Ethan Kirby is a financial advisor with J.P. Morgan Securities in Charlotte, NC. He holds a Series 66 designation and has been in the industry since 2025. Prior to joining J.P. Morgan Securities, he worked at Ameriprise Financial and has experience in various roles including advisory and retail positions. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to recommend funds and strategies.

Bret Cozewith is a financial advisor with Primerica Advisors in Charlotte, NC, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2007. Outside of advisory work, he owns the Bret Cozewith Group, which supports his Primerica business and is involved in sales of non-investment products such as home security and automation services. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and a limited number of separately managed accounts primarily to individual and high-net-worth clients. The firm uses third-party asset managers and maintains a percentage-based, tiered wrap fee structure.

Owen Tabor is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services, Us Tech Solutions, Darktrace, Prudential Insurance Company of America, Raymond James Financial, and several other organizations. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and asset allocation models to tailor plans based on clients’ goals and risk tolerances.

Diane Sullivan is a Wealth Management Advisor at Merrill Lynch Wealth Management and serves in a leadership role responsible for team business management for the Biedrycki Sullivan Vaughan Group. She has been in the financial services industry since 2003 and is a CERTIFIED FINANCIAL PLANNER® certificant awarded by the Certified Financial Planner Board of Standards, Inc. Diane is also a qualified Portfolio Manager, managing personalized or defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. She manages the team's client relationships and wealth management casework. Diane joined the group after a career at her alma mater, Belmont Abbey College, where she held several positions including director of annual giving, executive director of development and planned giving, and vice president of institutional advancement. She coordinated a capital campaign that raised $20 million and established a planned giving program that secured more than $6.5 million in planned gifts. Diane's experience in philanthropy adds to the team's capabilities. She holds a Bachelor's degree from Belmont Abbey College and has earned the Personal Investment Advisor (PIA) designation. Diane resides in Belmont, North Carolina with her husband and their two children. Her personal interests include golfing, hiking, reading, skiing, spending time with family, traveling, and watching movies.

Sam Robinson IV is a CFP® with 25 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Amy Wyatt is a financial advisor at Robert Baird & Co. with 28 years of industry experience. She has been with Robert Baird since 2013 and holds Series 63 and Series 66 designations. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and other institutional clients. The group offers customized consulting and portfolio management services using a variety of strategies and managers tailored to client goals and risk tolerances.

James Todd Sr. is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding CFP® and ChFC® designations along with Series 63 and 65 licenses. He has 34 years of industry experience, including 17 years at Mass Mutual Investors Services and MassMutual Life Insurance Company. He is also a landowner involved in leasing land for solar panel development. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs collaborative, software-supported planning processes and offers a range of programs including educational seminars and event-driven planning services.

Nicholas Mathiason is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, having previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryan Rescigno is a financial advisor with Raymond James & Associates in Charlotte, NC, holding a Series 66 designation and bringing three years of industry experience. His prior work includes positions at Spring Valley Country Club, Clemson University, Davinci Financial Designs, Blue Cross Blue Shield of South Carolina, and Soccer Plus. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, with a focus on tailored financial plans and asset-allocation analyses. The firm also provides institutional consulting and has capabilities in public finance and municipal work.

Benjamin Fraser is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at Mass Mutual Investors Services and METLIFE SECURITIES Inc. He is based in Fort Mill, South Carolina. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from both internal and third-party sources.

Morgan Hinchen is a financial advisor with Cetera Wealth Services, LLC, holding a Series 66 designation and one year of industry experience. Prior to joining Cetera, Hinchen worked at Independent Advisor Alliance, LPL Financial LLC, and held various roles in financial and administrative positions. He also provides administrative support to Independent Advisor Alliance through his business activities. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with access to affiliated and third-party investment managers.

David Belinkie is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He holds a Series 66 designation and has been with Mass Mutual Investors Services and Mass Mutual Financial Group since 2003. Outside of his advisory role, he is also licensed as an individual life insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to develop collaborative, annual planning relationships with clients.

Christina Mehltretter is a financial advisor at LPL Financial with three years of industry experience. She holds the Series 66 designation and previously worked at Ernst & Young for eight years. Christina is based in Indian Land, South Carolina. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Mark Esposito is a Series 66-licensed financial advisor with Merrill, based in Charlotte, NC, and has 16 years of industry experience. His prior roles include positions at UBS Financial Services, Bank of America, and earlier tenure at Merrill. He serves as an intelligence analyst in the United States Air Force and Air National Guard. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Nick Mucci is the Vice President and Branch Leader at Fidelity Investments, where he leads the Ballantyne Investor Center. In this role, he focuses on fostering a team of collaborative and engaged associates who work closely with clients to develop financial plans tailored to their needs. Prior to joining Fidelity Investments in 2023, Nick served as Branch Manager at E*TRADE by Morgan Stanley from 2018 to 2023. His professional experience encompasses leadership and client-focused financial planning. Outside of his professional responsibilities, Nick's personal interests include baseball, boating, fitness, golf, running, and traveling.

Mayank Patel is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill. He is based in Fort Mill, SC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Ashlinn Wells is a Financial Consultant at Fidelity Investments, a position held since 2022. She has built her career at Fidelity, progressing through various roles since 2011. Her experience includes serving as a Senior Portfolio Specialist from 2019 to 2022, a Portfolio Specialist from 2015 to 2019, and other client-facing positions that have contributed to her understanding of financial solutions and client management. Throughout her tenure at Fidelity Investments, Ashlinn has worked in several capacities including Client Management Representative, Retirement Solutions Representative, Investment Solutions Representative, and Customer Solutions Representative. This extensive experience has equipped her with insight into portfolio management and retirement planning. Ashlinn is focused on partnering with clients to develop financial plans that align with their individual goals and priorities.

Jack Hussey is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior roles include positions at Wells Fargo Bank and Northwestern Mutual, as well as various engagements at the University of Cincinnati. He has also been involved with Alpha and Omega Cleaning Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to guide investment decisions and offers a range of brokerage and advisory solutions supported by a large network of financial advisors and significant assets under management.

Franklin Babylon is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 designations and 17 years of industry experience. His prior roles include positions at Wells Fargo Bank, Mass Mutual Investors Services, and MetLife Securities. He is also the owner of COD Creative LLC, an investment-related business. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a broad network of investment adviser representatives. The firm provides various advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management supported by research and model portfolios.

John Walsh is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 18 years of industry experience. He has worked at various J.P. Morgan entities since 2007. Outside of his advisory role, Walsh is an owner and partner in a magnet manufacturing company, Niron Magnetics. J.P. Morgan Securities LLC provides investment advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.