of industry experience. He is currently with Charles Schwab, where he has worked since 2019 across Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank, N.A. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, combining an integrated operational structure with a multi-asset investment approach supported by centralized supervision and due diligence.

Jessica Pasco is a financial advisor at LPL Financial with two years of industry experience. She holds the Series 66 designation and previously worked in various roles including at Manire Management Inc and firms in the technology and recruitment sectors. Pasco is also a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management services through a large network of advisers using both proprietary and third-party portfolios and tools.

Matthew Goschnick is a financial advisor with LPL Financial in Manhattan Beach, CA, holding a Series 66 designation and over a decade of industry experience. His prior roles include positions at Prudential Financial, Salient Wealth Planning Group, PSC, Findex, and Thinking Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisers, with access to both proprietary and third-party investment strategies.

Jacob Kawahara is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Asset Living: Younion. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party sources.

Larry Aguayo is a financial advisor with Ameriprise in Huntington Beach, CA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Penney Gagne is a financial advisor with Wells Fargo Clearing in Rolling Hills Estates, CA, holding Series 63 and Series 66 licenses and possessing 31 years of industry experience. She has worked with Wells Fargo Clearing since 2011, with a brief tenure at RBC Capital Markets from 2011 to 2012. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics that emphasize diversification and modern portfolio theory.

Suzanne Chai is a financial advisor with Fidelity Investments in Torrance, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. Her prior roles include positions at Bank of America, Merrill, Waddell & Reed, and various insurance carriers. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment funds. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, managing portfolios across mutual funds, ETFs, and ETPs with oversight and sub-adviser delegation.

Mark MacLachlan is a Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with clients to implement investment strategies aimed at growing, protecting, and transferring their wealth. He has been with Fidelity Investments since 2013, progressing through several roles including Financial Representative Intern, Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before assuming his current position in 2020. His experience spans client relationship management and investment consulting. Mark holds a California Insurance License. Outside of his professional work, he has interests in fitness and traveling.

Dawn Strachan is a financial advisor at OSAIC with 25 years of industry experience and holds a Series 66 designation. Her career includes roles at Woodbury Financial Services, Questar Asset Management, Summit Financial Group, LPL Financial, and Waddell & Reed. She is a Certified Divorce Financial Analyst and owns a practice that provides financial analysis for individuals and couples navigating divorce. Strachan serves as treasurer of Collaborative Practice California, an organization focused on educating about collaborative divorce processes, and volunteers as a board member of her local homeowners association. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple investment platforms and third-party money managers.

Alex Ganapolsky is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Investments, LLC and Wamu Investments, Inc. There are no notable outside business activities reported. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, using research and analytics to evaluate investment options within custodian platforms.

Kathleen Adams Brosterman is a financial advisor with Mass Mutual Investors Services in El Segundo, CA, holding a Series 66 designation and 39 years of industry experience. She has worked with MML Investors Services, LLC and MassMutual Life Insurance Co since 1989. Additionally, she maintains a sales agent role in the health and long-term care insurance sector. MassMutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop investment strategies without discretionary authority.

Seth Wensel is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. He previously worked at Citibank and TD Bank before joining Merrill in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hector Ruiz is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 66 designation and has worked in various roles within Fidelity and its affiliates since 2013. Prior to that, he held positions at John Hancock Distributors and UBS Financial Services. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction, using systematic methodologies and long-term asset allocation benchmarks.

Janet Simon is a financial advisor with LPL Financial, holding a Series 66 designation and 23 years of industry experience. She has been with LPL Financial since 2009, following prior roles at UBS Financial Services and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Jeremy Blum is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 designations and has 26 years of industry experience. His prior work includes positions at Morgan Stanley and Citigroup Global Markets. He is based in Seal Beach, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics from internal and external sources while offering a range of financial products through affiliated bank and insurance entities.

Timothy Hannigan is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and UBS Financial Services. Outside of his advisory work, he volunteers as an assistant coach for youth basketball in Irvine, CA. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations.

Davin Saluja is Vice President and Branch Leader at Fidelity Investments in Seal Beach, where he leads a team of wealth planning professionals dedicated to building long-term client relationships focused on individual needs and goals. He ensures clients have access to Fidelity's technology, insights, and specialists to support their wealth planning journey. Davin has been with Fidelity Investments since 2016. Prior to that, he held roles at Charles Schwab & Co, serving as Vice President - Financial Consultant from 2005 to 2016 and as Client Service Specialist from 2004 to 2005. He holds a California Insurance License. Outside of his professional role, Davin's interests include family activities, fitness, food, military service, motorcycles, and scuba diving.