Nichole Dorch Cannon is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has held various roles since 2001, including involvement with NetLaw Inc., Synergy Financial, and the Black Excellence Leadership Council, where she serves as board member and treasurer. Her activities include organizing internal training events for agents within WFG. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models with discretionary and non-discretionary program options.

Kevin Beebe is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2010. He holds a Series 65 registration and is based in Torrance, CA. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, using customized model portfolios and a mix of fundamental, technical, and cyclical analysis.

Hugo Flores Jr. is a financial advisor with Empower Advisory Group in Whittier, CA. He holds Series 63, Series 65, and Series 66 designations and has 17 years of industry experience. His prior work includes roles at GWFS Equities, Inc., H. Beck, Inc., Ameriprise, and Principal Financial Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are closely integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and savings rates.

Megan Minogue is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and has a background that includes roles at SoCal Technologies, Inc. and Wfgia. Outside of finance, she owns and operates Castles Made of Sand, a business creating custom stained glass products. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its advisory services through a large network of advisors and multiple program platforms.

Erin Whalen is a financial advisor at EP Wealth Advisors with 20 years of industry experience. She holds a Series 65 designation and previously worked at Opes Wealth Management and Opes Advisors. EP Wealth Advisors serves individuals, corporate clients, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm offers customized model portfolios using fundamental, technical, and cyclical analysis, and provides ancillary services including tax preparation and estate-document facilitation for qualifying clients.

Jeffery Goble is a financial advisor at Citigroup Global Markets with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Citigroup Global Markets since 2007. Outside of his advisory role, he manages several rental properties. Citigroup Global Markets serves individual and institutional clients across wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, supporting both discretionary and non-discretionary portfolios.

Monica Van Eck is a CFP®-certified financial advisor with 13 years of industry experience. She has worked at EP Wealth Advisors since 2018 and previously spent six years at Millie Capital Management LLC. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, offering customized model portfolios and ongoing monitoring using a variety of investment strategies.

Matthew Crandall is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, Wells Fargo Clearing, and Wells Fargo Bank. Outside of advising, he is an owner of rental property in Long Beach, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including derivatives and futures services.

David Stevens is a financial advisor at SPC with 40 years of industry experience. He holds the CFP® designation and has worked at firms including The Planners Network and National Planning Corp. Stevens also owns a CPA firm where he prepares tax returns and bookkeeping for a small number of clients. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm operates a large advisory network and delivers tailored, discretionary investment advice primarily through the SIGMA Managed Account and other account programs.

Christopher Auten is a CFP® and CFA® with 15 years of industry experience. He currently works at Osaic Advisory Services, LLC and previously held roles at Empirical Wealth Management, Crestwood Advisors Group LLC, and Relyea Zuckerberg Hanson, LLC. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm provides a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and partnerships with custodians like Schwab and Fidelity.

Albert Herzog III is a financial advisor with EP Wealth Advisors, holding the CFP® and ChFC® designations and possessing 43 years of industry experience. His prior experience includes executive roles at Executive Wealth Management, LLC, and ownership involvement in various investment-related firms. In addition to advising, he is a minority owner of a tax preparation business and operates an independent financial consulting practice. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers customized wealth management, discretionary portfolio management, and financial planning services, incorporating fundamental, technical, and cyclical analysis as well as alternative investments and private fund recommendations.

Adam Phillips is a CFP® and CFA® with 13 years of experience in the financial services industry. He has worked at EP Wealth Advisors in Torrance, CA since 2014. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients, using a combination of fundamental, technical, and cyclical analysis along with alternative investment options.

Gabriela Heffernan is a financial advisor with Principal Financial Services who holds a Series 66 designation and has 25 years of industry experience. Her prior roles include positions at CUNA Brokerage Services, Cuna Mutual Group, and Lincoln Financial Advisors. She also serves as a bank officer supporting Principal retirement plan account relationships across the firm’s insurance, broker, and trust services. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under both advisory and promoter arrangements.

Maarten Kerstens is a CFP® with 13 years of industry experience, currently serving at EP Wealth Advisors. His prior experience includes roles at The Vanguard Group, Inc., Thompson Wealth Management, and Harbour Investments, Inc. Outside of advising, he is also an independent insurance agent. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, employing customized model portfolios with a mix of fundamental, technical, and cyclical analysis.

Eric Chen is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, and Merrill Lynch. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research, security pricing, and derivatives services.

Michael Chechel Jr. is a financial advisor at EP Wealth Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Executive Wealth Management, LLC, EWM Tax Solutions, LLC, and Private Client Services LLC. Outside of his advisory work, Chechel is involved in managing income and taxes through his ownership of MC3 Financial Planning Corp. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs customized model portfolios and combines fundamental, technical, and cyclical analysis, incorporating alternative investments and private fund recommendations when appropriate.

Angela Coxton is a financial advisor at Cetera Planning Partners with 26 years of industry experience. She holds Series 63 and Series 66 designations and has worked at several firms, including Avantax Planning Partners, Summit Brokerage Services, and multiple Cetera entities. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm provides diversified investment management, comprehensive financial planning, Social Security optimization, and retirement advice, along with additional services such as tax planning, bookkeeping, payroll support, and estate-planning through third-party providers.

Natalia Amato is a financial advisor at EP Wealth Advisors with 12 years of industry experience. She holds a Series 66 designation and has worked at several firms, including Cetera Investment Services and Finestone Partners. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, using customized model portfolios and various analytical approaches.

Michael Ramirez Jr. is a CFP® and holds a Series 65 license with 15 years of industry experience. He has been with EP Wealth Advisors since 2018 and previously worked at Private Asset Management, Inc. for eight years. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and combines fundamental, technical, and cyclical analysis, with additional strategies including short-term trading and alternative investments when appropriate.

Robert Mccarty is a financial advisor at EP Wealth Advisors with nine years of industry experience. He holds a Series 65 designation and has worked at EP Wealth Advisors since 2022. In addition to his advisory role, he serves on the board of Prism Analytics, Inc., a technology start-up specializing in predictive analytics for supply chain issues, where he provides advice and counsel to executive leadership. EP Wealth Advisors provides wealth management, discretionary portfolio management, and financial planning services to individuals, corporate clients, and retirement plans. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and offers additional services including tax preparation and estate-document assistance for clients meeting certain asset thresholds.