Lukas Richards is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Gelfand, Rennert & Feldman, Monarch Plan Advisors, and Cal State University Northridge, among other roles. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using proprietary tools and emphasizes an advisory role in financial planning.

Chad Kruger is a financial advisor at Morgan Stanley with 15 years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by proprietary tools and analysis.

Patrick Batac is a Series 66 licensed financial advisor at J.P. Morgan Securities with three years of industry experience. He has worked at J.P. Morgan Securities LLC since 2023 and has been with JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework when recommending strategies and offers its services on a non-discretionary basis.

Noah Klein is a financial advisor at Ameriprise Financial Services with eight years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise since 2017. Prior to joining Ameriprise, he worked in marketing and advocacy roles at Tell That Story Creative Campaigning, American Solar Direct, and Revolution Field Strategies. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

George Argeris is a financial advisor with LPL Financial in Valencia, CA, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has been with LPL Financial and its predecessor firm since 1997. In addition to his advisory role, he is also an insurance agent with Crump. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from LPL Research and third-party subadvisors.

David Dupre is a financial advisor with Primerica Advisors in Northridge, CA, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses third-party asset managers and BNY Mellon Advisors for model implementation, offering a tiered wrap-fee structure and maintaining oversight of model selection and management.

Avery Burton is a financial advisor with Charles Schwab, holding Series 63, Series 65, and Series 66 credentials and five years of industry experience. Prior to joining Schwab, Avery worked at MSCI Inc. and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts. Schwab’s integrated structure supports a large client base with centralized custody and operational resources.

Sogol Danaei is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has held roles at Bank of America, Merrill, and Providence Tarzana Medical. She has been with Morgan Stanley since 2020. Morgan Stanley Wealth Management serves individual and institutional clients, providing tailored financial planning and advisory programs supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers a range of retail and institutional investment solutions.

Stephanie Milner is a financial advisor with Ameriprise in Ventura, CA, holding a Series 63 designation and bringing 33 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she is an artist specializing in paper artwork and also supervises and manages the decoration of Rose Parade floats. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, providing written recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, algorithm-supported advice, primarily for clients holding assets in Ameriprise-managed accounts.

Myles Luster is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 credential and bringing 16 years of industry experience. His prior roles include positions at Bank of America, Merrill, and CUSO Financial Services. He serves as an Academic Committee Member for the Accounting & Finance Department at Rio Hondo College. J.P. Morgan Securities LLC provides institutional consulting services to corporate, foundation, and defined contribution plan clients, delivering asset allocation advice and customized performance reporting through a team of Wealth Advisors. The firm integrates institutional advisory with brokerage, distribution, and investment management capabilities.

David Jenni is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and 65 licenses and bringing 35 years of industry experience. He has been with Raymond James since 2016 and previously worked at D.A. Davidson & Co. from 2015 to 2016. Outside of his advisory role, he is the owner of Jigsaw Wealth Management, a support company based in Pasadena, CA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary planning tailored to client goals and supports various advisory programs while maintaining notable municipal and public-finance capabilities.

John Hineman is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 designations and has been with the firm since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services using structured processes and approved tools, managing approximately $2.74 trillion in client assets.

Tiffani Underwood is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Anna Lozada is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 66 and Series 63 licenses and has been with J.P. Morgan Securities since 2015, also working at JPMC Bank NA (Southwest) since 2003. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Samantha Thompson Innes is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has 17 years of industry experience. Prior to joining Raymond James in 2016, she worked at D.A. Davidson & Co. from 2015 to 2016. In addition to her advisory role, she is an officer and owner of House of Flame and Revelry Events, LLC, which organizes literary-themed events. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, institutional, and charitable organizations. The firm uses analytical tools and tailored strategies to support client goals and offers specialized advisory programs, including municipal and SIMPLE IRA employer consulting services.

Nicholas Desmond is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked at various organizations including California Lutheran University and the YMCA of the Foothills. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to create personalized Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Hanh Juzang is a financial advisor at Morgan Stanley with 14 years of industry experience. He has worked with Morgan Stanley since 2013 and with Morgan Stanley Private Bank, National Association since 2015. He holds a Series 66 designation. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process using approved tools and serves clients in both retail and institutional markets.

Alejandro Lewin is a financial advisor with Ameriprise, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach, delivering recommendations through a centralized consulting team while emphasizing the use of Ameriprise-managed accounts.

Jiven Flores is a Planning Consultant at Fidelity Investments, where he partners with clients to guide them through important financial decisions. He focuses on creating financial plans that reflect clients' goals, help protect their assets, and support their envisioned futures. Before joining Fidelity Investments in 2023, Jiven worked as a Retirement Consultant at Empower from 2022 to 2023 and as an Investment Consultant at TD Ameritrade from 2018 to 2022. He holds a California Insurance License. Outside of his professional work, Jiven engages in family activities, hiking, movies, and spending time with pets.

Christopher Kobe is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 16 years. Outside of his advisory role, he is a sole proprietor of rental properties in California. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools to develop tailored financial plans.