Daniel Caldwell is a financial advisor at Osaic Wealth, Inc. based in Richmond, VA, holding Series 63 and Series 65 licenses with 36 years of industry experience. His prior experience includes 17 years at Lincoln Financial Securities Corporation and over 38 years with Jefferson Pilot Insurance/Financial Services. Caldwell is also involved in insurance sales, offering various health and life insurance products alongside his advisory role. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to manage diversified portfolios for individuals, institutions, and charitable organizations.

Jasmine Robinson is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. She has worked at Wells Fargo Clearing since 2022 and previously at Wells Fargo Bank and SunTrust Banks (now Truist). Outside of her advisory role, she operates a small dog boarding and walking service on a limited, part-time basis. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by in-depth research and analytics.

Alla Panitkova is a Planning Consultant at Fidelity Investments, where she has been working since 2025. In this role, she focuses on developing strategic financial plans tailored to the unique needs of each client and helping them make informed decisions at every stage of life. Before her current position, Alla served as a Relationship Manager at Fidelity Investments from 2023 to 2025. Prior to that, she worked as an Advisory Client Associate at Wells Fargo Advisors from 2018 to 2022. Outside of her professional career, Alla has interests that include spending time at the beach, watching movies, parenthood, solving puzzles, running, and traveling.

Jordan Barck is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 designations and five years of industry experience. His work history includes positions at Wells Fargo Advisors, Equitable Advisors, and Carolina Capital Management. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics with a focus on diversification and modern portfolio theory.

Daniel Price is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2014 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate firm-approved tools and modeling techniques to assist clients in planning their financial futures.

Travis Sims is a financial advisor with Ameriprise, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise and its affiliated entity since 2015. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, emphasizing managed accounts and algorithmic automation in its advisory process.

Shah Nawaz is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. His prior work includes roles at Bank of America, Woodforest National Bank, and Gujar One Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jody Bellew is a Vice President and Financial Consultant at Fidelity Investments. In this role, Jody collaborates with clients to develop financial plans that balance maintaining their current lifestyle with preparing for their future. This involves creating customized plans focused on clients and their families, utilizing a broad range of tools and resources. Jody has been with Fidelity Investments since 2005, holding various roles including Service Trading Representative, Investment Consultant, Fixed Income Consultant, Senior Financial Consultant, Retirement Solutions Representative, and Regional Planning Consultant. This extensive experience has contributed to Jody's expertise in financial consulting and planning. No additional information regarding education, credentials, personal interests, or community involvement has been provided.

Kenneth Jones is a CFP® and ChFC® with 23 years of experience in the financial services industry. He has been with Cambridge Investment Research Advisors since 2016 and with Cambridge Investment Research, Inc. since 2011. Jones serves as a board member of the Full Circle Grief Center. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple custody platforms and proprietary and third-party model strategies tailored to client objectives.

Charles Allen is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. Prior to joining LPL Financial in 2019, he worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company from 2013 to 2019. Outside of advising, he is also involved in music as a part-time musician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and a diverse set of financial products and services.

Dustin Dodge is a financial advisor at Robert W. Baird & Co. with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Financial Engines Advisors and Edelman Financial Services. Dustin is part of the DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs supported by ongoing manager selection and internal research.

Justin Rouse is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans and investment strategies tailored to their specific goals and needs. He has been with Fidelity Investments since 2023, progressing through roles including Investment Solutions Representative and Investment Consultant before assuming his current position in 2025. Prior to joining Fidelity, Justin worked as an Agent at New York Life in 2022. Justin's professional experience encompasses various aspects of financial consulting and investment services, reflecting a commitment to client-focused financial planning. Outside of his professional work, he has interests in fitness, golf, military service, pets, and running.

Thomas Heaton is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has 28 years of experience guiding clients through complex markets and significant life events. Heaton specializes in goal-based investment strategies focused on long-term retirement planning and risk management, incorporating principles of Behavioral Finance to help clients avoid emotional decision-making related to greed and fear. His services extend to comprehensive financial solutions including banking, mortgages through Bank of America, investments, risk management, and estate planning. Heaton holds a Bachelor's Degree from the Pennsylvania State University System and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He emphasizes understanding clients' life priorities to create personalized plans aligned with their goals and aspirations. Heaton works alongside his assistant, Nina Sjogren, who supports his clients with administrative needs. Outside of his professional role, Heaton enjoys golfing, running, and spending time with his family. He lives in Hanover County and is married with two daughters who have graduated from Virginia Tech.

Steve Nagy is a Vice President and Executive Planning Consultant at Fidelity Investments, a role he has held since 2016. He has been with Fidelity Investments since 1999, progressing through several positions including Wealth Planning Consultant, Relationship Officer, Retirement Income Planner, and roles in Stock Plan Services and Service and Trading. Prior to joining Fidelity, he worked in Investor Information at Scudder Kemper Investments. Throughout his career, Steve has developed expertise in financial planning and client relationship management, focusing on understanding each client's unique financial goals and developing tailored strategies to work toward them. He holds a California Insurance License. Outside of his professional life, Steve has personal interests that include baseball, beach activities, fitness, golf, pets, and running.

Christopher Geary is a CFP® with 22 years of industry experience, currently affiliated with Wells Fargo Advisors. His prior roles include positions at OSAIC, Triad Advisors, Gallagher Fiduciary Advisors, Independent Financial Group, LLC, F3Logic, LLC, and National Planning Corporation. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria. The firm uses proprietary research and planning tools to develop customized recommendations delivered through meetings and written summaries.

Fletcher Metz is a financial advisor at Morgan Stanley with 21 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds the Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses firm-approved tools and models to assist clients in developing personalized strategies.

Howard Burd is a Financial Advisor at Merrill Lynch Wealth Management. He works with families, executives, and business owners to manage their wealth and business enterprises. His role involves understanding clients' visions, coordinating appropriate expertise, and helping to protect, grow, and transition their assets. Prior to joining Merrill, Howard served over 11 years as a Captain in the United States Marine Corps, advising senior leaders on fiscal operations, logistics, supply chains, contracting, and resource management. He has professional experience working with clients who have significant wealth tied to businesses, commercial real estate, family enterprises, and other real assets, assisting in areas such as diversification, succession planning, and liquidity strategies. Howard also holds the Series 7, 63, and 65 licenses and the Personal Investment Advisor (PIA) designation. Howard graduated from Embry-Riddle Aeronautical University with a bachelor's degree and completed the Marine Corps Expeditionary Warfare School. Outside of his professional career, he has interests in chess, running, and spending time with his family.

James Robertson is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. He has worked at firms including Virginia Asset Management and Securian Financial Services Inc. Robertson is also involved in fixed insurance sales through Virginia Asset Management. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management services, financial planning, and access to third-party money managers.

Noah Harvey is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. His work history includes roles at Wells Fargo Bank, Northern Virginia Community College, LL Bean, Virginia Commonwealth University, Wegmans, and Fairfax High School. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, serving plan sponsors with tailored investment solutions.

Ian Patrick is a Wealth Management Advisor at Merrill Lynch Wealth Management. He advises clients on family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and socially responsible, values-based, and ESG investing. He also focuses on tax minimization, retirement income, and small business strategies. Ian earned a bachelor's degree in economics from the University of Colorado at Boulder and a master's degree from the University of North Carolina System. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ian is fluent in English and Spanish. He is active in the Richmond, Virginia community where he resides with his wife and three daughters. Ian serves on the board of directors of Belltower Pictures and volunteers with the James River Association and Rotary International. His personal interests include boating, music, scuba diving, singing, skiing, and soccer.